Citi / AAdvantage MileUp Card
- No annual fee - a simple way to earn AAdvantage miles on everyday spend.
- 2X miles at grocery stores (including delivery) and on eligible American Airlines purchases.
- 25% savings on inflight food and drink purchases.
- No free checked bag, and a 3% foreign transaction fee - keep this card for domestic spend.
- Earns Loyalty Points 1:1 with miles, counting toward AAdvantage elite status.
The AAdvantage MileUp Card is American's no-annual-fee entry card, issued by Citi (which became American's exclusive card partner in 2026). It earns 2X miles at grocery stores and on American purchases, plus 25% back on inflight purchases. There is no free checked bag and it carries a 3% foreign transaction fee, so it is best as a domestic, low-commitment way to earn AAdvantage miles and Loyalty Points toward status.
Perks worth knowing
Extra value that rides along with this card, from its network and from benefits that unlock more.
Free Instacart+ and a monthly Peacock discount
Catch: Both are for new subscribers only, and Peacock arrives as a monthly statement credit, not a free subscription. These are two separate perks, not a bundle.
See the official terms →Welcome bonus
What you get for signing up and hitting the minimum spend.
15,000 AAdvantage miles · $500 spend in 90d
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
15,000 AAdvantage miles · $500 spend in 90d
15,000 AAdvantage miles after spending $500 in the first 90 days.
Earn rates
How many points per dollar across categories.
3 categories · top rate 2x
See the multipliers →
Earn rates
How many points per dollar across categories.
3 categories · top rate 2x
Card-level multipliers. Earn currency: American AAdvantage.
| Category | Rate | Notes |
|---|---|---|
| Grocery | 2x | 2X miles at grocery stores, including grocery delivery services. |
| Flights | 2x | 2X miles on eligible American Airlines purchases. |
| All other purchases | 1x | 1X miles on all other purchases. |
Transfer in
Programs that transfer into American AAdvantage — additional paths to top up your balance.
2 programs transfer in
See the inbound paths →
Transfer in
Programs that transfer into American AAdvantage — additional paths to top up your balance.
2 programs transfer in
You can transfer points into American AAdvantage from 2 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| Citi ThankYou Rewards | 1:1 from Citi Strata Premier, Strata Elite, and Prestige (premium cards); 1:0.7 from no-annual-fee Citi cards | Added July 27, 2025 — Citi ThankYou is now a major flexible-currency program that transfers to AAdvantage, making it AA's most strategic on-ramp. Premium-card holders get 1:1; no-annual-fee Citi cardholders transfer at a worse 1:0.7 ratio. Typically near-instant transfer. No federal excise tax pass-through. |
| Marriott Bonvoy | 3:1 | Hotel-to-airline transfer at a flat 3:1 (60K Marriott = 20K AAdvantage). American is excluded from Marriott's 5K-per-60K transfer bonus. Marriott absorbs the federal excise tax, no fee passed through. Posts in 2-7 days, not instant. |
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
See your unlock cards →
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these American AAdvantage travel cards:
You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.
Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Other
Other perks on this card.
2 benefits
See the details →
Other
Other perks on this card.
2 benefits