Bank of America· co-branded with Flying Blue

Air France KLM Visa Signature Card

Annual fee
$89
Welcome bonus
50,000 Flying Blue Miles
Foreign txn fee
0%
Apply at Bank of America
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The Air France KLM Visa Signature from Bank of America is the U.S. co-brand for Flying Blue, Air France-KLM's loyalty program. It earns 3X miles on Air France, KLM, and SkyTeam airline purchases, 3X on dining, and 1.5X on everything else - a generous flat rate for a sub-$100 card. The real differentiator is Experience Points (XP): the card hands you status-qualifying XP each anniversary (up to 160 with enough spend), a rare way to climb Flying Blue elite tiers through a credit card. Add 5,000 anniversary miles and no foreign transaction fees, and it's a solid pick for SkyTeam flyers.

Welcome bonus

What you get for signing up and hitting the minimum spend.

50,000 Flying Blue Miles · $2,000 spend in 3mo

See the offer

50,000 Flying Blue Miles after spending $2,000 in the first 3 months.

50,000 bonus miles plus 100 Experience Points (XP) after $2,000 in purchases in the first 90 days. The 100 XP equals Flying Blue Silver status.

Earn rates

How many points per dollar across categories.

3 categories · top rate 3x

See the multipliers

Card-level multipliers. Earn currency: Flying Blue.

CategoryRateNotes
Flights3x3X miles on eligible Air France, KLM, and SkyTeam member airline purchases.
Dining3x3X miles on eligible dining.
All other purchases1.5x1.5X miles on all other purchases.

Other ways to earn these points

Programs that transfer into Flying Blue — additional paths to top up your balance.

7 programs transfer in

See the inbound paths

You can transfer points into Flying Blue from 7 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.

FromRatioNotes
American Express Membership Rewards1:1Usually near-instant. 25-30% transfer bonuses have run 2-3 times per year historically
Chase Ultimate Rewards1:1Min 1,000 points per transfer. Usually instant; bonus miles can take up to 7 days. 20-25% transfer bonuses run periodically
Citi ThankYou Rewards1:1Strata Premier and Strata Elite eligible. Batched; typically up to 24h. ~25% transfer bonuses run roughly twice per year
Capital One Miles1:1Min 1,000 miles per transfer. Usually instant or same-day. ~20% transfer bonuses run occasionally (less frequent than Amex/Citi)
Bilt Rewards1:1Rent Day (1st) only. Random bonuses on Rent Day have reached up to 100%
Wells Fargo Rewards1:1Earned via Wells Fargo Autograph cards. Typically near-instant; allow up to 72h. Earned via Wells Fargo Autograph cards. Typically near-instant; allow up to 72h. Award holds before transfer may be available (confirm with Wells Fargo).
Marriott Bonvoy3:15,000 bonus miles per 60,000 transferred. Typically 1-2 day processing

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

1 program

Browse the portals
Bank of America Preferred Seating (Live Nation)
Bank of America's Live Nation partnership --- ticket presales and preferred-seating sections at concerts and venues. Available to all BoA credit/debit cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.

Status

Hotel / airline / partner status this card grants.

1 benefit

See the details
Flying Blue Experience Points (XP)
Earn 20 status-qualifying XP each anniversary; 100 XP total after $15,000 spend, or 160 XP total after $25,000 spend - a rare way to earn Flying Blue elite-qualifying activity from a card.

Other

Other perks on this card.

3 benefits

See the details
5,000 Anniversary Miles
5,000 bonus miles each account anniversary after you spend $50 or more during the anniversary year.
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the U.S.
3X Miles on Rent via Bilt
New Bilt partnership: earn 3 Flying Blue miles per $1 on rent paid through Bilt, up to $50,000/year (then 1.5X). Note Bilt's standard ~3% rent-payment fee applies.

Last verified June 15, 2026.

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