Card issuer

Citi

www.citi.comFlexible currency: Citi ThankYou Rewards10 active cards
Citi operates the ThankYou Rewards currency, earned by the Strata Premier/Strata Elite cards (and the predecessor Premier/Prestige). Citi also issues co-brand cards for AAdvantage and Costco.

Cards that earn Citi ThankYou Rewards

Points pool into Citi ThankYou Rewards — transferable to airline + hotel partners.

Co-brand cards Citi issues

These earn the partner’s points directly — not Citi’s flexible currency.

American AAdvantage(4 cards)

Last reviewed May 2026