Capital One

Capital One Venture Business

Annual fee
$95
Welcome bonus
100,000 Capital One miles
Foreign txn fee
0%
Apply at Capital One
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Good to know before you apply
  • Replaced the Spark Miles for Business card. The 100K bonus needs $10,000 in spend in 3 months. Free employee cards earn 2X on their spend.

Capital One's mid-tier business travel card (the rebrand of Spark Miles for Business): unlimited 2X on every purchase, a 100,000-mile welcome bonus, free employee cards, and a $95 fee. Miles transfer to the same airline and hotel partners as the personal Venture line.

Welcome bonus

What you get for signing up and hitting the minimum spend.

100,000 Capital One miles · $10,000 spend in 3mo

See the offer

100,000 Capital One miles after spending $10,000 in the first 3 months.

Earn 100,000 bonus miles after $10,000 in purchases in the first 3 months.

Earn rates

How many points per dollar across categories.

2 categories · top rate 5x

See the multipliers

Card-level multipliers. Earn currency: Capital One Miles.

CategoryRateNotes
Hotels & cars (through portal)5x5X miles on hotels, vacation rentals, and rental cars booked through Capital One Business Travel.
All other purchases2x2X miles on every purchase for your business.

Transfer partners

Where you can move your Capital One Miles to airline + hotel programs.

22 partners

Meet the partners

Points earned with this card transfer to 22 partner programs via Capital One Miles.

ToRatioNotes
Aeromexico Rewards1:1No transfer fee.
Air Canada Aeroplan1:1No transfer fee. Free stopover on partner awards.
Avianca LifeMiles1:1No transfer fee.
Avios1:1No transfer fee. Avios usable across the BA/Iberia/Aer Lingus family via Combine My Avios.
Cathay Pacific Asia Miles1:1No transfer fee.
Etihad Guest1:1No transfer fee.
Finnair Plus1:1No transfer fee.
Flying Blue1:1No transfer fee. Air France-KLM; monthly Promo Rewards discounts.
Qantas Frequent Flyer1:1No transfer fee.
Qatar Privilege Club1:1No transfer fee. Books Qsuites business.
Singapore KrisFlyer1:1No transfer fee. Singapore Suites + own-metal premium.
TAP Miles&Go1:1No transfer fee.
Turkish Miles&Smiles1:1No transfer fee. US-Hawaii on United from 10k one-way.
Virgin Red1:1No transfer fee. Group-wide Virgin rewards club (move on to Virgin Atlantic Flying Club).
Emirates Skywards2:1.5No transfer fee. 1,000 miles = 750 Skywards.
EVA Air Infinity MileageLands2:1.5No transfer fee. 1,000 miles = 750 Infinity MileageLands.
Japan Airlines Mileage Bank2:1.5No transfer fee. 1,000 miles = 750 Mileage Bank.
JetBlue TrueBlue5:3No transfer fee. 1,000 miles = 600 TrueBlue (the weakest ratio).
Choice Privileges1:1No transfer fee. US-based Choice Privileges accounts only.
Wyndham Rewards1:1No transfer fee.
Preferred Hotels iPrefer1:2No transfer fee. 1,000 miles = 2,000 iPrefer (ratio in your favor; iPrefer points are fixed/lower value).
ALL - Accor Live Limitless2:1No transfer fee. 1,000 miles = 500 ALL Reward points.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

1 program

Browse the portals
Capital One Entertainment
Capital One's concerts, sports, and VIP-package portal. Available to most Capital One cardholders (Venture, Venture X, Savor, Quicksilver).
🔒 Access this perk through your cardmember account at the issuer's website or app.

Status

Hotel / airline / partner status this card grants.

1 benefit

See the details
Hertz Five Star Status
Complimentary Hertz Five Star status - skip the counter and pick from a wider selection of cars. Enrollment required through the Capital One benefits tab.

Travel credits

Annual travel-spend credits and portal incentives.

2 benefits

See the details
Lifestyle Collection Experience Credit
$50 experience credit on every Lifestyle Collection booking, plus room upgrades when available.
Annual Travel Credit
$50 annual credit for bookings through Capital One Business Travel.

Statement credits

Bill credits and recurring perks that offset annual fees.

2 benefits

See the details
Global Entry or TSA PreCheck Credit
Up to $120 statement credit for Global Entry or TSA PreCheck application fee.
Advertising and Software Statement Credit
$50 annual statement credit for purchases at qualifying advertising or software merchants.

Transfer partner perks

Partners this card unlocks for point transfer.

1 benefit

See the details
Transfer to Airline & Hotel Partners
Move your miles to Capital One's airline and hotel transfer partners, most at 1:1.

Other

Other perks on this card.

1 benefit

See the details
Free Employee Cards
Free employee cards that earn 2X on their spend.

Last verified June 15, 2026.

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