Citi· co-branded with American AAdvantage

Citi / AAdvantage Executive World Elite Mastercard

Annual fee

$595

Welcome bonus

70,000 AAdvantage miles

Foreign txn fee

Apply at Citi

(Direct link to issuer does not currently earn a commission on this card.)

Good to know before you apply

Complimentary Admirals Club membership (plus lounge access for authorized users) - the only AAdvantage card that includes it.
Up to $360 a year in everyday credits: up to $120 each in Lyft, Grubhub, and Avis/Budget statement credits, plus a Global Entry or TSA PreCheck credit (up to $120 every 4 years).
10X miles on hotels (aadvantagehotels.com) and car rentals (aadvantagecars.com); 4X on American (5X after $150,000 in a calendar year).
First checked bag free (you and up to 8 companions) and priority check-in, screening, and boarding (Group 4).
Earn up to 20,000 bonus Loyalty Points a year (10,000 at 50,000 and another 10,000 at 90,000), accelerating AAdvantage status.
No foreign transaction fees. $595 annual fee; authorized users $175 each.

The Citi / AAdvantage Executive is American's premium card and the only one that comes with a full Admirals Club membership - worth hundreds on its own. It earns 4X on American purchases (5X after $150,000 in a year) and 10X on hotels and cars booked through AAdvantage's travel portals. At $595 (plus $175 per authorized user), it makes sense if you value Admirals Club access and fly American often.

Welcome bonus

What you get for signing up and hitting the minimum spend.

70,000 AAdvantage miles · $7,000 spend in 90d

See the offer →

70,000 AAdvantage miles after spending $7,000 in the first 90 days.

Earn rates

How many points per dollar across categories.

3 categories · top rate 10x

See the multipliers →

Card-level multipliers. Earn currency: American AAdvantage.

Category	Rate	Notes
Hotel	10x	10X miles on hotels (aadvantagehotels.com) and car rentals (aadvantagecars.com).
Flights	4x	4X miles on eligible American Airlines purchases (5X after $150,000 in a calendar year).
All other purchases	1x	1X miles on all other purchases.

Other ways to earn these points

Programs that transfer into American AAdvantage — additional paths to top up your balance.

2 programs transfer in

See the inbound paths →

You can transfer points into American AAdvantage from 2 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.

From	Ratio	Notes
Citi ThankYou Rewards	1:1 from Citi Strata Premier, Strata Elite, and Prestige (premium cards); 1:0.7 from no-annual-fee Citi cards	Added July 27, 2025 — Citi ThankYou is now a major flexible-currency program that transfers to AAdvantage, making it AA's most strategic on-ramp. Premium-card holders get 1:1; no-annual-fee Citi cardholders transfer at a worse 1:0.7 ratio. Typically near-instant transfer. No federal excise tax pass-through.
Marriott Bonvoy	3:1	Hotel-to-airline transfer at a flat 3:1 (60K Marriott = 20K AAdvantage). American is excluded from Marriott's 5K-per-60K transfer bonus. Marriott absorbs the federal excise tax, no fee passed through. Posts in 2-7 days, not instant.

Unlock transfers

Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.

Pair with a travel card to unlock partners

See your unlock cards →

💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these American AAdvantage travel cards:

Citi / AAdvantage Globe World Elite Mastercard

You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.

Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

1 program

Browse the portals →

Citi Entertainment

Citi's exclusive ticket presales, preferred seating, dining events, and sports access. Available to all Citi credit cardholders.

🔒 Access this perk through your cardmember account at the issuer's website or app.

Status accelerators

Perks that unlock at spending milestones.

1 benefit

See the details →

Up to 20,000 Bonus Loyalty Points

Earn 10,000 bonus Loyalty Points at 50,000 Loyalty Points and another 10,000 at 90,000 in a qualifying year.

Lounge access

Airport lounge access conferred by this card.

1 benefit

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Admirals Club Membership

Complimentary Admirals Club membership - the only AAdvantage card that includes it. Authorized users get lounge access too.

Statement credits

Bill credits and recurring perks that offset annual fees.

4 benefits

See the details →

Global Entry / TSA PreCheck Credit

Up to $120 statement credit for Global Entry or TSA PreCheck application fee, every 4 years.

Up to $120 Lyft Credits

$10 Lyft credit after 3 rides in a calendar month, up to $120 a year.

Up to $120 Grubhub Credit

Up to $10 per monthly statement in Grubhub credits, up to $120 a year.

Up to $120 Avis/Budget Credit

Up to $120 a year in statement credits on prepaid Avis or Budget car rentals.

Other

Other perks on this card.

5 benefits

See the details →

Free First Checked Bag

First checked bag free on domestic American itineraries for you and up to 8 companions on the same reservation.

Priority Check-in, Screening & Boarding

Priority check-in, airport screening, and Group 4 boarding on American flights (you and up to 8 companions).

25% Inflight Savings

25% savings on inflight food and beverage purchases on American flights.

Loyalty Points

Earn 1 Loyalty Point for every AAdvantage base mile from purchases, toward elite status.

No Foreign Transaction Fees

No foreign transaction fees on purchases made outside the US.