Citi· co-branded with American AAdvantage

CitiBusiness / AAdvantage Platinum Select World Mastercard

Annual fee
$99
Welcome bonus
65,000 AAdvantage miles
Foreign txn fee
0%
Apply at Citi
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Good to know before you apply
  • First checked bag free (you and up to 4 companions) and preferred boarding (Group 5).
  • 2X miles on American, gas, car rentals, telecom, and cable/satellite.
  • $99 American Airlines companion certificate after you spend $30,000 in a cardmembership year.
  • 25% savings on inflight food, beverage, and Wi-Fi purchases on American.
  • No foreign transaction fees, and the $99 annual fee is waived the first year.
  • Earns Loyalty Points 1:1 toward AAdvantage status.

The CitiBusiness / AAdvantage Platinum Select brings the personal Platinum Select's best perks - free first checked bag, preferred boarding, 2X on American - to business owners, and adds 2X on gas, car rentals, telecom, and cable/satellite. The $99 annual fee is waived the first year, making it an easy pick for a business that flies American and checks bags.

Welcome bonus

What you get for signing up and hitting the minimum spend.

65,000 AAdvantage miles · $4,000 spend in 120d

See the offer

65,000 AAdvantage miles after spending $4,000 in the first 120 days.

$0 intro annual fee the first year, then $99.

Earn rates

How many points per dollar across categories.

4 categories · top rate 2x

See the multipliers

Card-level multipliers. Earn currency: American AAdvantage.

CategoryRateNotes
Flights2x2X miles on eligible American Airlines purchases.
Gas2x2X miles at gas stations and car rental merchants.
Telecom2x2X miles at telecommunications merchants and cable/satellite providers.
All other purchases1x1X miles on all other purchases.

Other ways to earn these points

Programs that transfer into American AAdvantage — additional paths to top up your balance.

2 programs transfer in

See the inbound paths

You can transfer points into American AAdvantage from 2 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.

FromRatioNotes
Citi ThankYou Rewards1:1 from Citi Strata Premier, Strata Elite, and Prestige (premium cards); 1:0.7 from no-annual-fee Citi cardsAdded July 27, 2025 — Citi ThankYou is now a major flexible-currency program that transfers to AAdvantage, making it AA's most strategic on-ramp. Premium-card holders get 1:1; no-annual-fee Citi cardholders transfer at a worse 1:0.7 ratio. Typically near-instant transfer. No federal excise tax pass-through.
Marriott Bonvoy3:1Hotel-to-airline transfer at a flat 3:1 (60K Marriott = 20K AAdvantage). American is excluded from Marriott's 5K-per-60K transfer bonus. Marriott absorbs the federal excise tax, no fee passed through. Posts in 2-7 days, not instant.

Unlock transfers

Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.

Pair with a travel card to unlock partners

See your unlock cards

💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these American AAdvantage travel cards:

You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.

Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

1 program

Browse the portals
Citi Entertainment
Citi's exclusive ticket presales, preferred seating, dining events, and sports access. Available to all Citi credit cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.

Status accelerators

Perks that unlock at spending milestones.

1 benefit

See the details
$99 Companion Certificate
$99 domestic economy companion certificate after you spend $30,000 in a cardmembership year.

Other

Other perks on this card.

5 benefits

See the details
Free First Checked Bag
First checked bag free on domestic American itineraries for you and up to 4 companions on the same reservation.
Preferred Boarding
Group 5 preferred boarding on American flights for you and up to 4 companions.
25% Inflight Savings
25% savings on inflight food, beverage, and Wi-Fi purchases on American flights.
Loyalty Points
Earn 1 Loyalty Point for every $1 on purchases, toward elite status.
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the US.

Last verified June 15, 2026.

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