Citi / AAdvantage Executive World Elite Mastercard
- Complimentary Admirals Club membership (plus lounge access for authorized users) - the only AAdvantage card that includes it, worth up to $1,400 a year on its own.
- Refreshed August 23, 2026 as the "World Legend" Mastercard, $695 annual fee. Credits: up to $500 on American Airlines Vacations, up to $100 inflight/Admirals Club, up to $180 Lyft, up to $120 prepaid Avis/Budget, plus Global Entry/TSA PreCheck. (The old Grubhub credit was dropped.)
- Automatic Omni Hotels Champion status, plus a free night each year after a qualifying two-night stay.
- 12X miles on AAdvantage Hotels & Cars; 4X on American (5X after $150,000 in a calendar year); 1X on everything else.
- Up to 40,000 bonus Loyalty Points a year - 10,000 at each of four spend milestones (50K / 90K / 165K / 240K).
- First checked bag free (you and up to 8 companions). Authorized users $175 for up to 3.
The Citi / AAdvantage Executive is American's premium card and the only one that comes with a full Admirals Club membership - worth hundreds on its own. It earns 4X on American purchases (5X after $150,000 in a year) and 10X on hotels and cars booked through AAdvantage's travel portals. At $595 (plus $175 per authorized user), it makes sense if you value Admirals Club access and fly American often.
Perks worth knowing
Extra value that rides along with this card, from its network and from benefits that unlock more.
Free Instacart+ and a monthly Peacock discount
Catch: Both are for new subscribers only, and Peacock arrives as a monthly statement credit, not a free subscription. These are two separate perks, not a bundle.
See the official terms →Welcome bonus
What you get for signing up and hitting the minimum spend.
70,000 AAdvantage miles · $7,000 spend in 90d
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
70,000 AAdvantage miles · $7,000 spend in 90d
70,000 AAdvantage miles after spending $7,000 in the first 90 days.
Earn rates
How many points per dollar across categories.
3 categories · top rate 10x
See the multipliers →
Earn rates
How many points per dollar across categories.
3 categories · top rate 10x
Card-level multipliers. Earn currency: American AAdvantage.
| Category | Rate | Notes |
|---|---|---|
| Hotel | 10x | 10X miles on hotels (aadvantagehotels.com) and car rentals (aadvantagecars.com). |
| Flights | 4x | 4X miles on eligible American Airlines purchases (5X after $150,000 in a calendar year). |
| All other purchases | 1x | 1X miles on all other purchases. |
Transfer in
Programs that transfer into American AAdvantage — additional paths to top up your balance.
2 programs transfer in
See the inbound paths →
Transfer in
Programs that transfer into American AAdvantage — additional paths to top up your balance.
2 programs transfer in
You can transfer points into American AAdvantage from 2 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| Citi ThankYou Rewards | 1:1 from Citi Strata Premier, Strata Elite, and Prestige (premium cards); 1:0.7 from no-annual-fee Citi cards | Added July 27, 2025 — Citi ThankYou is now a major flexible-currency program that transfers to AAdvantage, making it AA's most strategic on-ramp. Premium-card holders get 1:1; no-annual-fee Citi cardholders transfer at a worse 1:0.7 ratio. Typically near-instant transfer. No federal excise tax pass-through. |
| Marriott Bonvoy | 3:1 | Hotel-to-airline transfer at a flat 3:1 (60K Marriott = 20K AAdvantage). American is excluded from Marriott's 5K-per-60K transfer bonus. Marriott absorbs the federal excise tax, no fee passed through. Posts in 2-7 days, not instant. |
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
See your unlock cards →
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these American AAdvantage travel cards:
You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.
Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Status accelerators
Perks that unlock at spending milestones.
1 benefit
See the details →
Status accelerators
Perks that unlock at spending milestones.
1 benefit
Lounge access
Airport lounge access conferred by this card.
1 benefit
See the details →
Lounge access
Airport lounge access conferred by this card.
1 benefit
Statement credits
Bill credits and recurring perks that offset annual fees.
4 benefits
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Statement credits
Bill credits and recurring perks that offset annual fees.
4 benefits
Other
Other perks on this card.
5 benefits
See the details →
Other
Other perks on this card.
5 benefits