Capital One Venture X Rewards Credit Card
- Capital One miles transfer to a deep roster of airline and hotel partners, most at 1:1. The $300 credit and 10K anniversary miles are claimed through Capital One Travel. Authorized users can be added, but as of February 1, 2026 they no longer get complimentary lounge access - it's $125 per authorized user (up to four) for Capital One Lounge and Priority Pass access. Guests are no longer complimentary either: as of February 1, 2026, each guest is $35 per visit at Priority Pass lounges and $45 ($25 for ages 17 and under) at Capital One Lounges and Landings.
Capital One's flagship travel card, and one of the best-value premium cards going. The $395 fee is easy to wipe out with the $300 annual travel credit and 10,000 anniversary miles, then you earn 2X on literally every purchase plus lounge access for the primary cardholder. If you want premium perks without a $695 sticker, start here.
Perks worth knowing
Extra value that rides along with this card, from its network and from benefits that unlock more.
A premium card whose credits can offset much of its fee
Catch: The $300 credit only works when booking through Capital One Travel, and lounge access needs a one-time enrollment.
Welcome bonus
What you get for signing up and hitting the minimum spend.
75,000 Capital One miles ยท $4,000 spend in 3mo
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Welcome bonus
What you get for signing up and hitting the minimum spend.
75,000 Capital One miles ยท $4,000 spend in 3mo
75,000 Capital One miles after spending $4,000 in the first 3 months.
Earn 75,000 bonus miles after $4,000 in purchases in the first 3 months.
Earn rates
How many points per dollar across categories.
3 categories ยท top rate 10x
See the multipliers โ
Earn rates
How many points per dollar across categories.
3 categories ยท top rate 10x
Card-level multipliers. Earn currency: Capital One Miles.
| Category | Rate | Channel | Notes |
|---|---|---|---|
| Hotels & cars (through portal) | 10x | portal | 10X miles on hotels and rental cars booked through Capital One Travel. |
| Travel (through portal) | 5x | portal | 5X miles on flights and vacation rentals booked through Capital One Travel (also 5X on Capital One Entertainment). |
| All other purchases | 2x | โ | 2X miles on every purchase, every day. |
Transfer partners
Where you can move your Capital One Miles to airline + hotel programs.
22 partners ยท ๐ bonus active
Meet the partners โ
Transfer partners
Where you can move your Capital One Miles to airline + hotel programs.
22 partners ยท ๐ bonus active
Points earned with this card transfer to 22 partner programs via Capital One Miles โ bonuses live now flagged below.
| To | Ratio | Notes |
|---|---|---|
| Aeromexico Rewards | 1:1 | No transfer fee. |
| Air Canada Aeroplan | 1:1 | No transfer fee. Free stopover on partner awards. |
| Avianca LifeMiles | 1:1 | No transfer fee. |
| AviosBONUSBonus ends Oct 31 | 1:1 | No transfer fee. Avios usable across the BA/Iberia/Aer Lingus family via Combine My Avios. |
| Cathay Pacific Asia Miles | 1:1 | No transfer fee. |
| Etihad Guest | 1:1 | No transfer fee. |
| Finnair Plus | 1:1 | No transfer fee. |
| Flying Blue | 1:1 | No transfer fee. Air France-KLM; monthly Promo Rewards discounts. |
| Qantas Frequent Flyer | 1:1 | No transfer fee. |
| Qatar Privilege Club | 1:1 | No transfer fee. Books Qsuites business. |
| Singapore KrisFlyer | 1:1 | No transfer fee. Singapore Suites + own-metal premium. |
| TAP Miles&Go | 1:1 | No transfer fee. |
| Turkish Miles&Smiles | 1:1 | No transfer fee. |
| Virgin RedBONUSBonus ends Nov 20 | 1:1 | No transfer fee. Group-wide Virgin rewards club (move on to Virgin Atlantic Flying Club). 30% transfer bonus through Nov 20, 2026. |
| Emirates Skywards | 2:1.5 | No transfer fee. 1,000 miles = 750 Skywards. |
| EVA Air Infinity MileageLands | 2:1.5 | No transfer fee. 1,000 miles = 750 Infinity MileageLands base. |
| Japan Airlines Mileage Bank | 2:1.5 | No transfer fee. 1,000 miles = 750 Mileage Bank. |
| JetBlue TrueBlue | 5:3 | No transfer fee. 1,000 miles = 600 TrueBlue (the weakest ratio). |
| Choice Privileges | 1:1 | No transfer fee. US-based Choice Privileges accounts only. |
| Wyndham Rewards | 1:1 | No transfer fee. |
| Preferred Hotels iPrefer | 1:2 | No transfer fee. 1,000 miles = 2,000 iPrefer (ratio in your favor; iPrefer points are fixed/lower value). |
| ALL - Accor Live Limitless | 2:1 | No transfer fee. 1,000 miles = 500 ALL Reward points. |
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
3 programs
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Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
3 programs
Status
Hotel / airline / partner status this card grants.
1 benefit
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Status
Hotel / airline / partner status this card grants.
1 benefit
Lounge access
Airport lounge access conferred by this card.
2 benefits
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Lounge access
Airport lounge access conferred by this card.
2 benefits
Travel credits
Annual travel-spend credits and portal incentives.
3 benefits
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Travel credits
Annual travel-spend credits and portal incentives.
3 benefits
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
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Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
1 benefit
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Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
1 benefit
Transfer partner perks
Partners this card unlocks for point transfer.
1 benefit
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Transfer partner perks
Partners this card unlocks for point transfer.
1 benefit
Other
Other perks on this card.
2 benefits
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Other
Other perks on this card.
2 benefits
