Atmos Rewards Visa Signature Business
The Atmos Rewards Business card is the small-business Alaska/Hawaiian co-brand at $70 per company plus $25 per card. It earns 3X on Alaska and Hawaiian purchases, 2X on gas, EV charging, shipping, and transit, and 1X elsewhere - in Atmos points. Like its consumer sibling it carries the $99 Companion Fare each anniversary (after $6,000 spend), free checked bag and preferred boarding, $100 off an Alaska Lounge+ membership, and a suite of travel protections (auto rental and $1M travel-accident insurance, emergency ticket replacement, lost-luggage assistance). No foreign transaction fees. A strong pick for businesses that fly Alaska or Hawaiian.
Welcome bonus
What you get for signing up and hitting the minimum spend.
70,000 Atmos points · $4,000 spend in 90d
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
70,000 Atmos points · $4,000 spend in 90d
70,000 Atmos points after spending $4,000 in the first 90 days.
Plus a $99 Companion Fare (plus taxes and fees from $23).
Verified from BofA official: limited-time online offer 70,000 points + $99 Companion Fare after $4,000 in 90 days. Annual fee $70, $25 per employee card.
Earn rates
How many points per dollar across categories.
3 categories · top rate 3x
See the multipliers →
Earn rates
How many points per dollar across categories.
3 categories · top rate 3x
Card-level multipliers. Earn currency: Atmos Rewards.
| Category | Rate | Notes |
|---|---|---|
| Flights | 3x | 3X points on eligible Alaska Airlines and Hawaiian Airlines purchases. |
| Transit | 2x | 2X on gas, EV charging, shipping, and local transit (including rideshare). |
| All other purchases | 1x | 1X on all other purchases. |
Transfer in
Programs that transfer into Atmos Rewards — additional paths to top up your balance.
2 programs transfer in
See the inbound paths →
Transfer in
Programs that transfer into Atmos Rewards — additional paths to top up your balance.
2 programs transfer in
You can transfer points into Atmos Rewards from 2 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| Bilt Rewards | 1:1 | Bilt is one of only two transferable currencies that reach Atmos, making it the easiest on-ramp for non-cardholders. Transfers are typically near-instant. No federal excise tax pass-through. |
| Marriott Bonvoy | 3:1 with 5K bonus per 60K block (effectively 2.4:1 in 60K increments) | Hotel-to-airline transfer; no federal excise tax. Transfer in exact 60K blocks to capture the 5K bonus — partial blocks lose the kicker. Posts in 2-7 days, not instant. |
Unlock transfers
Pair this card with a travel card in the Atmos Rewards family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
See your unlock cards →
Unlock transfers
Pair this card with a travel card in the Atmos Rewards family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these Atmos Rewards travel cards:
You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.
Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
See the details →
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
2 benefits
See the details →
Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
2 benefits
Other
Other perks on this card.
5 benefits
See the details →
Other
Other perks on this card.
5 benefits