Atmos Rewards Visa Signature Business
The Atmos Rewards Business card is the small-business Alaska/Hawaiian co-brand at $70 per company plus $25 per card. It earns 3X on Alaska and Hawaiian purchases, 2X on gas, EV charging, shipping, and transit, and 1X elsewhere - in Atmos points. Like its consumer sibling it carries the $99 Companion Fare each anniversary (after $6,000 spend), free checked bag and preferred boarding, $100 off an Alaska Lounge+ membership, and a suite of travel protections (auto rental and $1M travel-accident insurance, emergency ticket replacement, lost-luggage assistance). No foreign transaction fees. A strong pick for businesses that fly Alaska or Hawaiian.
Welcome bonus
What you get for signing up and hitting the minimum spend.
70,000 Atmos points · $4,000 spend in 90d
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
70,000 Atmos points · $4,000 spend in 90d
Plus Plus a $99 Companion Fare (plus taxes and fees from $23)..
70,000 Atmos points after spending $4,000 in the first 90 days.
Plus a $99 Companion Fare (plus taxes and fees from $23).
Verified from BofA official: limited-time online offer 70,000 points + $99 Companion Fare after $4,000 in 90 days. Annual fee $70, $25 per employee card.
Earn rates
How many points per dollar across categories.
3 categories · top rate 3x
See the multipliers →
Earn rates
How many points per dollar across categories.
3 categories · top rate 3x
Card-level multipliers. Earn currency: Atmos Rewards.
| Category | Rate | Notes |
|---|---|---|
| Flights | 3x | 3X points on eligible Alaska Airlines and Hawaiian Airlines purchases. |
| Transit | 2x | 2X on gas, EV charging, shipping, and local transit (including rideshare). |
| All other purchases | 1x | 1X on all other purchases. |
Transfer in
Programs that transfer into Atmos Rewards — additional paths to top up your balance.
5 programs transfer in
See the inbound paths →
Transfer in
Programs that transfer into Atmos Rewards — additional paths to top up your balance.
5 programs transfer in
You can transfer points into Atmos Rewards from 5 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| Best Western Rewards | 5:1 | Atmos Rewards (Alaska/Hawaiian). 5,000 Best Western points = 1,000 Atmos points (5:1) via the Redemption Mall. Poor value - top-off only. No transfer tax. |
| Bilt Rewards | 1:1 | No transfer fee. Atmos Rewards (Alaska + Hawaiian combined program); strong oneworld and partner sweet spots. |
| Choice Privileges | 5:1 | Choice Rewards Exchange (powered by Points.com). Atmos Rewards is the combined Alaska Airlines and Hawaiian Airlines currency. Starts at 5,000 Choice points for 1,000 Atmos Rewards points. Airline-miles exchanges are generally weak value. |
| IHG One Rewards | 5:1 | Convert IHG points to Atmos Rewards (the combined Alaska Airlines and Hawaiian Airlines currency, which IHG lists as Alaska Airlines) by calling IHG One Rewards. Airline transfers are phone only, never online. Standard rate is 5,000 IHG points for 1,000 miles and can take up to six weeks to arrive. Airline conversions are usually weak value, so keep IHG points for hotel nights unless topping off a specific balance. |
| Marriott Bonvoy | 3:1 | Base 3:1 with a 5,000-mile bonus per 60,000 points transferred (effectively ~2.4:1 in 60K increments). |
Unlock transfers
Pair this card with a travel card in the Atmos Rewards family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
See your unlock cards →
Unlock transfers
Pair this card with a travel card in the Atmos Rewards family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these Atmos Rewards travel cards:
You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.
Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
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Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
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Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
2 benefits
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Travel & rental insurance
Trip protection, rental car coverage, baggage, accident coverage.
2 benefits
Other
Other perks on this card.
5 benefits
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Other
Other perks on this card.
5 benefits