Chase· co-branded with Marriott Bonvoy
Marriott Bonvoy Bountiful Credit Card
Annual fee
$250
Welcome bonus
85,000 Marriott Bonvoy points
Foreign txn fee
0%
(Direct link to issuer does not currently earn a commission on this card.)
Good to know before you apply
- The 85,000-point welcome bonus requires $4,000 in 3 months - that's roughly $1,333/month, which is a real ask for a personal card at this fee tier, so map out your actual spend before you apply and make sure the timing works rather than scrambling for ways to pad a grocery run in month three.
- The 4x on dining and groceries sounds like two separate buckets, but it's ONE combined $15,000 annual cap - meaning if you're a heavy diner AND a heavy grocery spender, that ceiling can arrive faster than you'd expect, and everything in both categories drops to 2x for the rest of the year once it does.
- The Free Night Award (up to 50,000 points) only unlocks after $15,000 in calendar-year spend - that's $1,250/month, which is a meaningful threshold, and it's not automatic just for holding the card, so if your spend doesn't reliably clear that number the award is more theoretical than real and the $250 fee needs to justify itself on the other benefits alone.
- The automatic Gold Elite status comes with real perks - 25% Elite Bonus Points on stays, 2 p.m. Late Checkout, and Enhanced Room Upgrades (both availability-based, so not guaranteed) - which means the headline earn rate at Marriott properties is actually 6x card points stacked on top of base program points and the Gold bonus, and the "6x" on the tin is only part of what's landing in your account.
- The Free Night Award can be combined with up to 25,000 additional Marriott Bonvoy points to reach higher-tier properties - same mechanic as other Bonvoy cards, but at 50,000 points the ceiling is meaningfully higher than the 35,000-point version on lower-tier cards, so don't reflexively burn it on the nearest property when a top-up could get you somewhere significantly nicer.
- NO expiration free pass - Marriott Bonvoy points stay alive as long as there's qualifying earning or redemption activity on your account every 24 months, which is different from "points never expire," so if you go quiet on both card spend and all other Bonvoy activity for two years, the clock is real and the points are gone.
- The Auto Rental Collision Damage Waiver is secondary coverage in the U.S. - meaning your personal auto insurance pays out first and this card picks up what's left, which is worth knowing before you assume the card coverage stands alone the way primary coverage would.
The Marriott Bonvoy Bountiful is a solid mid-tier hotel card for Marriott loyalists — automatic Gold Elite status, 15 elite night credits, and a spend-triggered free night award make the $250 annual fee defensible if you stay at Marriotts more than once a year. The 6x earn rate at Marriott properties (card contribution only) and 4x on dining and groceries (up to $15K/year combined) keep the points flowing between hotel stays.
Welcome bonus
What you get for signing up and hitting the minimum spend.
85,000 Marriott Bonvoy points · $4,000 spend in 3mo
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
85,000 Marriott Bonvoy points · $4,000 spend in 3mo
85,000 Marriott Bonvoy points after spending $4,000 in the first 3 months.
Earn rates
How many points per dollar across categories.
4 categories · top rate 6x
See the multipliers →
Earn rates
How many points per dollar across categories.
4 categories · top rate 6x
Card-level multipliers. Earn currency: Marriott Bonvoy.
| Category | Rate | Notes |
|---|---|---|
| Hotels | 6x | Card contributes 6x on qualifying purchases at Marriott Bonvoy hotels. Additional Marriott Bonvoy base points (10x) and Gold Elite bonus (2.5x) earned via loyalty program — not a card feature. Combined total up to 18.5x. |
| Groceries | 4x | 4x total (2x base + 2x bonus) on grocery stores and dining combined, up to $15,000 annually. Reverts to 2x after cap. |
| Dining | 4x | 4x total (2x base + 2x bonus) on dining at restaurants including takeout and eligible delivery, combined with grocery stores up to $15,000 annually. Reverts to 2x after cap. |
| All other purchases | 2x | 2x on all other purchases with no maximum. |
Transfer partners
Where you can move your Marriott Bonvoy to airline + hotel programs.
38 partners
Meet the partners →
Transfer partners
Where you can move your Marriott Bonvoy to airline + hotel programs.
38 partners
Points earned with this card transfer to 38 partner programs via Marriott Bonvoy.
| To | Ratio | Notes |
|---|---|---|
| American AAdvantage | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
| Aegean Miles+Bonus | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Aer Lingus AerClub | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Aeromexico Rewards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Air Canada Aeroplan | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Air China PhoenixMiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Flying Blue | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Air New Zealand Koru | 200:1 | Airpoints are dollar-denominated; transfers at 200:1, not a standard mile ratio. |
| ANA Mileage Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Asiana Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Atmos Rewards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Miles & More | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Avianca LifeMiles | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
| Avios | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Cathay Pacific Asia Miles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| China Southern Sky Pearl Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Copa ConnectMiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Delta SkyMiles | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
| Emirates Skywards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Ethiopian ShebaMiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Etihad Guest | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Frontier Miles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Hainan Airlines | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Club Iberia Plus | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Japan Airlines Mileage Bank | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Singapore KrisFlyer | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| LATAM Pass | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Qantas Frequent Flyer | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Qatar Privilege Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Saudia Alfursan | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Southwest Rapid Rewards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| TAP Miles&Go | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Thai Royal Orchid Plus | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Turkish Miles&Smiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| United MileagePlus | 3:1 | Base 3:1 with an enhanced 10,000-mile bonus per 60,000 points transferred. |
| Virgin Atlantic Flying Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Velocity Frequent Flyer | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Vueling Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
2 programs
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
2 programs
Chase Experiences
Chase's cardmember-exclusive events portal --- dining series, chef collaborations, concerts, sports, cultural events. Open to all Chase consumer credit cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.
Marriott Bonvoy Moments
Marriott's auction + fixed-price experiences portal --- culinary, sports, concerts, travel packages. Open to anyone earning Marriott Bonvoy points (most cobrand cards qualify).
🔒 Access this perk through your cardmember account at the issuer's website or app.
Free nights
Annual free night certificates and similar.
1 benefit
See the details →
Free nights
Annual free night certificates and similar.
1 benefit
Free Night Award After $15,000 Annual Spend
Earn a Free Night Award after $15,000 in spend each calendar year. Valid for a one-night stay in a standard guest room with redemption level up to 50,000 points. Can be combined with up to 25,000 points to access more hotels.
Unlocks at $15,000 spend
Status
Hotel / airline / partner status this card grants.
1 benefit
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Status
Hotel / airline / partner status this card grants.
1 benefit
Automatic Marriott Bonvoy Gold Elite Status
Enjoy automatic Marriott Bonvoy Gold Elite status each calendar year. Includes 25% Elite Bonus Points on stays, 2 p.m. Late Checkout (based on availability), Enhanced Room Upgrade (based on availability), and more.
Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
7 benefits
See the details →
Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
7 benefits
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your Card. Covers theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Baggage Delay Insurance
Reimburses up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your Card at the time of dispatch.
Travel Accident Insurance
When you pay for air, bus, train, or cruise transportation with your Card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Trip Delay Reimbursement
If your scheduled travel (plane, train, ship, or bus) is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses such as meals and lodging, up to $500 per covered traveler.
Travel and Emergency Assistance Services
Provides legal and medical referrals and access to other travel and emergency assistance services when you run into a problem while traveling away from home. Cardholder is responsible for the cost of any goods or services obtained.
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
2 benefits
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Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
2 benefits
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Other
Other perks on this card.
9 benefits
See the details →
Other
Other perks on this card.
9 benefits
15 Elite Night Credits
Receive 15 Elite Night Credits every calendar year toward the next level of Marriott Bonvoy Elite status.
Complimentary Wi-Fi at Marriott Bonvoy Hotels
Enjoy free premium internet connection while staying at hotels participating in Marriott Bonvoy.
Visa Signature Concierge Service
Complimentary personal assistance anytime, anywhere — from last-minute restaurant reservations to planning a special occasion. Available 24/7 by calling 1-800-953-7392.
Chase Pay Over Time
Break up eligible Credit Card purchases into budget-friendly payments with a fixed monthly fee instead of interest.
Marriott Bonvoy Chase Credit Card Events Access
Access to exclusive experiences including fine dining, live music, resort getaways, and VIP access at sporting events.
1,000 Bonus Points Per Eligible Stay
Earn a maximum of 1,000 bonus points per eligible stay at participating Marriott Bonvoy properties. An eligible stay is defined as at least one paid night purchased directly with Marriott on a qualifying rate.
No Foreign Transaction Fees
No foreign transaction fees charged on purchases made abroad.
My Chase Loan
Take advantage of credit you already have on your Chase Credit Card to get a flexible, lower-APR loan, with funds deposited directly into your bank account.
Marriott Bonvoy Points Do Not Expire (with activity)
Points transferred to your Marriott Bonvoy account won't expire as long as there is card earning activity or other qualifying earning or redemption activity every 24 months.