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Free tool · Updated 2026

Card Companion

Premium cards hand you a pile of credits on a dozen different clocks, and most people quietly leave hundreds of dollars on the table every year. A Companion tracks each credit by when it resets, adds up what you have actually captured, and tells you whether you are ahead of the annual fee yet.

Everything saves in your own browser. Nothing is sent to us, and no email is required.

Ready nowChase

Chase Sapphire Reserve

Track every 2026 credit by when it resets, see what you have actually captured against the $795 fee, and unlock the $75K spend club.

Annual fee
$795
Credits tracked
$2,190

Every figure verified against Chase’s published terms in September 2026, and re-checked quarterly.

See the full Chase Sapphire Reserve card details

Next up

We build these one card at a time so every number is verified against the issuer first.

Coming soonAmerican Express

The Platinum Card from American Express

Airline fee, hotel, digital entertainment, Uber and Saks credits all reset on different clocks.

Coming soonCapital One

Capital One Venture X

The travel credit and anniversary miles are simple, which makes them easy to forget.

Coming soonChase

Chase Sapphire Preferred

A smaller set of credits, but the hotel credit and anniversary points still go unused.

Benefits change. Every figure is verified against the issuer’s own published terms before it ships, but always confirm current terms with your issuer. Crazy4Points is not affiliated with any issuer.