Atmos Rewards Ascent Visa Signature
The Atmos Rewards Ascent is the everyday Alaska/Hawaiian co-brand (the rebranded Alaska Visa Signature) at $95 a year. It earns 3X on Alaska and Hawaiian purchases, 2X on gas, EV charging, cable, streaming, and transit, and 1X elsewhere - all earning Atmos points, the combined Alaska-Hawaiian currency. The signature perk is the famous companion fare: a $99 Companion Fare every anniversary after $6,000 of spend. You also get a free checked bag and preferred boarding for up to six companions, $100 off an Alaska Lounge+ membership, no foreign transaction fees, and a 10% rewards bonus if you bank with Bank of America. A no-brainer hold for Alaska and Hawaiian regulars.
Welcome bonus
What you get for signing up and hitting the minimum spend.
70,000 Atmos points · $2,500 spend in 90d
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
70,000 Atmos points · $2,500 spend in 90d
This is an elevated, limited-time offer — the standard bonus is 50,000 Atmos points.
70,000 Atmos points after spending $2,500 in the first 90 days.
Plus a $99 Companion Fare (plus taxes and fees from $23).
Elevated limited-time online offer verified 2026-07-15 from BofA official. Standard is 50,000 after $2,000. No published end date; re-check periodically.
Earn rates
How many points per dollar across categories.
3 categories · top rate 3x
See the multipliers →
Earn rates
How many points per dollar across categories.
3 categories · top rate 3x
Card-level multipliers. Earn currency: Atmos Rewards.
| Category | Rate | Notes |
|---|---|---|
| Flights | 3x | 3X points on eligible Alaska Airlines and Hawaiian Airlines purchases. |
| Transit | 2x | 2X on gas, EV charging, cable, streaming services, and local transit (including rideshare). |
| All other purchases | 1x | 1X on all other purchases. |
Transfer in
Programs that transfer into Atmos Rewards — additional paths to top up your balance.
2 programs transfer in
See the inbound paths →
Transfer in
Programs that transfer into Atmos Rewards — additional paths to top up your balance.
2 programs transfer in
You can transfer points into Atmos Rewards from 2 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| Bilt Rewards | 1:1 | Bilt is one of only two transferable currencies that reach Atmos, making it the easiest on-ramp for non-cardholders. Transfers are typically near-instant. No federal excise tax pass-through. |
| Marriott Bonvoy | 3:1 with 5K bonus per 60K block (effectively 2.4:1 in 60K increments) | Hotel-to-airline transfer; no federal excise tax. Transfer in exact 60K blocks to capture the 5K bonus — partial blocks lose the kicker. Posts in 2-7 days, not instant. |
Unlock transfers
Pair this card with a travel card in the Atmos Rewards family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
See your unlock cards →
Unlock transfers
Pair this card with a travel card in the Atmos Rewards family to unlock transfers to airline + hotel partners.
Pair with a travel card to unlock partners
💡 Pair with another travel card to unlock transfer partners. Points earned on this card become transferable to airline + hotel partners when you combine them into one of these Atmos Rewards travel cards:
You can combine across your own personal + business cards from the same issuer (Chase allows household-member pooling too with a one-time setup; Citi keeps it to your own cards only). Check your issuer's rules for details.
Without one of the travel cards above, points on this card redeem at fixed cash-back / portal value only.
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
1 program
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
See the details →
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
Other
Other perks on this card.
6 benefits
See the details →
Other
Other perks on this card.
6 benefits