Bank of America· co-branded with Atmos Rewards

Atmos Rewards Summit Visa Infinite

Annual fee

$395

Welcome bonus

80,000 Atmos points

Foreign txn fee

Apply at Bank of America

The Atmos Rewards Summit is the $395 premium Alaska/Hawaiian flagship, built for frequent Alaska and Hawaiian flyers who want lounge access and outsized companion value. It earns 3X on dining, foreign purchases, and Alaska/Hawaiian spend, 1X elsewhere, with a 10% Bank of America rewards bonus. The headline benefits are Global Companion Awards - a 25,000-point companion award every year (and a 100,000-point one if you spend $60,000) good across Alaska's partner network - plus 8 Alaska Lounge passes a year, a $120 TSA PreCheck/Global Entry credit, a $50 travel-delay credit, free checked bags, and waived partner award booking fees. No foreign transaction fees. Worth it if you'll use the lounge passes and companion awards.

Welcome bonus

What you get for signing up and hitting the minimum spend.

80,000 Atmos points · $4,000 spend in 90d

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80,000 Atmos points after spending $4,000 in the first 90 days.

Includes a 25,000-point Global Companion Award.

Limited-time: 100,000 bonus points plus a 25,000-point Global Companion Award and a 50% flight discount code after $6,500 in purchases in the first 90 days.

Earn rates

How many points per dollar across categories.

3 categories · top rate 3x

See the multipliers →

Card-level multipliers. Earn currency: Atmos Rewards.

Category	Rate	Notes
Flights	3x	3X points on eligible Alaska Airlines and Hawaiian Airlines purchases.
Dining	3x	3X points on dining and on foreign-transaction purchases.
All other purchases	1x	1X on all other purchases.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

1 program

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Bank of America Preferred Seating (Live Nation)

Bank of America's Live Nation partnership --- ticket presales and preferred-seating sections at concerts and venues. Available to all BoA credit/debit cardholders.

🔒 Access this perk through your cardmember account at the issuer's website or app.

Lounge access

Airport lounge access conferred by this card.

1 benefit

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8 Alaska Lounge Passes

8 Alaska Lounge day passes every calendar year (2 per quarter).

Statement credits

Bill credits and recurring perks that offset annual fees.

1 benefit

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TSA PreCheck / Global Entry Credit

Up to $120 Airport Security statement credit toward TSA PreCheck or Global Entry every 4 years.

Travel & rental insurance

Trip protection, rental car coverage, baggage, accident coverage.

1 benefit

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$50 Instant Travel Delay Credit

A $50 instant credit for flight cancellations or departure delays of 2+ hours.

Transfer partner perks

Partners this card unlocks for point transfer.

1 benefit

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Transfer to Hotel Partners

Transfer Atmos points to select hotel programs: Marriott Bonvoy, I Prefer Hotel Rewards, Wyndham Rewards, Shangri-La Circle, and (limited-time) IHG One Rewards.

Other

Other perks on this card.

8 benefits

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Annual Global Companion Award

25,000-point Global Companion Award every account anniversary (usable across Alaska's partner network, no blackout dates); plus a 100,000-point Global Companion Award if you spend $60,000 in a year.

Free Checked Bag + Preferred Boarding

Free checked bag and preferred boarding for you and up to 6 guests on the same reservation.

Waived Same-Day Change + Partner Award Fees

Waived fees for same-day confirmed Alaska flight changes (up to $75 savings) and waived award redemption fees when booking Alaska partner awards.

10% Rewards Bonus (BofA customers)

Earn a 10% rewards bonus on all points from card purchases with an eligible Bank of America account.

No Foreign Transaction Fees

No foreign transaction fees (and 3X on foreign purchases).

Fastest Path to Atmos Status

Earn 1 status point per $2 spent, plus 10,000 status points each year starting at your first anniversary. $20,000 in spend reaches Atmos Silver (oneworld Ruby); $60,000 reaches Atmos Gold (oneworld Sapphire).

Points Sharing

Share your accumulated points with up to 10 additional Atmos Rewards members.

20% Back on Inflight Purchases

20% back on all Alaska Airlines and Hawaiian Airlines inflight purchases paid with the card.