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Barclays· co-branded with Wyndham Rewards

Wyndham Rewards Earner Business Card

Annual fee
$149
Welcome bonus
Up to 100,000 pointsElevated offer
Foreign txn fee
0%
Apply at Barclays
Good to know before you apply
  • Welcome bonus up to 100,000 points: 45,000 after $3,000 in the first 90 days, plus 55,000 after $500 on Hotels by Wyndham in the first 180 days.
  • The $149 fee buys 8X Hotels, a 20% free-night discount, Diamond status, a 15,000-point anniversary bonus, and a $65 annual Wholesale Club statement credit.
  • 5X on gas, EV charging, marketing, advertising, office supply stores and shipping - a genuinely useful business-category mix; 1X on all else.
  • 20% off free nights - a 30,000-point night drops to 24,000. Deeper than the consumer Earner/Plus (10%), shy of the Premier (25%).
  • Automatic Wyndham Rewards Diamond status.
  • Points are Wyndham-only; no useful airline transfer out.

The Wyndham Rewards Earner Business is built for small-business owners: 8X on Hotels by Wyndham, 5X on business categories (gas, EV, marketing, advertising, office supply, shipping), automatic Diamond status, and a 20% free-night discount, for a $149 annual fee. Strong earning for entrepreneurs who stay with Wyndham.

Welcome bonus

What you get for signing up and hitting the minimum spend.

Up to 100,000 points · $3,000 spend in 3mo

See the offer →
🕐 Limited-time offer

Up to 100,000 pointstotal. Here's how it breaks down:

  • 45,000 points after spending $3,000 in the first 3 months
  • 55,000 points more after spending $500 in the first 6 months

Earn rates

How many points per dollar across categories.

8 categories · top rate 8x

See the multipliers →

Card-level multipliers. Earn currency: Wyndham Rewards.

CategoryRateNotes
Hotels8xHotels by Wyndham, including Wyndham Travel Bundles
Gas5x
EV charging5x
Marketing5x
Advertising5x
Office Supply5x
Shipping5x
All other purchases1x

Status

Hotel / airline / partner status this card grants.

1 benefit

See the details →
Automatic Wyndham Rewards Diamond Status
Automatically receive Wyndham Rewards Diamond member status, including suite upgrades and a welcome amenity at check-in.

Status accelerators

Perks that unlock at spending milestones.

1 benefit

See the details →
Anniversary Bonus Points
Get 15,000 bonus points every anniversary year — enough for up to 2 free nights at participating Wyndham properties.

Purchase & travel protection

Purchase, extended warranty, cell phone, and fraud protections.

3 benefits

See the details →
Extended Warranty Protection
Extends warranties on eligible item purchases. Full details sent upon account approval.
$0 Fraud Liability Protection
You're not responsible for any unauthorized charges on your card.
Cell Phone Protection
Covers theft or damage to your phone when you pay your monthly wireless bill with the card. Up to $600 per claim with a $50 deductible; maximum two claims and $1,000 per 12-month period. Underwritten by New Hampshire Insurance Company (AIG).

Other

Other perks on this card.

8 benefits

See the details →
20% Points Discount on Free Night Redemptions
Redeem 20% fewer Wyndham Rewards points when booking free nights (free nights start at just 6,000 points). Re-verified vs Barclays Earner Business page 2026-07-08.
Cardmember Booking Discount
Save on the Standard Rate at participating Hotels by Wyndham when booking as a cardmember.
Complimentary Employee Cards
Add employee cards to your account at no extra cost for better expense tracking and control.
Visa SavingsEdge
Visa SavingsEdge turns qualifying business purchases into automatic savings at participating merchants.
No Points Earning Cap
There is no limit to the number of points you can earn on this card.
No Foreign Transaction Fee
No foreign transaction fees on international purchases.
Employee Spending Controls
Control over individual employee total credit line, single purchase limit, and cash access, with 24/7 online monitoring of transactions.
0% Promotional APR on Wyndham Timeshare Purchases
0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases; standard APR applies after the promotional period.

Last verified July 2, 2026.

Card terms change. Confirm details on the issuer's site before applying. crazy4points does not provide financial advice. We are not responsible for application outcomes or terms accepted — see our Terms of Service and Affiliate Disclosures for full details.