Citi / AAdvantage Platinum Select World Elite Mastercard
- First checked bag free on domestic American itineraries for you and up to 4 companions on the same reservation - usually pays the $99 fee back fast.
- 2X miles at restaurants, gas stations, and on eligible American Airlines purchases.
- Preferred boarding on American flights.
- $125 American Airlines flight discount after you spend $20,000 in a card membership year.
- No foreign transaction fees, and the $99 annual fee is waived the first year.
- Earns Loyalty Points 1:1 toward AAdvantage status.
- The 80,000-mile welcome offer is a limited-time elevated bonus (the standard offer is 50,000).
The Citi / AAdvantage Platinum Select is the workhorse American Airlines card: a free first checked bag, preferred boarding, and 2X miles on dining, gas, and American purchases. The $99 annual fee is waived the first year, and for anyone who checks a bag on American even once or twice a year, the free-bag benefit alone tends to cover it. It also earns Loyalty Points toward elite status.
Perks worth knowing
Extra value that rides along with this card, from its network and from benefits that unlock more.
Free Instacart+ and a monthly Peacock discount
Catch: Both are for new subscribers only, and Peacock arrives as a monthly statement credit, not a free subscription. These are two separate perks, not a bundle.
See the official terms →Welcome bonus
What you get for signing up and hitting the minimum spend.
80,000 AAdvantage miles · $3,500 spend in 120d
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
80,000 AAdvantage miles · $3,500 spend in 120d
This is an elevated, limited-time offer. The standard bonus is 50,000 AAdvantage miles.
Plus Limited-time elevated offer (standard 50,000). $0 intro annual fee the first year, then $99..
80,000 AAdvantage miles after spending $3,500 in the first 120 days.
Limited-time elevated offer (standard 50,000). $0 intro annual fee the first year, then $99.
Earn rates
How many points per dollar across categories.
4 categories · top rate 2x
See the multipliers →
Earn rates
How many points per dollar across categories.
4 categories · top rate 2x
Card-level multipliers. Earn currency: American AAdvantage.
| Category | Rate | Notes |
|---|---|---|
| Dining | 2x | 2X miles at restaurants. |
| Gas | 2x | 2X miles at gas stations. |
| Flights | 2x | 2X miles on eligible American Airlines purchases. |
| All other purchases | 1x | 1X miles on all other purchases. |
Transfer in
Programs that transfer into American AAdvantage — additional paths to top up your balance.
2 programs transfer in
See the inbound paths →
Transfer in
Programs that transfer into American AAdvantage — additional paths to top up your balance.
2 programs transfer in
You can transfer points into American AAdvantage from 2 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| Citi ThankYou Rewards | 1:1 from Citi Strata Premier, Strata Elite, and Prestige (premium cards); 1:0.7 from no-annual-fee Citi cards | Added July 27, 2025 — Citi ThankYou is now a major flexible-currency program that transfers to AAdvantage, making it AA's most strategic on-ramp. Premium-card holders get 1:1; no-annual-fee Citi cardholders transfer at a worse 1:0.7 ratio. Typically near-instant transfer. No federal excise tax pass-through. |
| Marriott Bonvoy | 3:1 | Hotel-to-airline transfer at a flat 3:1 (60K Marriott = 20K AAdvantage). American is excluded from Marriott's 5K-per-60K transfer bonus. Marriott absorbs the federal excise tax, no fee passed through. Posts in 2-7 days, not instant. |
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
See your unlock cards →
Unlock transfers
Pair this card with a travel card in the American AAdvantage family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these American AAdvantage travel cards:
You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.
Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Status accelerators
Perks that unlock at spending milestones.
1 benefit
See the details →
Status accelerators
Perks that unlock at spending milestones.
1 benefit
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
See the details →
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
Other
Other perks on this card.
5 benefits
See the details →
Other
Other perks on this card.
5 benefits