Southwest Performance Business
Annual fee
$—
Foreign txn fee
—
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Transfer to airline & hotel partners
Points earned with this card transfer to 3 partner programs via Southwest Rapid Rewards.
| From | Ratio | Notes |
|---|---|---|
| Chase Ultimate Rewards | 1:1 | The cleanest flexible-currency on-ramp to Southwest. Direct, near-instant transfer in 1,000-point increments. No federal excise tax pass-through. IMPORTANT: Chase UR transfers do NOT count toward Companion Pass Qualifying Points or A-List Tier Qualifying Points — only Southwest Rapid Rewards co-brand card spend and revenue flights earn CPQP/TQPs. |
| Bilt Rewards | 1:1 | Added in 2025. Direct transfer in 1,000-point increments (2,000-point minimum on Bilt Blue tier). No federal excise tax pass-through. Same caveat as Chase: Bilt-transferred points do NOT count toward Companion Pass or A-List qualification — they earn for redemption only. |
| Marriott Bonvoy | 3:1 with 5K bonus per 60K block (effective 2.4:1 in 60K increments) | Hotel-to-airline transfer. Marriott absorbs the federal excise tax, no fee passed through. Generally a poor-value transfer (Marriott points are worth more on hotel stays), but workable as a last resort. Posts in 2-7 days, not instant. Does not count toward CPQP/TQPs. |