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American Express Membership Rewards

Independent3 active alertsLast reviewed Jun 2026

American Express Membership Rewards is the original premium transferable currency, and still one of the deepest. You earn it on Amex's charge and credit cards - heavy on the Platinum and Gold - and cash it out by moving points to 17 airline and 3 hotel partners, most at 1:1. The roster leans international and premium-cabin: ANA, Singapore, Virgin Atlantic, Air Canada, and Avianca are where the outsized value lives. As always, the points are worth the most when you have a specific award in your sights - transfers are one-way, instant for most partners, and final.

Sweet spots

Where your points punch above their weight.

Where this currency genuinely shines.

Show me the picks
  • ANA Mileage Club (1:1) - some of the best business and first-class pricing to Japan and beyond (round-trip pricing only, but exceptional rates).
  • Virgin Atlantic Flying Club (1:1) - book Delta One and ANA first class at sweet-spot rates; watch for frequent transfer bonuses.
  • Air Canada Aeroplan (1:1) - fixed partner pricing plus a free stopover; strong for Star Alliance premium cabins to Europe and Asia.
  • Avianca LifeMiles (1:1) - no fuel surcharges on Star Alliance partners, often the cheapest way into Lufthansa and Swiss business.
  • Singapore KrisFlyer (1:1) - the most reliable route to Singapore Suites and long-haul premium on its own metal.

Transfer partners

20 places to send these points. Where the currency goes.

20 programs this transfers out to.

Meet the partners

American Express Membership Rewards transfers points or miles OUT to these programs.

ToRatioNotes
Aer Lingus AerClub1:11,000 MR = 1,000 Avios
Aeromexico Rewards1:1.61,000 MR = 1,600 AeroMexico Rewards points
Air Canada Aeroplan1:11,000 MR = 1,000 Aeroplan points
ANA Mileage Club1:11,000 MR = 1,000 ANA Mileage Club miles
Avianca LifeMiles1:11,000 MR = 1,000 LifeMiles
Avios1:11,000 MR = 1,000 Avios (The British Airways Club)
Cathay Pacific Asia Miles1:0.81,000 MR = 800 Asia Miles
Delta SkyMiles1:11,000 MR = 1,000 SkyMiles
Emirates Skywards1:0.81,000 MR = 800 Skywards Miles
Etihad Guest1:11,000 MR = 1,000 Etihad Guest miles
Flying Blue1:11,000 MR = 1,000 Flying Blue miles (Air France-KLM)
Club Iberia Plus1:11,000 MR = 1,000 Avios
JetBlue TrueBlue250:200250 MR = 200 TrueBlue points (5:4 ratio)
Qantas Frequent Flyer1:1500 MR = 500 Qantas Points
Qatar Privilege Club1:11,000 MR = 1,000 Avios (Qatar Privilege Club)
Singapore KrisFlyer1:11,000 MR = 1,000 KrisFlyer miles
Virgin Atlantic Flying Club1:11,000 MR = 1,000 Virgin Points
Choice Privileges1:11,000 MR = 1,000 Choice Privileges points
Hilton Honors1:21,000 MR = 2,400 Hilton Honors points
Marriott Bonvoy1:11,000 MR = 1,000 Marriott Bonvoy points

How to spend

The high-leverage moves. Read this before you transfer a single mile.

The smart-money plays.

Get the playbook
  • Transfer to airline and hotel partners - the highest-value play (see sweet spots).
  • Book travel through Amex Travel using Pay with Points (around 1 cent per point on flights).
  • Statement credits, gift cards, and shopping checkouts - all weaker (often 0.5 to 1 cent); only if you are not chasing travel.
  • Avoid the default "use points at checkout" on Amazon and similar (about 0.7 cent) - it is among the worst values.

Tips & quirks

Stopover rules, surcharges, the stuff nobody tells you until you've been burned once.

The fine print, decoded.

Spill the gotchas
  • Transfers are one-way and final - you cannot move points back to Amex.
  • Most partners are instant; a few (notably ANA and some hotels) take up to a couple of days.
  • Transfers to US-domiciled airlines (Delta, JetBlue, and Virgin Atlantic on US-issued cards) trigger a federal excise-tax pass-through of roughly 0.06 cents per point. Foreign-carrier transfers have no tax.
  • Hawaiian's program is winding into Alaska - confirm status before transferring.
  • Points pool across your eligible Amex cards under one login, but cannot be moved to another person's account.

Cards that earn into American Express Membership Rewards

Cards that earn American Express Membership Rewards directly, or that transfer into it from a flexible-currency program.

Alerts

Active (3)Expired (1)All (4)

Last reviewed: June 2026

Loyalty programs change rules, fees, transfer ratios, and award pricing all the time — sometimes without warning. We do our best to keep these pages current, but the program's own site is always the final word. Always confirm specifics directly with American Express Membership Rewards before transferring miles or booking an award. Treat anything on this page as a starting point, not a guarantee. Crazy4Points is not responsible for actions taken based on information here — see our Terms of Service for full details.