Emirates Skywards Rewards World Elite Mastercard
- The welcome offer is 40,000 bonus Skywards Miles after $3,000 in spend in the first 90 days.
- You start with Skywards Silver for the first year. To keep Silver you need $20,000 in net purchases per cardmember year, otherwise you drop to Blue. Barclays notes the first-year Silver offer may not be achievable based on your assigned credit line and ability to maintain it.
- The 3X applies to Emirates purchases made at emirates.com or an Emirates sales office. Inflight purchases do not earn it. Airfare, hotels and car rentals from anyone else earn 2X.
- This card has no anniversary bonus and no lounge access. The Premium card at $499 adds both.
- You get 25% off Buy or Gift Miles.
- There is no foreign transaction fee, and miles do not expire while the account is open.
The Emirates Skywards Rewards World Elite Mastercard is the $99 way into Emirates miles. You earn 3 Skywards Miles per $1 on Emirates purchases, 2 on airfare, hotels and car rentals bought elsewhere, and 1 on everything else, plus 1 Tier Mile for every 4 base miles. New cardmembers get 40,000 bonus miles after $3,000 in spend in the first 90 days, and Skywards Silver for the first year. Barclays notes the first-year Silver offer may not be achievable based on your assigned credit line and ability to maintain it. Keeping Silver takes $20,000 in net purchases per cardmember year, and without it you drop to Blue. There is no anniversary bonus and no lounge access. There is no foreign transaction fee, and miles do not expire while the account is open.
Perks worth knowing
Extra value that rides along with this card, from its network and from benefits that unlock more.
Free Instacart+ and a monthly Peacock discount
Catch: Both are for new subscribers only, and Peacock arrives as a monthly statement credit, not a free subscription. These are two separate perks, not a bundle.
See the official terms →Welcome bonus
What you get for signing up and hitting the minimum spend.
40,000 Skywards Miles · $3,000 spend in 3mo
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
40,000 Skywards Miles · $3,000 spend in 3mo
40,000 Skywards Miles after spending $3,000 in the first 3 months.
Emirates lists the promotion period as 7 October 2026 to 5 January 2027 (emirates.com/us/english/skywards/partners/barclays/, read 2026-11-01).
Earn rates
How many points per dollar across categories.
3 categories · top rate 3x
See the multipliers →
Earn rates
How many points per dollar across categories.
3 categories · top rate 3x
Card-level multipliers. Earn currency: Emirates Skywards.
| Category | Rate | Notes |
|---|---|---|
| Emirates | 3x | 3 Skywards Miles per $1 on Emirates purchases made at emirates.com or an Emirates sales office. Inflight purchases do not count. You also earn 1 Tier Mile for every 4 base miles. |
| Travel | 2x | 2 Skywards Miles per $1 on airfare, hotels and car rentals bought from companies other than Emirates. |
| All other purchases | 1x | 1 Skywards Mile per $1 on all other purchases. |
Transfer in
Programs that transfer into Emirates Skywards — additional paths to top up your balance.
9 programs transfer in
See the inbound paths →
Transfer in
Programs that transfer into Emirates Skywards — additional paths to top up your balance.
9 programs transfer in
You can transfer points into Emirates Skywards from 9 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| ALL - Accor Live Limitless | 2:1 | 4,000 Reward points = 2,000 Skywards Miles. |
| American Express Membership Rewards | 1:0.8 | 1,000 MR = 800 Skywards Miles |
| Bilt Rewards | 1:1 | No transfer fee. Skywards. |
| Capital One Miles | 2:1.5 | No transfer fee. 1,000 miles = 750 Skywards. |
| Citi ThankYou Rewards | premium1:0.8 standard1:0.56 | Effective Jul 27 2025, Citi premium cards transfer Skywards at 1000:800. |
| Hilton Honors | 10:1 | Emirates Skywards. |
| Hyatt | 5:2 | Standard World of Hyatt conversion at 5,000 points to 2,000 miles (5:2). Minimum 5,000 points, then 1,250 point increments. |
| IHG One Rewards | 5:1 | Convert IHG points to Emirates Skywards by calling IHG One Rewards. Airline transfers are phone only, never online. Standard rate is 5,000 IHG points for 1,000 miles and can take up to six weeks to arrive. Airline conversions are usually weak value, so keep IHG points for hotel nights unless topping off a specific balance. |
| Marriott Bonvoy | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
Status
Hotel / airline / partner status this card grants.
1 benefit
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Status
Hotel / airline / partner status this card grants.
1 benefit
Status accelerators
Perks that unlock at spending milestones.
1 benefit
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Status accelerators
Perks that unlock at spending milestones.
1 benefit
Other
Other perks on this card.
2 benefits
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Other
Other perks on this card.
2 benefits