United Gateway Card
Annual fee
$—
Foreign txn fee
—
(Direct link to issuer does not currently earn a commission on this card.)
Transfer to airline & hotel partners
Points earned with this card transfer to 3 partner programs via United MileagePlus.
| From | Ratio | Notes |
|---|---|---|
| Chase Ultimate Rewards | 1:1 | Chase Ultimate Rewards. Watch for periodic 25-30% transfer bonuses to MileagePlus. No transfer tax — Chase UR -> United is the cleanest transfer-in path for most US points-and-miles enthusiasts. |
| Bilt Rewards | 1:1 | Bilt Rewards. No transfer tax. Earn 1 point per dollar on rent (Bilt's signature feature) plus regular spend categories. |
| Marriott Bonvoy | 3:1 | Marriott Bonvoy. 60K Marriott = 25K MileagePlus bonus tier. No transfer tax on Marriott side. |