Up to 90,000 Points and $100 Back, For Those Willing To CHASE It

Issue #5 · Originally sent July 2, 2026

This issue was originally sent on July 2, 2026. Some promotions, award availability, and transfer bonuses mentioned below may have changed or expired since then.

Paze is the richest rewards play we have seen all year! It's a free online checkout wallet backed by major banks including Chase, Bank of America, Capital One, and Wells Fargo. Right now, using it with an eligible Chase card can earn you up to 15,000 bonus points per month ON TOP OF your normal earn. Max it out each month and you will collect 90,000 Ultimate Rewards points over the next six months.

The Chase 10x bonus (the real prize): Earn an extra 10x points at Paze checkout on up to $1,500 in purchases per month, running through December 31, 2026. Check the Digital Wallets screen in your Chase app to see which of your cards has the offer.
Paze $100 cash back: Spend $10 or more in one transaction at a participating merchant and receive $10 back as a statement credit, up to ten times per card for a total of $100. No enrollment is required. This offer ends September 10, 2026. Some categories including drugstores and wholesale clubs are excluded, so confirm that the offer appears in your Paze wallet before you check out.
How to turn it on: The easiest way to activate Paze is inside the Chase mobile app. Sign in, Tap your card, Manage Account, then Digital Wallets, then tap Paze.

Here's what it looks like in practice. Buy a $10 Dunkin order online using Paze at checkout. Paze gives you a $10 credit, and Chase adds 100 bonus points on top of your normal dining earn. This is small on its own, but when you repeat it across a month of everyday spending, the points add up fast.

Live offers

Transfer bonuses

Citi ThankYou: 50% Transfer Bonus to Accor (Through July 18) — Citi is running a 50% transfer bonus to Accor's ALL program through July 18. That improves the usual 2:1 ratio - 1,000 ThankYou points become 750 Accor points i (Ends Jul 18)

Earning promos

IHG One Rewards Buy-Points Flash Sale: 100% Bonus Through July 16 — IHG One Rewards is selling points with a 100% bonus through July 16, its best-ever tier, which brings the top-tier price down to about half a cent per point. It (Ends Jul 16)
Southwest Points Are Up to 50% Off Through July 22, But the Math Rarely Works — Southwest is selling Rapid Rewards points at up to 50% off through July 22, but read before you buy. Rapid Rewards points are pegged to cash fares and redeem fo (Ends Jul 22)
World of Hyatt: Buy Points with 20% Bonus — Short on Hyatt points for a specific stay? The program is selling points with a 20% bonus. Sale ends July 27, 2026. (Ends Jul 27)
Hilton Honors Road Trip Packages: 250 Points Each — Two hundred and fifty points. Not a typo. Starting May 26, Hilton is dropping a limited series of road trip packages on the Honors Experiences platform for 250 (While supplies last)
Hilton Honors Summer Bonus: 2,000–4,000 Points per Stay — Got Hilton stays on the calendar this summer? Register before you check in and pocket 2,000 bonus points for 1–3 nights, or 4,000 for 4+ nights. Stays must be c (Ends Aug 15)
iPrefer Hotels: $50 per Stay, Up to $250, Register by August 31, 2026 — Staying at a few independent hotels this summer? iPrefer will pay you $50 per stay, up to $250. Register first, then complete a two-night stay at up to five dif (Ends Aug 31)

Purchase bonuses

Atmos Rewards Buy Miles: Up to 100% Bonus (Targeted) — Atmos Rewards (formerly Alaska Mileage Plan) is running a buy-miles bonus of up to 100% through July 5 — but it's targeted, so the rate you get depends on your (Ends Jul 5)
Virgin Atlantic Flying Club: Buy Points with Up to 70% Bonus — Through July 7, Virgin is running tiered bonuses on purchased points - the more you buy, the bigger the boost, topping out at 70%. The tiers: 5,000-39,000 point (Ends Jul 7)

Also happening

Buy PointsIHG's 100% bonus on purchased points ends July 16.IHG points are effectively half off right now, but only buy if you have a specific stay priced out where points beat cash. Stack it with the Premier card's 4th-night-free for the strongest play. Ends July 16.
Hotel PromoiPrefer pays $50 per stay, up to $250, for stays by August 31.Boutique hotel fans, register before your first qualifying stay or the nights don't count. Two consecutive nights at up to five different Preferred Hotels properties earns $50 each. Register by August 31.
Hyatt PromoHyatt's summer bonus pays 2,000 points per 2 nights through September 7.Register before your first stay, because earning doesn't start until your second qualifying stay. Award nights count, so any free-night redemption you've already booked can stack bonus points on top. Register by September 1.

Elevated welcome bonuses

The Business Platinum Card from American Express: 300,000 Membership Rewards points after $20,000 in 3 months (Targeted offer)
American Express Business Gold Card: 200,000 Membership Rewards points after $15,000 in 3 months
Chase Sapphire Reserve: 150,000 points after $6,000 in 3 months
Wyndham Rewards Earner Plus Card: up to 100,000 points after $1,000 in 3 months
Wyndham Rewards Earner Business Card: up to 100,000 points after $3,000 in 3 months
American Express Gold Card: 100,000 Membership Rewards points after $8,000 in 6 months
Atmos Rewards Summit Visa Infinite: 100,000 Atmos points after $6,500 in 3 months
Citi / AAdvantage Globe World Elite Mastercard: 90,000 AAdvantage miles after $5,000 in 4 months

Jill's take

The Chase Paze offer is too good to pass up! I burned a pile of Chase points on lie-flat seats to Greece last summer (no regrets), so I'm running low. The chance to earn 90,000 back is exactly the kind of thing that gets me moving. So that's the plan: max this bonus every month through December. I'll be honest, it's going to take some experimenting and a little creativity, because the merchant list isn't exactly top notch.

This month I leaned in: ordered my groceries online at ShopRite, chose in-store pickup to dodge the delivery fee and the tip, and paid with Paze at checkout. I typically spend around $1,000 a month on groceries, and at 11x, that's roughly 11,000 Ultimate Rewards points (10,000 from the Paze bonus, plus my card's normal earn) on food I was buying anyway.

That one small change gets me most of the way there. The real trick is remembering to use Paze at checkout. I'm still figuring out how to spend that last $500 each month, and if I find anything clever along the way, I'll keep you posted.