The Blue Business Plus Credit Card from American Express
- Your Membership Rewards points include complimentary access to point.me's award-search tool (point.me/amex) - handy for spotting transfer sweet spots before you move points.
The Blue Business Plus is the no-annual-fee workhorse of the Membership Rewards world: a flat 2X points on the first $50,000 of purchases each year (then 1X), with no categories to track. Pair it with a premium MR card and those points transfer to Amex's airline and hotel partners. It also runs a 0% intro APR on purchases for the first 12 months and Amex's Expanded Buying Power, which lets you spend above your credit limit when you've earned the room. One catch: unlike most travel cards here, it does charge a foreign transaction fee, so keep it home for overseas spend.
Welcome bonus
What you get for signing up and hitting the minimum spend.
15,000 Membership Rewards points · $3,000 spend in 3mo
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
15,000 Membership Rewards points · $3,000 spend in 3mo
15,000 Membership Rewards points after spending $3,000 in the first 3 months.
Earn 15,000 Membership Rewards points after $3,000 in purchases in the first 3 months.
Earn rates
How many points per dollar across categories.
2 categories · top rate 2x
See the multipliers →
Earn rates
How many points per dollar across categories.
2 categories · top rate 2x
Card-level multipliers. Earn currency: American Express Membership Rewards.
| Category | Rate | Notes |
|---|---|---|
| Everything else | 2x | 2X Membership Rewards points on all eligible purchases, on the first $50,000 per calendar year. |
| All other purchases | 1x | 1X on all purchases after the $50,000 annual cap. |
Transfer partners
Where you can move your American Express Membership Rewards to airline + hotel programs.
20 partners · 🎁 bonus active
Meet the partners →
Transfer partners
Where you can move your American Express Membership Rewards to airline + hotel programs.
20 partners · 🎁 bonus active
Points earned with this card transfer to 20 partner programs via American Express Membership Rewards — bonuses live now flagged below.
| To | Ratio | Notes |
|---|---|---|
| Aer Lingus AerClub | 1:1 | 1,000 MR = 1,000 Avios |
| Aeromexico Rewards | 1:1.6 | 1,000 MR = 1,600 AeroMexico Rewards points |
| Air Canada Aeroplan | 1:1 | 1,000 MR = 1,000 Aeroplan points |
| ANA Mileage Club | 1:1 | 1,000 MR = 1,000 ANA Mileage Club miles |
| Avianca LifeMiles | 1:1 | 1,000 MR = 1,000 LifeMiles |
| Avios | 1:1 | 1,000 MR = 1,000 Avios (The British Airways Club) |
| Cathay Pacific Asia Miles | 1:0.8 | 1,000 MR = 800 Asia Miles |
| Delta SkyMiles | 1:1 | 1,000 MR = 1,000 SkyMiles |
| Emirates Skywards | 1:0.8 | 1,000 MR = 800 Skywards Miles |
| Etihad Guest | 1:1 | 1,000 MR = 1,000 Etihad Guest miles |
| Flying Blue | 1:1 | 1,000 MR = 1,000 Flying Blue miles (Air France-KLM) |
| Club Iberia Plus | 1:1 | 1,000 MR = 1,000 Avios |
| JetBlue TrueBlue | 250:200 | 250 MR = 200 TrueBlue points (5:4 ratio) |
| Qantas Frequent Flyer | 1:1 | 500 MR = 500 Qantas Points |
| Qatar Privilege Club | 1:1 | 1,000 MR = 1,000 Avios (Qatar Privilege Club) |
| Singapore KrisFlyer | 1:1 | 1,000 MR = 1,000 KrisFlyer miles |
| Virgin Atlantic Flying Club | 1:1 | 1,000 MR = 1,000 Virgin Points |
| Choice Privileges | 1:1 | 1,000 MR = 1,000 Choice Privileges points |
| Hilton Honors | 1:2 | 1,000 MR = 2,400 Hilton Honors points |
| Marriott BonvoyBONUS | 1:1 | 1,000 MR = 1,000 Marriott Bonvoy points (base 1:1). LIMITED: 20% transfer bonus through June 30, 2026 - 1,000 MR = 1,200 Bonvoy. Bonus points do not count toward elite status. Only transfer with a redemption in mind. Reverts to 1:1 after June 30, 2026. |
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
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Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
2 benefits
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Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
2 benefits
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
2 benefits
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Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
2 benefits
Transfer partner perks
Partners this card unlocks for point transfer.
1 benefit
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Transfer partner perks
Partners this card unlocks for point transfer.
1 benefit
Other
Other perks on this card.
2 benefits
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Other
Other perks on this card.
2 benefits