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Chase· co-branded with Avios

British Airways Visa Signature

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Annual fee
$95
Welcome bonus
75,00090,000 AviosElevated offer
Foreign txn fee
0%
Apply at Chase
Good to know before you apply
  • The welcome bonus is ELEVATED to 90,000 Avios (after $5,000 in 3 months) through October 28, 2026 - up from the usual 75,000, and the highest we have tracked on this card - Avios pool across British Airways Executive Club, AerClub, and Iberia Plus, so that haul has more routing flexibility than a single-airline currency implies.
  • The $600/year in Reward Flight Statement Credits is the sleeper benefit on this card - it pays out as up to three separate credits ($100 for Economy/Premium Economy, $200 for Business/First Class) on British Airways Reward Flights, and the math gets interesting fast if you're booking transatlantic award trips with taxes and carrier charges that aren't exactly pocket change.
  • The Travel Together Ticket requires $30,000 in calendar-year spend to unlock, is valid for 2 years, and works either as a companion ticket on a BA Avios reward flight OR as a 50% Avios discount on a solo redemption - both paths have value, but the $30K spend threshold is the number to run against your actual card usage before you start planning around it.
  • NO earn rate above 1x for everyday spending categories - groceries, gas, dining, transit - none of it - the 2x on hotels is direct-with-the-hotel only, so this card earns like a 1x everywhere workhorse for anything outside flights and direct hotel bookings.
  • The 10% discount on British Airways flights originating in the US is a quiet but real perk - it's booking-channel specific (through the URL in your welcome materials), so it won't surface automatically, and it's the kind of thing that's easy to forget you have.
  • The DashPass membership and $10/quarter non-restaurant DoorDash credit feel a little unexpected on a transatlantic airline card - activation is required, auto-enrollment kicks in after the complimentary year, and the credits run through December 2027, so grab them if you use the app, but they're not the reason to carry this card.
  • $95/year and no foreign transaction fees is a lean ask for a card you're taking to London - the math gets compelling fast if you're a regular on BA metal, and a lot harder to justify if you're not in the Oneworld/IAG ecosystem at all.

The British Airways Visa Signature is a solid co-brand pick for Oneworld loyalists, offering 3x Avios on BA/Aer Lingus/Iberia flights, up to $600/year in Reward Flight statement credits, and a $30K-spend Travel Together Ticket that can unlock a companion seat or 50% Avios discount. At $95/year with no foreign transaction fees, it punches above its weight for transatlantic travelers who live and die by the Avios distance chart.

Welcome bonus

What you get for signing up and hitting the minimum spend.

90,000 Avios · $5,000 spend in 3mo

See the offer →
🕐 Limited-time offer

This is an elevated, limited-time offer. The standard bonus is 75,000 Avios.

Apply by October 28, 2026.

90,000 Avios after spending $5,000 in the first 3 months.

Elevated limited-time offer. Chase offer-details disclosure states "Offer ends October 28, 2026". British Airways marketing email said Oct 29 - we use the issuer date.

Earn rates

How many points per dollar across categories.

3 categories · top rate 3x

See the multipliers →

Card-level multipliers. Earn currency: Avios.

CategoryRateChannelNotes
Flights3xdirect3 Avios per $1 on British Airways, Aer Lingus, and Iberia flight purchases.
Hotels2xdirect2 Avios per $1 on hotel accommodations booked directly with the hotel.
All other purchases1x—1 Avios per $1 on all other purchases.

Transfer partners

Where you can move your Avios to airline + hotel programs.

5 partners

Meet the partners →

Points earned with this card transfer to 5 partner programs via Avios.

ToRatioNotes
Aer Lingus AerClub1:1Avios family combine partner. Same value 1:1, no transfer fee, moves immediately.
Finnair Plus1:1Avios family combine partner. Same value 1:1, no transfer fee. Link Finnair Plus and BA accounts once, then transfer any time.
Club Iberia Plus1:1Avios family combine partner. Same value 1:1, no transfer fee. Iberia Plus keeps its own award chart with different sweet spots.
Qatar Privilege Club1:1Avios family combine partner. Same value 1:1, no transfer fee. Link Qatar Privilege Club and BA accounts once, then transfer any time.
Vueling Club1:1Avios family combine partner. Same value 1:1, no transfer fee, moves immediately.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

1 program

Browse the portals →
Chase Experiences
Chase's cardmember-exclusive events portal --- dining series, chef collaborations, concerts, sports, cultural events. Open to all Chase consumer credit cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.

Status accelerators

Perks that unlock at spending milestones.

1 benefit

See the details →
Travel Together Ticket
Earn a Travel Together Ticket each calendar year you spend $30,000. Valid for 2 years; use for a companion on the same British Airways Avios reward flight, or take 50% off the Avios price on a solo reward flight.
Unlocks at $30,000 spend

Statement credits

Bill credits and recurring perks that offset annual fees.

3 benefits

See the details →
Reward Flight Statement Credits
$100 credit for Economy/Premium Economy or $200 for Business/First Class, up to 3 times per year ($600 max), when booking a Reward Flight on British Airways and paying taxes/fees/carrier charges with the card.
DashPass Membership (One Year Complimentary)
One-year complimentary DashPass for DoorDash and Caviar: unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, auto-enrolled at current monthly rate. Activate by Dec 31, 2027.
DashPass Quarterly Non-Restaurant DoorDash Credit
DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

Travel & rental insurance

Trip protection, rental car coverage, baggage, accident coverage.

2 benefits

See the details →
Baggage Delay Insurance
Reimburses up to $100/day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Lost Luggage Reimbursement
Reimburses up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged or stolen during a covered trip. NY residents limited to $2,000 per bag/$10,000 per trip.

Purchase & travel protection

Purchase, extended warranty, cell phone, and fraud protections.

2 benefits

See the details →
Purchase Protection
Covers eligible new purchases for 120 days from date of purchase against damage or theft, up to $500 per item (90 days for NY residents).
Extended Warranty Protection
Extends the U.S. manufacturer's warranty by one additional year on eligible warranties of three years or less, up to four years from date of purchase.

Other

Other perks on this card.

4 benefits

See the details →
10% Off British Airways Flights Starting in the US
Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
Use Avios to Pay Taxes, Fees, and Carrier Charges
Cardmembers can use Avios to pay for taxes, fees, and carrier charges on Reward Flights by calling the number on the back of the card.
Chase Pay Over Time (BNPL)
Break up eligible purchases of $100+ into fixed monthly payments with no interest, just a fixed monthly fee (up to 1.72% per month). Also available at checkout on Amazon.com for orders $50+.
No Foreign Transaction Fees
No foreign transaction fees when using the card for purchases made outside the United States.

Last verified September 9, 2026.

Card terms change. Confirm details on the issuer's site before applying. crazy4points does not provide financial advice. We are not responsible for application outcomes or terms accepted — see our Terms of Service and Affiliate Disclosures for full details.