Citi / AAdvantage Platinum Select World Elite Mastercard
- First checked bag free on domestic American itineraries for you and up to 4 companions on the same reservation - usually pays the $99 fee back fast.
- 2X miles at restaurants, gas stations, and on eligible American Airlines purchases.
- Preferred boarding on American flights.
- $125 American Airlines flight discount after you spend $20,000 in a card membership year.
- No foreign transaction fees, and the $99 annual fee is waived the first year.
- Earns Loyalty Points 1:1 toward AAdvantage status.
- The current welcome offer is 80,000 miles after $3,500 in 4 months, which Citi labels a limited-time offer with no end date shown. Citi has also offered a smaller 50,000-mile version at times, so check the page before you apply.
The Citi / AAdvantage Platinum Select is the workhorse American Airlines card: a free first checked bag, preferred boarding, and 2X miles on dining, gas, and American purchases. The $99 annual fee is waived the first year, and for anyone who checks a bag on American even once or twice a year, the free-bag benefit alone tends to cover it. It also earns Loyalty Points toward elite status.
Perks worth knowing
Extra value that rides along with this card, from its network and from benefits that unlock more.
Free Instacart+ and a monthly Peacock discount
Catch: Both are for new subscribers only, and Peacock arrives as a monthly statement credit, not a free subscription. These are two separate perks, not a bundle.
See the official terms →Welcome bonus
What you get for signing up and hitting the minimum spend.
80,000 AAdvantage miles · $3,500 spend in 120d
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
80,000 AAdvantage miles · $3,500 spend in 120d
This is an elevated offer. The standard bonus is 50,000 AAdvantage miles.
Plus Limited-time offer per the issuer page (no end date shown). $0 intro annual fee the first year, then $99..
80,000 AAdvantage miles after spending $3,500 in the first 120 days.
Limited-time offer per the issuer page (no end date shown). $0 intro annual fee the first year, then $99.
Earn rates
How many points per dollar across categories.
4 categories · top rate 2x
See the multipliers →
Earn rates
How many points per dollar across categories.
4 categories · top rate 2x
Card-level multipliers. Earn currency: American AAdvantage.
| Category | Rate | Notes |
|---|---|---|
| Dining | 2x | 2X miles at restaurants. |
| Gas | 2x | 2X miles at gas stations. |
| Flights | 2x | 2X miles on eligible American Airlines purchases. |
| All other purchases | 1x | 1X miles on all other purchases. |
Transfer in
Programs that transfer into American AAdvantage — additional paths to top up your balance.
3 programs transfer in
See the inbound paths →
Transfer in
Programs that transfer into American AAdvantage — additional paths to top up your balance.
3 programs transfer in
You can transfer points into American AAdvantage from 3 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| Citi ThankYou Rewards | premium1:1 standard1:0.7 | AAdvantage Bonus Miles. Narrower eligibility - AT&T cards excluded from both tiers. |
| IHG One Rewards | 5:1 | Convert IHG points to American Airlines AAdvantage by calling IHG One Rewards. Airline transfers are phone only, never online. Standard rate is 5,000 IHG points for 1,000 miles and can take up to six weeks to arrive. Airline conversions are usually weak value, so keep IHG points for hotel nights unless topping off a specific balance. |
| Marriott Bonvoy | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
See your unlock cards →
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these American AAdvantage travel cards:
You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.
Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Status accelerators
Perks that unlock at spending milestones.
1 benefit
See the details →
Status accelerators
Perks that unlock at spending milestones.
1 benefit
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
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Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
Other
Other perks on this card.
5 benefits
See the details →
Other
Other perks on this card.
5 benefits