American Express· co-branded with Delta SkyMiles

Delta SkyMiles Platinum American Express Card

Annual fee

$350

Welcome bonus

60,00090,000 Delta SkyMiles+ $300 statement creditElevated offer

Foreign txn fee

Apply at American Express

Good to know before you apply

The Companion Certificate is the headline - a Main Cabin round trip for a companion (you pay only taxes/fees, $22-$250). The $2,500 MQD Headstart plus $1 MQD per $20 spent is a real leg up toward Medallion status. As of June 2026, this card also includes a complimentary second checked bag on domestic Delta-operated flights, on top of the first free checked bag.

Delta's mid-premium card, built around the annual Companion Certificate - one nearly-free Main Cabin ticket a year that can single-handedly justify the $350 fee. Add 3X on Delta, a stack of credits (rideshare, Delta Stays, Resy) worth up to $390, MQD Headstart and Boost toward Medallion status, and free checked bags.

Welcome bonus

What you get for signing up and hitting the minimum spend.

90,000 Delta SkyMiles · $4,000 spend in 6mo

See the offer →

🕐 Limited-time offer

This is an elevated, limited-time offer. The standard bonus is 60,000 Delta SkyMiles.

Plus $300 statement credit.

Apply by November 4, 2026.

90,000 Delta SkyMiles after spending $4,000 in the first 6 months.

$300 statement credit

Elevated limited-time offer through Nov 4, 2026 (90,000 miles + $300 statement credit, $4,000 spend/6mo). Standard BAU has no credit; revert after the window.

Earn rates

How many points per dollar across categories.

5 categories · top rate 3x

See the multipliers →

Card-level multipliers. Earn currency: Delta SkyMiles.

Category	Rate	Notes
Airline	3x	3X miles on Delta purchases.
Hotels	3x	3X miles on eligible hotel purchases.
Dining	2x	2X miles at restaurants worldwide, plus U.S. takeout and delivery.
Groceries (US supermarkets)	2x	2X miles at U.S. supermarkets.
All other purchases	1x	1X miles on all other eligible purchases.

Transfer in

Programs that transfer into Delta SkyMiles — additional paths to top up your balance.

6 programs transfer in

See the inbound paths →

You can transfer points into Delta SkyMiles from 6 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.

From	Ratio	Notes
ALL - Accor Live Limitless	2:1	4,000 Reward points = 2,000 SkyMiles.
American Express Membership Rewards	1:1	1,000 MR = 1,000 SkyMiles
Hilton Honors	10:1	Delta SkyMiles.
Hyatt	5:2	Standard World of Hyatt conversion at 5,000 points to 2,000 miles (5:2). Minimum 5,000 points, then 1,250 point increments.
IHG One Rewards	5:1	Convert IHG points to Delta SkyMiles by calling IHG One Rewards. Airline transfers are phone only, never online. Standard rate is 5,000 IHG points for 1,000 miles and can take up to six weeks to arrive. Airline conversions are usually weak value, so keep IHG points for hotel nights unless topping off a specific balance.
Marriott Bonvoy	3:1	Flat 3:1 - excluded from the 5,000-mile transfer bonus.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

1 program

Browse the portals →

American Express Experiences

Amex's entertainment portal --- presales, preferred seating on concerts, sports, and Broadway. Available to U.S. Amex cardholders.

🔒 Access this perk through your cardmember account at the issuer's website or app.

Status

Hotel / airline / partner status this card grants.

1 benefit

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Hertz Five Star Status

Complimentary Hertz Five Star status. Enrollment through the Delta/Hertz Gold+ link required.

Status accelerators

Perks that unlock at spending milestones.

2 benefits

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MQD Headstart

$2,500 Medallion Qualification Dollars (MQDs) each Medallion Qualification Year - a head start toward Delta elite status.

MQD Boost

Earn $1 MQD for every $20 in Card purchases toward Medallion status.

Travel credits

Annual travel-spend credits and portal incentives.

1 benefit

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Delta Stays Credit

Up to $150/year as a statement credit on prepaid hotels/vacation rentals through Delta Stays on delta.com.

Statement credits

Bill credits and recurring perks that offset annual fees.

4 benefits

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Rideshare Credit

Up to $10/month in statement credits on U.S. rideshare with select providers. Enrollment required.

Resy Credit

Up to $10/month in statement credits on eligible U.S. Resy restaurant purchases. Resy account required.

20% Back on In-Flight Purchases

Earn 20% back as a statement credit on eligible in-flight Delta purchases.

Global Entry or TSA PreCheck Credit

Up to $120 statement credit for a Global Entry application fee (or up to $85 for TSA PreCheck), once every 4 years.

Travel & rental insurance

Trip protection, rental car coverage, baggage, accident coverage.

4 benefits

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Trip Delay Insurance

Up to $500 per trip for covered delays over 6 hours when the round-trip is paid with the Card (secondary; 2 claims/year).

Baggage Insurance Plan

Up to $1,250 carry-on / $500 checked for lost, damaged, or stolen baggage when the fare is paid with the Card.

Car Rental Loss & Damage Insurance

Secondary collision/theft coverage on eligible rentals paid with the Card.

Global Assist Hotline

24/7 emergency coordination when traveling more than 100 miles from home (third-party costs are your responsibility).

Purchase & travel protection

Purchase, extended warranty, cell phone, and fraud protections.

3 benefits

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Cell Phone Protection

Up to $800 per claim (2/year, $50 deductible) for a stolen or damaged phone when the prior month's wireless bill was paid with the Card.

Purchase Protection

Covers eligible new purchases against damage or theft for a limited time.

Extended Warranty

Extends eligible U.S. manufacturer warranties.

Other

Other perks on this card.

4 benefits

See the details →

Annual Companion Certificate (Main Cabin)

Each year after Card renewal: a Main Cabin round-trip Companion Certificate for domestic, Caribbean, or Central American destinations. Companion pays only government taxes/fees ($22-$250).

First + Second Checked Bag Free

First and second checked bag free on Delta flights for you and up to 8 on the reservation.

Zone 5 Priority Boarding

Zone 5 priority boarding on Delta flights.

TakeOff 15 (15% off award flights)

15% off the miles price of Delta award tickets booked on delta.com or the Fly Delta app. Excludes partner-operated flights and taxes/fees.