Citi / AAdvantage MileUp Card
- No annual fee - a simple way to earn AAdvantage miles on everyday spend.
- 2X miles at grocery stores (including delivery) and on eligible American Airlines purchases.
- 25% savings on inflight food and drink purchases.
- No free checked bag, and a 3% foreign transaction fee - keep this card for domestic spend.
- Earns Loyalty Points 1:1 with miles, counting toward AAdvantage elite status.
The AAdvantage MileUp Card is American's no-annual-fee entry card, issued by Citi (which became American's exclusive card partner in 2026). It earns 2X miles at grocery stores and on American purchases, plus 25% back on inflight purchases. There is no free checked bag and it carries a 3% foreign transaction fee, so it is best as a domestic, low-commitment way to earn AAdvantage miles and Loyalty Points toward status.
Welcome bonus
What you get for signing up and hitting the minimum spend.
15,000 AAdvantage miles · $500 spend in 90d
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
15,000 AAdvantage miles · $500 spend in 90d
15,000 AAdvantage miles after spending $500 in the first 90 days.
Earn rates
How many points per dollar across categories.
3 categories · top rate 2x
See the multipliers →
Earn rates
How many points per dollar across categories.
3 categories · top rate 2x
Card-level multipliers. Earn currency: American AAdvantage.
| Category | Rate | Notes |
|---|---|---|
| Grocery | 2x | 2X miles at grocery stores, including grocery delivery services. |
| Flights | 2x | 2X miles on eligible American Airlines purchases. |
| All other purchases | 1x | 1X miles on all other purchases. |
Other ways to earn these points
Programs that transfer into American AAdvantage — additional paths to top up your balance.
2 programs transfer in
See the inbound paths →
Other ways to earn these points
Programs that transfer into American AAdvantage — additional paths to top up your balance.
2 programs transfer in
You can transfer points into American AAdvantage from 2 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| Citi ThankYou Rewards | 1:1 from Citi Strata Premier, Strata Elite, and Prestige (premium cards); 1:0.7 from no-annual-fee Citi cards | Added July 27, 2025 — Citi ThankYou is now a major flexible-currency program that transfers to AAdvantage, making it AA's most strategic on-ramp. Premium-card holders get 1:1; no-annual-fee Citi cardholders transfer at a worse 1:0.7 ratio. Typically near-instant transfer. No federal excise tax pass-through. |
| Marriott Bonvoy | 3:1 | Hotel-to-airline transfer at a flat 3:1 (60K Marriott = 20K AAdvantage). American is excluded from Marriott's 5K-per-60K transfer bonus. Marriott absorbs the federal excise tax, no fee passed through. Posts in 2-7 days, not instant. |
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
See your unlock cards →
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these American AAdvantage travel cards:
You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.
Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Other
Other perks on this card.
2 benefits
See the details →
Other
Other perks on this card.
2 benefits