Wyndham Rewards Earner Card

• The welcome bonus (30,000 points after $1,000 in the first 90 days) covers up to 4 free nights - but only if you book the cheapest properties, since Go Free nights cost UP TO 30,000 points per bedroom.
• The anniversary bonus isn't free money: you only get 7,500 points if you spend $15,000 on the card that year. The $75 Earner Plus hands over the same 7,500 with no spend requirement - do the math if you charge a lot.
• It's a Wyndham-only currency. Points redeem for Go Free nights at a flat 7,500 / 15,000 / 30,000 per bedroom - there's no useful airline transfer, so value lives entirely in Wyndham stays.
• The 2x dining and grocery bonus EXCLUDES Target and Walmart - if most of your grocery spend runs through either, that 2x is largely decorative.
• Automatic Gold status (free WiFi, preferred room, late checkout) plus a 10% cardholder discount on Go Free redemptions - both cost nothing and stack on every stay.
• This is a pure points-earner, not a benefits card: Barclays publishes only $0 fraud liability, contactless, and chip for it - no travel, rental, accident, or purchase insurance, and (unlike the Earner Business card) no cell-phone protection. The upside: NO annual fee and NO foreign transaction fees, so the cost floor is genuinely $0.

The no-annual-fee Wyndham Rewards Earner Card is a solid pick for road-trippers who live for Wyndham stays — you get automatic Gold status, 5x at Wyndham hotels and gas stations, and a 10% points discount on free night redemptions, all for exactly $0 a year. The 30,000-point welcome bonus (enough for up to 4 free nights) is a genuinely strong value if Wyndham properties are your jam.