Wells Fargo

Wells Fargo Autograph Journey Visa

Annual fee
$95
Welcome bonus
60,000 Wells Fargo Rewards
Foreign txn fee
0%
Apply at Wells Fargo
(Direct link to issuer does not currently earn a commission on this card.)
Good to know before you apply
  • The $50 airline credit triggers on your first airline purchase of $50 or more each year. No lounge access, but a strong all-around travel earner with transfer partners.

Wells Fargo's premium travel card: 5X on hotels, 4X on airlines, 3X on other travel and dining, a $50 annual airline credit, and no foreign transaction fees. Points transfer to airline and hotel partners, making the $95 fee easy to justify for regular travelers.

Welcome bonus

What you get for signing up and hitting the minimum spend.

60,000 Wells Fargo Rewards · $4,000 spend in 3mo

See the offer

60,000 Wells Fargo Rewards after spending $4,000 in the first 3 months.

Earn 60,000 bonus points after $4,000 in purchases in the first 3 months.

Earn rates

How many points per dollar across categories.

5 categories · top rate 5x

See the multipliers

Card-level multipliers. Earn currency: Wells Fargo Rewards.

CategoryRateNotes
Hotels5x5X points on hotels.
Airline tickets4x4X points on airlines and air carriers.
Travel3x3X points on other travel.
Dining3x3X points at restaurants.
All other purchases1x1X points on all other purchases.

Transfer partners

Where you can move your Wells Fargo Rewards to airline + hotel programs.

11 partners

Meet the partners

Points earned with this card transfer to 11 partner programs via Wells Fargo Rewards.

ToRatioNotes
Aer Lingus AerClub1:1No transfer fee. AerClub Avios.
Flying Blue1:1No transfer fee. Air France-KLM; monthly Promo Rewards discounts.
Avianca LifeMiles1:1No transfer fee. LifeMiles; no fuel surcharges on Star Alliance.
Avios1:1No transfer fee. British Airways Executive Club; Avios usable across the BA/Iberia/Aer Lingus family.
Cathay Pacific Asia Miles1:1No transfer fee. Asia Miles; added 2026.
Club Iberia Plus1:1No transfer fee. Iberia Plus Avios.
JetBlue TrueBlue1:1No transfer fee. TrueBlue; added late 2025.
Virgin Atlantic Flying Club1:1No transfer fee. Flying Club; books ANA and Delta One sweet spots.
Choice Privileges1:2No transfer fee. 1,000 points = 2,000 Choice Privileges (ratio in your favor).
Wyndham Rewards1:2No transfer fee. 1,000 points = 2,000 Wyndham Rewards; added 2026.
Virgin Red1:1No transfer fee. Virgin Group rewards club; listed under WF Travel & Experiences and moves 1:1 on to Virgin Atlantic Flying Club.

Travel credits

Annual travel-spend credits and portal incentives.

1 benefit

See the details
Annual Airline Credit
$50 statement credit each year on your first airline purchase of $50 or more.

Travel & rental insurance

Trip protection, rental car coverage, baggage, accident coverage.

5 benefits

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Trip Cancellation & Interruption Insurance
Up to $15,000 reimbursement for non-refundable lodging, flights, and activities if a trip is cancelled or interrupted for a covered reason (secondary).
Lost Luggage Reimbursement
Up to $3,000 reimbursement for checked or carry-on baggage lost due to theft or misdirection by the common carrier (secondary).
Auto Rental Collision Damage Waiver
Coverage for damage or theft on eligible rentals paid with the Card.
Travel Accident Insurance
Up to $1,000,000 common carrier travel accident insurance when the fare is paid with the Card.
Travel & Emergency Assistance Services
24/7 emergency assistance and referral worldwide (cardholder pays for actual services/goods).

Purchase & travel protection

Purchase, extended warranty, cell phone, and fraud protections.

1 benefit

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Cell Phone Protection
Up to $1,000 per claim ($25 deductible, 2 claims/year) against damage, theft, or involuntary separation when you pay your monthly phone bill with the Card.

Transfer partner perks

Partners this card unlocks for point transfer.

1 benefit

See the details
Transfer to Airline & Hotel Partners
Move Wells Fargo Rewards to airline and hotel transfer partners (most 1:1; Choice and Wyndham 1:2).

Other

Other perks on this card.

2 benefits

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Visa Signature Concierge
Complimentary 24/7 Visa Signature Concierge for tickets, travel, and reservations.
Visa Signature Luxury Hotel Collection
Premium benefits at properties in the Visa Signature Luxury Hotel Collection (upgrades, late checkout, Wi-Fi, and more).

Last verified June 15, 2026.

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