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Capital One✨ Luxury

Capital One Venture X Rewards Credit Card

Annual fee
$395
Welcome bonus
75,000 Capital One miles
Foreign txn fee
0%
Apply at Capital One
(Direct link to issuer does not currently earn a commission on this card.)
Good to know before you apply
  • Capital One miles transfer to a deep roster of airline and hotel partners, most at 1:1. The $300 credit and 10K anniversary miles are claimed through Capital One Travel. Authorized users are free and get their own lounge access.

Capital One's flagship travel card, and one of the best-value premium cards going. The $395 fee is easy to wipe out with the $300 annual travel credit and 10,000 anniversary miles, then you earn 2X on literally every purchase plus lounge access for you and your authorized users. If you want premium perks without a $695 sticker, start here.

Welcome bonus

What you get for signing up and hitting the minimum spend.

75,000 Capital One miles · $4,000 spend in 3mo

See the offer →

75,000 Capital One miles after spending $4,000 in the first 3 months.

Earn 75,000 bonus miles after $4,000 in purchases in the first 3 months.

Earn rates

How many points per dollar across categories.

3 categories · top rate 10x

See the multipliers →

Card-level multipliers. Earn currency: Capital One Miles.

CategoryRateChannelNotes
Hotels & cars (through portal)10xportal10X miles on hotels and rental cars booked through Capital One Travel.
Travel (through portal)5xportal5X miles on flights and vacation rentals booked through Capital One Travel (also 5X on Capital One Entertainment).
All other purchases2x—2X miles on every purchase, every day.

Transfer partners

Where you can move your Capital One Miles to airline + hotel programs.

22 partners

Meet the partners →

Points earned with this card transfer to 22 partner programs via Capital One Miles.

ToRatioNotes
Aeromexico Rewards1:1No transfer fee.
Air Canada Aeroplan1:1No transfer fee. Free stopover on partner awards.
Avianca LifeMiles1:1No transfer fee.
Avios1:1No transfer fee. Avios usable across the BA/Iberia/Aer Lingus family via Combine My Avios.
Cathay Pacific Asia Miles1:1No transfer fee.
Etihad Guest1:1No transfer fee.
Finnair Plus1:1No transfer fee.
Flying Blue1:1No transfer fee. Air France-KLM; monthly Promo Rewards discounts.
Qantas Frequent Flyer1:1No transfer fee.
Qatar Privilege Club1:1No transfer fee. Books Qsuites business.
Singapore KrisFlyer1:1No transfer fee. Singapore Suites + own-metal premium.
TAP Miles&Go1:1No transfer fee.
Turkish Miles&Smiles1:1No transfer fee. US-Hawaii on United from 10k one-way.
Virgin Red1:1No transfer fee. Group-wide Virgin rewards club (move on to Virgin Atlantic Flying Club).
Emirates Skywards2:1.5No transfer fee. 1,000 miles = 750 Skywards.
EVA Air Infinity MileageLands2:1.5No transfer fee. 1,000 miles = 750 Infinity MileageLands.
Japan Airlines Mileage Bank2:1.5No transfer fee. 1,000 miles = 750 Mileage Bank.
JetBlue TrueBlue5:3No transfer fee. 1,000 miles = 600 TrueBlue (the weakest ratio).
Choice Privileges1:1No transfer fee. US-based Choice Privileges accounts only.
Wyndham Rewards1:1No transfer fee.
Preferred Hotels iPrefer1:2No transfer fee. 1,000 miles = 2,000 iPrefer (ratio in your favor; iPrefer points are fixed/lower value).
ALL - Accor Live Limitless2:1No transfer fee. 1,000 miles = 500 ALL Reward points.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

3 programs

Browse the portals →
Capital One Entertainment
Capital One's concerts, sports, and VIP-package portal. Available to most Capital One cardholders (Venture, Venture X, Savor, Quicksilver).
🔒 Access this perk through your cardmember account at the issuer's website or app.
Capital One Diningstandard
Capital One's priority dining reservations and chef-led events platform. Available to Venture X, Venture, and Savor cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.
Capital One Loungespremium
Capital One's growing network of airport lounges + special lounge-hosted events. Venture X = unlimited free access; Venture = 2 free visits per year; Spark Travel Elite included.
🔒 Access this perk through your cardmember account at the issuer's website or app.

Status

Hotel / airline / partner status this card grants.

1 benefit

See the details →
Hertz Presidents Circle Status
Complimentary Hertz Presidents Circle status (Hertz's top published tier) - skip the counter at select locations and pick from a wider selection of cars. Enrollment required through the Capital One benefits tab.

Lounge access

Airport lounge access conferred by this card.

2 benefits

See the details →
Capital One Lounges and Landing
Primary cardholders get access to Capital One Lounge and Landing locations.
Priority Pass Lounge Access
Primary cardholders get access to 1,300+ Priority Pass lounges worldwide.

Travel credits

Annual travel-spend credits and portal incentives.

3 benefits

See the details →
Annual Travel Credit
$300 annual credit for bookings through Capital One Travel.
Premier Collection Experience Credit
$100 experience credit on every Premier Collection booking through Capital One Travel, plus daily breakfast for two, complimentary Wi-Fi, and room upgrades, early check-in and late checkout when available.
Lifestyle Collection Experience Credit
$50 experience credit on every Lifestyle Collection booking through Capital One Travel, plus complimentary Wi-Fi and room upgrades, early check-in and late checkout when available.

Statement credits

Bill credits and recurring perks that offset annual fees.

1 benefit

See the details →
Global Entry or TSA PreCheck Credit
Up to $120 statement credit for Global Entry or TSA PreCheck application fee.

Purchase & travel protection

Purchase, extended warranty, cell phone, and fraud protections.

1 benefit

See the details →
Cell Phone Protection
Up to $800 reimbursement if your phone is stolen or damaged, when you pay your bill with the card. Terms and exclusions apply.

Transfer partner perks

Partners this card unlocks for point transfer.

1 benefit

See the details →
Transfer to Airline & Hotel Partners
Move your miles to Capital One's airline and hotel transfer partners, most at 1:1.

Other

Other perks on this card.

2 benefits

See the details →
Anniversary Bonus Miles
10,000 bonus miles (about $100 toward travel) every year, starting on your first anniversary.
PRIOR and The Cultivist Subscriptions
Complimentary PRIOR subscription (a $149 value) for curated travel experiences, plus The Cultivist access.

Last verified June 15, 2026.

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