Barclays· co-branded with Wyndham Rewards
Wyndham Rewards Earner Business Card
Annual fee
$95
Welcome bonus
Up to 100,000 pointsElevated offer
Foreign txn fee
0%
(Direct link to issuer does not currently earn a commission on this card.)
Good to know before you apply
- The welcome bonus is 45,000 points after $3,000 in the first 90 days, plus another 55,000 points after $500 in Hotels by Wyndham purchases within 180 days - 100,000 points total if you hit both, a strong opening for a $95 card.
- It's the only Earner card with real protections: Extended Warranty plus Cell Phone Protection ($600/claim, $50 deductible, pay your phone bill with the card) - neither the personal Earner nor Earner Plus has these.
- Automatic Diamond status is the headline perk - suite upgrades and a welcome amenity at check-in, with no nights required.
- 8x on Wyndham stays AND gas is the highest earn rate of the three Earner cards - genuinely strong for road-warrior businesses.
- It's a Wyndham-only currency: points redeem for Go Free nights at a flat 7,500 / 15,000 / 30,000 per bedroom, with no useful airline transfer.
- NO travel, rental, or trip insurance and no lounge access - beyond cell-phone and extended warranty, it's a points-and-status card, not a protections wallet.
A solid co-branded hotel card for Wyndham loyalists who drive a lot — 8x at Wyndham properties AND at the pump is a genuinely compelling combo, plus automatic Diamond status and a 15K anniversary bonus make the $95 annual fee easy to justify if you sleep at a La Quinta more than once a year.
Welcome bonus
What you get for signing up and hitting the minimum spend.
Up to 100,000 points · $3,000 spend in 3mo
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
Up to 100,000 points · $3,000 spend in 3mo
🕐 Limited-time offer
Up to 100,000 pointstotal. Here's how it breaks down:
- 45,000 points after spending $3,000 in the first 3 months
- 55,000 points more after spending $500 in the first 6 months
Earn rates
How many points per dollar across categories.
6 categories · top rate 8x
See the multipliers →
Earn rates
How many points per dollar across categories.
6 categories · top rate 8x
Card-level multipliers. Earn currency: Wyndham Rewards.
| Category | Rate | Notes |
|---|---|---|
| Hotels | 8x | Eligible purchases made at Hotels by Wyndham. |
| Gas | 8x | Qualifying gas purchases. |
| Advertising | 5x | Eligible marketing, advertising and utility purchases. |
| Internet, phone & TV | 5x | Utility purchases; grouped with marketing and advertising at 5x. |
| Marketing | 5x | Marketing purchases explicitly called out separately from advertising and utilities. |
| All other purchases | 1x | All other purchases excluding Wyndham Timeshare resort down payments. No cap on points earned. |
Status
Hotel / airline / partner status this card grants.
1 benefit
See the details →
Status
Hotel / airline / partner status this card grants.
1 benefit
Automatic Wyndham Rewards Diamond Status
Automatically receive Wyndham Rewards Diamond member status, including suite upgrades and a welcome amenity at check-in.
Status accelerators
Perks that unlock at spending milestones.
1 benefit
See the details →
Status accelerators
Perks that unlock at spending milestones.
1 benefit
Anniversary Bonus Points
Get 15,000 bonus points every anniversary year — enough for up to 2 free nights at participating Wyndham properties.
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
3 benefits
See the details →
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
3 benefits
Extended Warranty Protection
Extends warranties on eligible item purchases. Full details sent upon account approval.
$0 Fraud Liability Protection
You're not responsible for any unauthorized charges on your card.
Cell Phone Protection
Covers theft or damage to your phone when you pay your monthly wireless bill with the card. Up to $600 per claim with a $50 deductible; maximum two claims and $1,000 per 12-month period. Underwritten by New Hampshire Insurance Company (AIG).
Other
Other perks on this card.
8 benefits
See the details →
Other
Other perks on this card.
8 benefits
10% Points Discount on Free Night Redemptions
Redeem 10% fewer Wyndham Rewards points when booking free nights, stretching your points further.
Cardmember Booking Discount
Save on the Standard Rate at participating Hotels by Wyndham when booking as a cardmember.
Complimentary Employee Cards
Add employee cards to your account at no extra cost for better expense tracking and control.
Visa SavingsEdge
Visa SavingsEdge turns qualifying business purchases into automatic savings at participating merchants.
No Points Earning Cap
There is no limit to the number of points you can earn on this card.
No Foreign Transaction Fee
No foreign transaction fees on international purchases.
Employee Spending Controls
Control over individual employee total credit line, single purchase limit, and cash access, with 24/7 online monitoring of transactions.
0% Promotional APR on Wyndham Timeshare Purchases
0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases; standard APR applies after the promotional period.