Closed to new applicants
Chase no longer issues this card to new applicants. Existing cardholders continue to receive the benefits listed below.
Chase· co-branded with Marriott Bonvoy
The Ritz-Carlton Credit Card
Annual fee
$—
Foreign txn fee
0%
The Ritz-Carlton Credit Card is Chase's ultra-premium hotel card built for Marriott loyalists who want to live in the lap of luxury — think automatic Gold Elite status, an annual $300 travel credit, three Club Level upgrade certs, and Priority Pass Select lounge access all wrapped in one card. It's not publicly available for new applicants, but if you have it, you're basically carrying a key to The Ritz in your wallet.
Earn rates
How many points per dollar across categories.
5 categories · top rate 6x
See the multipliers →
Earn rates
How many points per dollar across categories.
5 categories · top rate 6x
Card-level multipliers. Earn currency: Marriott Bonvoy.
| Category | Rate | Notes |
|---|---|---|
| Hotels | 6x | Card contributes 6x at Marriott Bonvoy properties (30+ brands). Source: https://marriott.chase.com/ritz-carlton/earn-redeem |
| Dining | 3x | 3x on dining purchases. Source: https://marriott.chase.com/ritz-carlton/earn-redeem |
| Car Rentals | 3x | 3x on car rental purchases. Source: https://marriott.chase.com/ritz-carlton/earn-redeem |
| Airline | 3x | 3x on airline purchases. Source: https://marriott.chase.com/ritz-carlton/earn-redeem |
| All other purchases | 2x | 2x on all other purchases. Source: https://marriott.chase.com/ritz-carlton/earn-redeem |
Transfer partners
Where you can move your Marriott Bonvoy to airline + hotel programs.
38 partners
Meet the partners →
Transfer partners
Where you can move your Marriott Bonvoy to airline + hotel programs.
38 partners
Points earned with this card transfer to 38 partner programs via Marriott Bonvoy.
| To | Ratio | Notes |
|---|---|---|
| American AAdvantage | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
| Aegean Miles+Bonus | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Aer Lingus AerClub | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Aeromexico Rewards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Air Canada Aeroplan | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Air China PhoenixMiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Flying Blue | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Air New Zealand Koru | 200:1 | Airpoints are dollar-denominated; transfers at 200:1, not a standard mile ratio. |
| ANA Mileage Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Asiana Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Atmos Rewards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Miles & More | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Avianca LifeMiles | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
| Avios | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Cathay Pacific Asia Miles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| China Southern Sky Pearl Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Copa ConnectMiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Delta SkyMiles | 3:1 | Flat 3:1 - excluded from the 5,000-mile transfer bonus. |
| Emirates Skywards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Ethiopian ShebaMiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Etihad Guest | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Frontier Miles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Hainan Airlines | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Club Iberia Plus | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Japan Airlines Mileage Bank | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Singapore KrisFlyer | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| LATAM Pass | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Qantas Frequent Flyer | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Qatar Privilege Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Saudia Alfursan | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Southwest Rapid Rewards | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| TAP Miles&Go | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Thai Royal Orchid Plus | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Turkish Miles&Smiles | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| United MileagePlus | 3:1 | Base 3:1 with an enhanced 10,000-mile bonus per 60,000 points transferred. |
| Virgin Atlantic Flying Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Velocity Frequent Flyer | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
| Vueling Club | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
2 programs
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
2 programs
Chase Experiences
Chase's cardmember-exclusive events portal --- dining series, chef collaborations, concerts, sports, cultural events. Open to all Chase consumer credit cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.
Marriott Bonvoy Moments
Marriott's auction + fixed-price experiences portal --- culinary, sports, concerts, travel packages. Open to anyone earning Marriott Bonvoy points (most cobrand cards qualify).
🔒 Access this perk through your cardmember account at the issuer's website or app.
Free nights
Annual free night certificates and similar.
1 benefit
See the details →
Free nights
Annual free night certificates and similar.
1 benefit
Annual Free Night Award
One free night in a standard guest room up to 85,000 points redemption level at Marriott Bonvoy hotels; can combine with up to 25,000 additional points. Certain hotels have resort fees.
Status
Hotel / airline / partner status this card grants.
2 benefits
See the details →
Status
Hotel / airline / partner status this card grants.
2 benefits
Automatic Marriott Bonvoy Gold Elite Status
Automatic Marriott Bonvoy Gold Elite status each calendar year. Includes 25% Elite Bonus Points on stays, 2 p.m. Late Checkout (based on availability), Enhanced Room Upgrade (based on availability), and more.
Car Rental Program Privileges (Avis, National, Hertz)
Enroll in Avis, National, and Hertz car rental reward programs. Benefits include upgrades, discounts, savings on luxury/premium rates, and special offers.
Lounge access
Airport lounge access conferred by this card.
1 benefit
See the details →
Lounge access
Airport lounge access conferred by this card.
1 benefit
Priority Pass Select Membership + Chase Sapphire Lounge Access
Access to over 1,300 airport lounges worldwide via automatic Priority Pass Select membership, plus complimentary access to Chase Sapphire Lounges. Up to 2 guests per visit.
Travel credits
Annual travel-spend credits and portal incentives.
1 benefit
See the details →
Travel credits
Annual travel-spend credits and portal incentives.
1 benefit
$300 Annual Travel Credit
Use for qualifying airline purchases such as baggage fees, seat upgrades and preferred lounge memberships or passes. Must call 1-855-896-2222 to apply credit after using the Card.
Statement credits
Bill credits and recurring perks that offset annual fees.
2 benefits
See the details →
Statement credits
Bill credits and recurring perks that offset annual fees.
2 benefits
$100 Hotel Credit
Complimentary $100 credit for qualifying dining, spa or other hotel recreational activities. Valid with any paid stay of two nights or more at The Ritz-Carlton or St. Regis.
Global Entry Application Fee Statement Credit
Pay the $120 Global Entry application fee with your Ritz-Carlton Credit Card and receive a $120 statement credit. Approval also grants TSA PreCheck privileges at no additional cost.
Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
7 benefits
See the details →
Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
7 benefits
Auto Rental Coverage (Primary)
Decline the rental company's collision insurance and charge the entire rental to your Card. Primary coverage up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.
Baggage Delay Insurance
Reimburses up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Roadside Assistance
Covers tow, battery assistance, tire change, locksmith or gas in a roadside emergency. Covered up to $50 per incident, 4 times a year.
Travel Accident Insurance
Up to $1,000,000 in accidental death or dismemberment coverage when you pay for air, bus, train, or cruise transportation with your Card.
Lost Luggage Reimbursement
Reimbursement up to $3,000 per covered traveler for cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Trip Delay Reimbursement
If scheduled travel (plane, train, ship, or bus) is delayed more than 12 hours or requires an overnight stay, covered for unreimbursed expenses such as meals and lodging, up to $500 per covered traveler.
Emergency Medical and Dental
If you or an immediate family member become sick or injured while 100 miles or more from home on a trip, reimbursement up to $2,500 for medical expenses, subject to a $50 deductible.
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
3 benefits
See the details →
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
3 benefits
Extended Warranty Protection
Extends the manufacturer's U.S. warranty by one additional year on eligible warranties of three years or less, up to four years from date of purchase.
Purchase Protection
Covers eligible new purchases for 120 days from date of purchase against damage or theft, up to $500 per item.
Return Protection
Reimbursement for eligible items the store won't accept within 90 days of purchase, up to $500 per item and $1,000 per 12-month period.
Other
Other perks on this card.
11 benefits
See the details →
Other
Other perks on this card.
11 benefits
15 Elite Night Credits
Receive 15 Elite Night Credits every calendar year toward the next level of Marriott Bonvoy Elite status.
Ritz-Carlton Club Level Upgrade Certificates
Receive three club level upgrade certificates each year for The Ritz-Carlton Club. Use by calling Ritz-Carlton Reservations at 1-800-542-8680.
Travel and Emergency Assistance Services
Provides legal and medical referrals and access to other travel and emergency assistance services when traveling away from home. Cardholder is responsible for cost of goods or services obtained.
J.P. Morgan Premier Concierge
24/7 personal assistance with travel, dining and entertainment planning needs. Call 1-877-408-5537 or visit concierge.jpmorgan.com.
Complimentary Wi-Fi at Marriott Bonvoy Hotels
Enjoy free premium internet connection while staying at hotels participating in Marriott Bonvoy.
My Chase Loan
Take advantage of credit already on your Chase Credit Card to get a flexible, lower-APR loan with funds deposited directly into your bank account.
Chase Pay Over Time
Break up eligible Credit Card purchases into budget-friendly payments.
Chase Offers
Get great deals and earn cash back with Chase Offers.
Access to Marriott Bonvoy Chase Credit Card Events
Exclusive access to experiences including fine dining, live music, resort getaways, and VIP access at sporting events.
No Foreign Transaction Fees
Make purchases abroad without being charged foreign transaction fees.
Refer a Friend Rewards
Earn rewards when you refer friends and they get approved for a Marriott Bonvoy Credit Card from Chase.