Wyndham Rewards Earner Card
- Welcome bonus up to 75,000 points: 30,000 after $1,000 in the first 90 days, plus 45,000 after $500 on Hotels by Wyndham in the first 180 days.
- $0 fee and automatic Gold make it an easy keeper, but the 7,500-point anniversary bonus requires $15,000 in spend (the Plus card gives the same bonus with no spend requirement).
- 5X on Hotels by Wyndham and 3X on dining, grocery, gas and EV charging; 1X on all else. Grocery excludes Target and Walmart.
- 10% discount on free-night redemptions - a 30,000-point night drops to 27,000.
- Points are Wyndham-only (Go Free nights at a flat 7,500 / 15,000 / 30,000 per bedroom, becoming 5,000 / 15,000 / 30,000 / 45,000 on September 15, 2026); no useful airline transfer out.
- No travel or purchase protections and no lounge access - it is an earn-rate-plus-Gold card, nothing more.
The no-fee Wyndham Rewards Earner is the entry point: 5X on Hotels by Wyndham, 3X on dining, grocery, gas and EV charging, automatic Gold status, and a 10% discount on free nights, all for $0. A fine keeper for occasional Wyndham guests who do not want an annual fee.
Welcome bonus
What you get for signing up and hitting the minimum spend.
Up to 75,000 points · $1,000 spend in 3mo
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
Up to 75,000 points · $1,000 spend in 3mo
Up to 75,000 pointstotal. Here's how it breaks down:
- 30,000 points after spending $1,000 in the first 3 months
- 45,000 points more after spending $500 in the first 6 months
Earn rates
How many points per dollar across categories.
6 categories · top rate 5x
See the multipliers →
Earn rates
How many points per dollar across categories.
6 categories · top rate 5x
Card-level multipliers. Earn currency: Wyndham Rewards.
| Category | Rate | Notes |
|---|---|---|
| Hotels | 5x | Hotels by Wyndham, including Wyndham Travel Bundles |
| Dining | 3x | |
| Groceries | 3x | Excludes Target and Walmart |
| Gas | 3x | |
| EV charging | 3x | |
| All other purchases | 1x |
Status
Hotel / airline / partner status this card grants.
1 benefit
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Status
Hotel / airline / partner status this card grants.
1 benefit
Status accelerators
Perks that unlock at spending milestones.
1 benefit
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Status accelerators
Perks that unlock at spending milestones.
1 benefit
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
1 benefit
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Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
1 benefit
Other
Other perks on this card.
6 benefits
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Other
Other perks on this card.
6 benefits