Chase· co-branded with Marriott Bonvoy
Marriott Bonvoy Boundless Credit Card
Annual fee
$95
Welcome bonus
125,000 Marriott Bonvoy points
Foreign txn fee
0%
(Direct link to issuer does not currently earn a commission on this card.)
Good to know before you apply
- The 125,000-point welcome bonus requires $3,000 in 3 months - that's $1,000/month, one of the more manageable spend targets you'll find on a $95 card, and 125,000 Bonvoy points is a genuinely strong opening offer if Marriott is already where you sleep when you travel.
- The 3x on groceries, gas, and dining all share ONE combined $6,000 annual cap - meaning if you're heavy on grocery spend alone, that bucket fills fast and everything else in the trio drops to 2x for the rest of the year, so know your category mix before you assume the elevated rate holds year-round.
- The annual Free Night Award (up to 35,000 points) can be topped up with up to 25,000 additional Marriott Bonvoy points to reach higher-tier properties - which means it's not just a budget-hotel voucher if you're willing to pull some points off the bench, and that's worth knowing before you reflexively burn it on the nearest Courtyard.
- The 15 Elite Night Credits per year are meaningfully better than what you get on the no-annual-fee Bonvoy Bold - plus you earn 1 additional credit for every $5,000 spent with no cap, so if you're putting real spend on this card and staying at Marriott properties regularly, Gold Elite status via night credits is a genuine possibility before you ever hit the $35,000 spend threshold.
- The 2026 airline statement credit is a limited-time offer, not a permanent benefit - it's up to $100 in credits ($50 per half-year after $250 in eligible airline purchases each period), which is a nice offset against the $95 fee this year, but don't build your annual math around it holding past 2026.
- NO free pass on points expiration - Marriott Bonvoy points stay alive as long as you make purchases on the card every 24 months, which is different from "points never expire," so if you go quiet on card spend AND all other Bonvoy activity for two years, the clock is real and the points are gone.
- The DashPass membership is complimentary for one year, then auto-enrolls at the current monthly rate - the $10 quarterly credit on non-restaurant DoorDash orders through Dec 31, 2027 helps offset it if you're already using the platform, but if you activate and forget, you're paying for a subscription that snuck up on you, so set a reminder before the free year closes.
The Marriott Bonvoy Boundless is the go-to entry card for Bonvoy loyalists — a modest $95 fee buys you an annual free night (up to 35K points), automatic Silver Elite status, 15 elite night credits, and a path to Gold at $35K spend. Toss in 6x at Marriott hotels and a sweet 2026 airline credit sweetener and you've got a solid everyday companion for anyone who bleeds Marriott blue.
Welcome bonus
What you get for signing up and hitting the minimum spend.
125,000 Marriott Bonvoy points · $3,000 spend in 3mo
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
125,000 Marriott Bonvoy points · $3,000 spend in 3mo
125,000 Marriott Bonvoy points after spending $3,000 in the first 3 months.
Earn rates
How many points per dollar across categories.
5 categories · top rate 6x
See the multipliers →
Earn rates
How many points per dollar across categories.
5 categories · top rate 6x
Card-level multipliers. Earn currency: Marriott Bonvoy.
| Category | Rate | Notes |
|---|---|---|
| Hotels | 6x | Card contributes 6x at Marriott Bonvoy hotels. Combined total up to 17x: +10x Marriott Bonvoy member base + up to 1x Silver Elite Status (combined ~17x total). Card-only contribution is 6x. |
| Groceries | 3x | 3x on first $6,000 combined across grocery stores, gas stations, and dining annually |
| Gas stations | 3x | 3x on first $6,000 combined across grocery stores, gas stations, and dining annually |
| Dining | 3x | 3x on first $6,000 combined across grocery stores, gas stations, and dining annually |
| All other purchases | 2x | 2x on all other purchases; points don't expire as long as purchases made every 24 months |
Transfer partners
Where you can move your Marriott Bonvoy to airline + hotel programs.
38 partners
Meet the partners →
Transfer partners
Where you can move your Marriott Bonvoy to airline + hotel programs.
38 partners
Points earned with this card transfer to 38 partner programs via Marriott Bonvoy.
| To | Ratio | Notes |
|---|---|---|
| American AAdvantage | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
| Aegean Miles+Bonus | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Aer Lingus AerClub | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Aeromexico Rewards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Air Canada Aeroplan | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Air China PhoenixMiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Flying Blue | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Air New Zealand Koru | 200:1 | Airpoints are dollar-denominated; transfers at 200:1, not a standard mile ratio. |
| ANA Mileage Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Asiana Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Atmos Rewards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Miles & More | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Avianca LifeMiles | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
| Avios | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Cathay Pacific Asia Miles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| China Southern Sky Pearl Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Copa ConnectMiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Delta SkyMiles | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
| Emirates Skywards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Ethiopian ShebaMiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Etihad Guest | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Frontier Miles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Hainan Airlines | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Club Iberia Plus | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Japan Airlines Mileage Bank | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Singapore KrisFlyer | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| LATAM Pass | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Qantas Frequent Flyer | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Qatar Privilege Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Saudia Alfursan | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Southwest Rapid Rewards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| TAP Miles&Go | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Thai Royal Orchid Plus | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Turkish Miles&Smiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| United MileagePlus | 3:1 | Base 3:1 with an enhanced 10,000-mile bonus per 60,000 points transferred. |
| Virgin Atlantic Flying Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Velocity Frequent Flyer | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Vueling Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
2 programs
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
2 programs
Chase Experiences
Chase's cardmember-exclusive events portal --- dining series, chef collaborations, concerts, sports, cultural events. Open to all Chase consumer credit cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.
Marriott Bonvoy Moments
Marriott's auction + fixed-price experiences portal --- culinary, sports, concerts, travel packages. Open to anyone earning Marriott Bonvoy points (most cobrand cards qualify).
🔒 Access this perk through your cardmember account at the issuer's website or app.
Free nights
Annual free night certificates and similar.
2 benefits
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Free nights
Annual free night certificates and similar.
2 benefits
Annual Free Night Award
One free night at a Marriott Bonvoy property with redemption level up to 35,000 points. Can be combined with up to 25,000 additional points to access higher-tier hotels. Certain hotels have resort fees.
Free Night Award — Points Top-Up
The annual Free Night Award (up to 35,000 points) can be combined with up to 25,000 additional Marriott Bonvoy points to access higher-tier properties.
Status
Hotel / airline / partner status this card grants.
1 benefit
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Status
Hotel / airline / partner status this card grants.
1 benefit
Automatic Marriott Bonvoy Silver Elite Status
Automatic Silver Elite Status each calendar year. Includes 10% Elite Bonus Points on stays, Priority Late Checkout (availability-based), and complimentary Wi-Fi.
Status accelerators
Perks that unlock at spending milestones.
1 benefit
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Status accelerators
Perks that unlock at spending milestones.
1 benefit
Gold Elite Status via Spend
Earn Marriott Bonvoy Gold Elite Status when you spend $35,000 on purchases in a calendar year. Includes 25% Elite Bonus Points, 2 p.m. Late Checkout, Enhanced Room Upgrades.
Unlocks at $35,000 spend
Travel credits
Annual travel-spend credits and portal incentives.
1 benefit
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Travel credits
Annual travel-spend credits and portal incentives.
1 benefit
Airline Statement Credit (2026 Exclusive Offer)
Earn up to $100 in statement credits on eligible airline purchases: $50 after spending $250 Jan 1–Jun 30; $50 more after spending $250 Jul 1–Dec 31.
Unlocks at $250 spend
Statement credits
Bill credits and recurring perks that offset annual fees.
2 benefits
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Statement credits
Bill credits and recurring perks that offset annual fees.
2 benefits
DashPass Complimentary Membership
One year complimentary DashPass membership for DoorDash and Caviar: $0 delivery fees and lower service fees on eligible orders. After that, auto-enrolled at current monthly rate. Activate by Dec 31, 2027. DashPass members also get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
DashPass Quarterly Non-Restaurant Credit
DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
6 benefits
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Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
6 benefits
Baggage Delay Insurance
Reimburses up to $100/day for up to 5 days for essential purchases when baggage is delayed over 6 hours.
Lost Luggage Reimbursement
Reimbursement up to $3,000 per covered traveler for checked or carry-on baggage lost, damaged, or stolen during a covered trip. NY residents limited to $2,000 per bag / $10,000 per trip.
Trip Delay Reimbursement
Covers unreimbursed expenses (meals, lodging) up to $500 per covered traveler if travel is delayed more than 12 hours or requires an overnight stay.
Travel Accident Insurance
Up to $500,000 in accidental death or dismemberment coverage when paying for air, bus, train, or cruise transportation with the card.
Roadside Assistance
Call service provider to dispatch roadside help in an emergency. Roadside service fees billed to your card at time of dispatch.
Auto Rental Collision Damage Waiver
Decline rental company's collision insurance and charge the entire rental to the card. Covers theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to personal insurance.
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
2 benefits
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Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
2 benefits
Purchase Protection
Covers eligible new purchases for 120 days from purchase date against damage or theft, up to $500 per item.
Extended Warranty Protection
Extends manufacturer's U.S. warranty by one additional year on eligible warranties of three years or less, up to four years from date of purchase.
Other
Other perks on this card.
5 benefits
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Other
Other perks on this card.
5 benefits
15 Elite Night Credits Per Year
Receive 15 Elite Night Credits every calendar year toward the next level of Marriott Bonvoy Elite status. Plus 1 additional Elite Night Credit for every $5,000 spent, with no cap.
Travel and Emergency Assistance Services
Provides legal and medical referrals and access to other travel and emergency assistance services when traveling away from home. Cardholder is responsible for cost of goods/services obtained.
Visa Signature Concierge
Complimentary Visa Signature Concierge Service 24 hours a day. Assistance with event tickets, dinner reservations, and gifts.
Points Expiration Policy
Points do not expire as long as cardholder makes purchases on the credit card every 24 months.
Marriott Bonvoy Chase Credit Card Events & Experiences
Access to exclusive cardmember experiences including fine dining, live music, resort getaways, and VIP access at sporting events through Marriott Bonvoy Chase Credit Card Events program.