Capital One

Capital One Venture X Business

Annual fee
$395
Welcome bonus
150,000 Capital One miles
Foreign txn fee
0%
Apply at Capital One
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Good to know before you apply
  • The 150K bonus requires $30,000 in spend in 3 months - sized for real business volume. Free employee cards earn on their spend too.

The business version of Capital One's flagship - same $300 travel credit, 10,000 anniversary miles, and lounge access, but with no preset spending limit and a huge 150,000-mile welcome bonus. 2X on every dollar your business spends, all transferable to airline and hotel partners.

Welcome bonus

What you get for signing up and hitting the minimum spend.

150,000 Capital One miles · $30,000 spend in 3mo

See the offer

150,000 Capital One miles after spending $30,000 in the first 3 months.

Earn 150,000 bonus miles after $30,000 in purchases in the first 3 months.

Earn rates

How many points per dollar across categories.

3 categories · top rate 10x

See the multipliers

Card-level multipliers. Earn currency: Capital One Miles.

CategoryRateChannelNotes
Hotels & cars (through portal)10xportal10X miles on hotels and rental cars booked through Capital One Business Travel.
Travel (through portal)5xportal5X miles on flights and vacation rentals booked through Capital One Business Travel.
All other purchases2x2X miles on every purchase, everywhere, no limits or category restrictions.

Transfer partners

Where you can move your Capital One Miles to airline + hotel programs.

22 partners

Meet the partners

Points earned with this card transfer to 22 partner programs via Capital One Miles.

ToRatioNotes
Aeromexico Rewards1:1No transfer fee.
Air Canada Aeroplan1:1No transfer fee. Free stopover on partner awards.
Avianca LifeMiles1:1No transfer fee.
Avios1:1No transfer fee. Avios usable across the BA/Iberia/Aer Lingus family via Combine My Avios.
Cathay Pacific Asia Miles1:1No transfer fee.
Etihad Guest1:1No transfer fee.
Finnair Plus1:1No transfer fee.
Flying Blue1:1No transfer fee. Air France-KLM; monthly Promo Rewards discounts.
Qantas Frequent Flyer1:1No transfer fee.
Qatar Privilege Club1:1No transfer fee. Books Qsuites business.
Singapore KrisFlyer1:1No transfer fee. Singapore Suites + own-metal premium.
TAP Miles&Go1:1No transfer fee.
Turkish Miles&Smiles1:1No transfer fee. US-Hawaii on United from 10k one-way.
Virgin Red1:1No transfer fee. Group-wide Virgin rewards club (move on to Virgin Atlantic Flying Club).
Emirates Skywards2:1.5No transfer fee. 1,000 miles = 750 Skywards.
EVA Air Infinity MileageLands2:1.5No transfer fee. 1,000 miles = 750 Infinity MileageLands.
Japan Airlines Mileage Bank2:1.5No transfer fee. 1,000 miles = 750 Mileage Bank.
JetBlue TrueBlue5:3No transfer fee. 1,000 miles = 600 TrueBlue (the weakest ratio).
Choice Privileges1:1No transfer fee. US-based Choice Privileges accounts only.
Wyndham Rewards1:1No transfer fee.
Preferred Hotels iPrefer1:2No transfer fee. 1,000 miles = 2,000 iPrefer (ratio in your favor; iPrefer points are fixed/lower value).
ALL - Accor Live Limitless2:1No transfer fee. 1,000 miles = 500 ALL Reward points.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

3 programs

Browse the portals
Capital One Entertainment
Capital One's concerts, sports, and VIP-package portal. Available to most Capital One cardholders (Venture, Venture X, Savor, Quicksilver).
🔒 Access this perk through your cardmember account at the issuer's website or app.
Capital One Diningstandard
Capital One's priority dining reservations and chef-led events platform. Available to Venture X, Venture, and Savor cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.
Capital One Loungespremium
Capital One's growing network of airport lounges + special lounge-hosted events. Venture X = unlimited free access; Venture = 2 free visits per year; Spark Travel Elite included.
🔒 Access this perk through your cardmember account at the issuer's website or app.

Status

Hotel / airline / partner status this card grants.

1 benefit

See the details
Hertz Presidents Circle Status
Complimentary Hertz Presidents Circle status.

Lounge access

Airport lounge access conferred by this card.

2 benefits

See the details
Capital One Lounges and Landing
Access to Capital One Lounge and Landing locations.
Priority Pass Lounge Access
Access to 1,300+ Priority Pass lounges worldwide.

Travel credits

Annual travel-spend credits and portal incentives.

3 benefits

See the details
Annual Travel Credit
$300 annual credit for bookings through Capital One Business Travel.
Premier Collection Experience Credit
$100 experience credit on every Premier Collection booking through Capital One Business Travel, plus daily breakfast for two, complimentary Wi-Fi, and room upgrades, early check-in and late checkout when available.
Lifestyle Collection Experience Credit
$50 experience credit on every Lifestyle Collection booking through Capital One Business Travel, plus complimentary Wi-Fi and room upgrades, early check-in and late checkout when available.

Statement credits

Bill credits and recurring perks that offset annual fees.

1 benefit

See the details
Global Entry or TSA PreCheck Credit
Up to $120 statement credit for Global Entry or TSA PreCheck application fee.

Transfer partner perks

Partners this card unlocks for point transfer.

1 benefit

See the details
Transfer to Airline & Hotel Partners
Move your miles to Capital One's airline and hotel transfer partners, most at 1:1.

Other

Other perks on this card.

2 benefits

See the details
Anniversary Bonus Miles
10,000 bonus miles every year, starting on your first anniversary.
Free Employee Cards
Free employee and virtual cards that earn rewards on their spend.

Last verified June 15, 2026.

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