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American Express· co-branded with Hilton Honors

Hilton Honors American Express Card

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Annual fee
$0
Welcome bonus
70,000 Hilton Honors points+ Plus a Free Night Reward. Offer ends 1/13/27.
Foreign txn fee
0%
Apply at American Express
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Good to know before you apply
  • No annual fee, with automatic Hilton Honors Silver status.
  • Spend $20,000 in a calendar year to upgrade to Gold status through the next year.
  • 7X points on Hilton stays; 5X at U.S. restaurants, supermarkets, and gas stations; 3X on everything else.
  • The current welcome offer includes a Free Night Reward, a first for this no fee card, though it is a one time sign up perk rather than a yearly free night like the Surpass earns. There is still no annual fee to carry the card.
  • No foreign transaction fees.

The no-annual-fee Hilton Honors American Express Card is the easy entry into Hilton: automatic Silver status, 7X points on Hilton stays, and 5X at U.S. restaurants, supermarkets, and gas stations - all for $0. It is the most-awarded no-fee co-brand card, and a low-commitment way to rack up Hilton points on everyday spend.

Welcome bonus

What you get for signing up and hitting the minimum spend.

70,000 Hilton Honors points · $2,000 spend in 180d

See the offer →

Plus Plus a Free Night Reward. Offer ends 1/13/27..

70,000 Hilton Honors points after spending $2,000 in the first 180 days.

Plus a Free Night Reward. Offer ends 1/13/27.

Earn rates

How many points per dollar across categories.

3 categories · top rate 7x

See the multipliers →

Card-level multipliers. Earn currency: Hilton Honors.

CategoryRateNotes
Hotel7x7X points on purchases made directly with Hilton portfolio hotels and resorts.
Dining5x5X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
All other purchases3x3X points on all other eligible purchases.

Transfer partners

Where you can move your Hilton Honors to airline + hotel programs.

23 partners

Meet the partners →

Points earned with this card transfer to 23 partner programs via Hilton Honors.

ToRatioNotes
Aeromexico Rewards10:2.6Aeromexico Rewards. 25,000-point minimum transfer (25:6.5 published, effective 10:2.6). One of the better Hilton outbound ratios.
Air Canada Aeroplan10:1Air Canada Aeroplan. 10,000-point minimum.
Flying Blue10:1Air France/KLM Flying Blue. 20,000-point minimum.
airasia rewards10:2AirAsia rewards. Better-than-standard 10:2 ratio.
ANA Mileage Club10:1All Nippon Airways (ANA) Mileage Club.
Avios10:1British Airways Club (Avios).
Cathay Pacific Asia Miles10:1Cathay Pacific Asia Miles.
Delta SkyMiles10:1Delta SkyMiles.
Emirates Skywards10:1Emirates Skywards.
Ethiopian ShebaMiles10:1Ethiopian Airlines ShebaMiles.
Etihad Guest10:1Etihad Guest.
EVA Air Infinity MileageLands10:1EVA Air Infinity MileageLands.
Hainan Airlines10:4Hainan Airlines Fortune Wings Club. 25,000-point minimum (2.5:1 published, effective 10:4) - the best Hilton outbound ratio of the lot, though Hainan award space is regionally limited.
Japan Airlines Mileage Bank10:1Japan Airlines Mileage Bank.
Malaysia Airlines Enrich10:1.2Malaysia Airlines Enrich. Slightly better than standard.
Qantas Frequent Flyer10:1.5Qantas Frequent Flyer. Better-than-standard 10:1.5.
Qatar Privilege Club10:1Qatar Airways Privilege Club.
Saudia Alfursan10:1Saudia Alfursan.
Singapore KrisFlyer10:1.25Singapore KrisFlyer. Better-than-standard 8:1 ratio (= 10:1.25). 4,000-point minimum (lowest of the lot).
Turkish Miles&Smiles10:1Turkish Miles&Smiles.
United MileagePlus10:1United MileagePlus.
Virgin Atlantic Flying Club10:1.5Virgin Atlantic Flying Club. Better-than-standard 10:1.5.
Velocity Frequent Flyer10:1.5Velocity Frequent Flyer (Virgin Australia). Better-than-standard 10:1.5.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

2 programs

Browse the portals →
American Express Experiences
Amex's entertainment portal --- presales, preferred seating on concerts, sports, and Broadway. Available to U.S. Amex cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.
Hilton Honors Experiences
Hilton's auctions and fixed-price events platform. Open to all Hilton Honors members.
🔒 Access this perk through your cardmember account at the issuer's website or app.

Status

Hotel / airline / partner status this card grants.

2 benefits

See the details →
Hilton Honors Silver Status
Automatic Hilton Honors Silver status.
Gold Status After $20k Spend
Upgrade to Hilton Honors Gold status after $20,000 in purchases in a calendar year.

Other

Other perks on this card.

1 benefit

See the details →
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the US.

Last verified September 16, 2026.

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