Aeroplan Credit Card

• The 60,000-point welcome bonus (after $3,000 in 3 months) is a reasonable hurdle for a $95 card - and Aeroplan's 45+ partner airline network means those points can work hard well beyond Air Canada metal if you're willing to dig into the redemption chart.
• The automatic Aeroplan 25K Status for new cardmembers is a genuinely useful perk - it covers the remainder of the calendar year PLUS the following year, but keeping it past that requires $15,000 in annual card spend, so flag that number before you start leaning on the status benefits.
• The 3x earn on groceries and dining is the quiet overachiever on this card - for an airline cobrand at $95/year, earning at 3x on two everyday categories that have nothing to do with airports is legitimately good, and it's easy to forget this card competes on that axis.
• NO status math is as simple as it looks here - the 5,000 SQC bonus, the $25,000 spend tier, and the $50,000 spend tier are three separate unlocks, and the 35K Status threshold requires $75,000 in calendar-year spend, which is a serious lift that most people won't hit organically.
• The free first checked bag covers the primary cardmember and up to 8 companions on the same reservation - that's real value per trip, but only when travel ORIGINATES on an Air Canada flight, so connecting itineraries that start elsewhere don't qualify.
• The 10% transfer bonus on Ultimate Rewards points (when moving 50,000+ UR in a single transaction) is a niche but real sweetener - the 25,000 bonus point annual cap means it doesn't scale infinitely, and you'll need an eligible Chase card to send from, but it's worth knowing the mechanic exists.
• Trip delay reimbursement kicks in after 12 hours (or an overnight stay) - that's a longer trigger than some competing travel cards, and the $500 per traveler cap is solid, but the 12-hour clock is the detail most people don't check until they're already stuck at the gate.
• Easy to miss: the Global Entry / TSA PreCheck / NEXUS credit reimburses up to $120 every 4 years when you apply with the card.

The Aeroplan® Card is the go-to for Air Canada loyalists who want to stack 3x points on groceries, dining, and direct Air Canada purchases while unlocking perks like automatic 25K elite status and free checked bags for the whole crew. At $95/year, it punches above its weight for frequent flyers in the Star Alliance ecosystem — especially with that 10% UR transfer bonus sweetening the deal.