American Express· co-branded with Hilton Honors

Hilton Honors American Express Aspire Card

Annual fee
$550
Welcome bonus
175,000 Hilton Honors points
Foreign txn fee
0%
Apply at American Express
(Direct link to issuer does not currently earn a commission on this card.)
Good to know before you apply
  • Automatic Hilton Honors Diamond status - top-tier breakfast, upgrades, and bonus points.
  • One Free Night Reward every year, plus another after $30,000 and a third after $60,000 of spend in a calendar year.
  • Up to $400 a year in Hilton resort statement credits ($200 semi-annual).
  • Up to $200 a year in airline credits ($50 per quarter) and up to $209 a year toward CLEAR Plus.
  • Up to $100 property credit on 2-night Waldorf Astoria / Conrad stays booked via the Aspire benefit rate.
  • 14X on Hilton; 7X on flights, car rentals, and U.S. restaurants; 3X on everything else.
  • $550 annual fee. No foreign transaction fees.

The Hilton Honors American Express Aspire Card is Hilton's top card: automatic Diamond status, 14X on Hilton, a free night every year (plus more after $30,000 and $60,000 of spend), and a deep credit stack - up to $400 in Hilton resort credits, $200 in airline credits, and a CLEAR Plus credit. At $550 the annual credits alone can outrun the fee for anyone who stays at Hilton resorts.

Welcome bonus

What you get for signing up and hitting the minimum spend.

175,000 Hilton Honors points · $6,000 spend in 180d

See the offer

175,000 Hilton Honors points after spending $6,000 in the first 180 days.

Offer ends 7/29/26.

Earn rates

How many points per dollar across categories.

3 categories · top rate 14x

See the multipliers

Card-level multipliers. Earn currency: Hilton Honors.

CategoryRateNotes
Hotel14x14X points on purchases made directly with Hilton portfolio hotels and resorts.
Travel7x7X points on flights booked directly or via Amex Travel, car rentals from select companies, and at U.S. restaurants.
All other purchases3x3X points on all other eligible purchases.

Transfer partners

Where you can move your Hilton Honors to airline + hotel programs.

24 partners

Meet the partners

Points earned with this card transfer to 24 partner programs via Hilton Honors.

ToRatioNotes
Aeromexico Rewards10:2.6Aeromexico Rewards. 25,000-point minimum transfer (25:6.5 published, effective 10:2.6). One of the better Hilton outbound ratios.
Air Canada Aeroplan10:1Air Canada Aeroplan. 10,000-point minimum.
Flying Blue10:1Air France/KLM Flying Blue. 20,000-point minimum.
airasia rewards10:2AirAsia rewards. Better-than-standard 10:2 ratio.
ANA Mileage Club10:1All Nippon Airways (ANA) Mileage Club.
Avios10:1British Airways Club (Avios).
Cathay Pacific Asia Miles10:1Cathay Pacific Asia Miles.
China Eastern Airlines10:1China Eastern Eastern Miles.
Delta SkyMiles10:1Delta SkyMiles.
Emirates Skywards10:1Emirates Skywards.
Ethiopian ShebaMiles10:1Ethiopian Airlines ShebaMiles.
Etihad Guest10:1Etihad Guest.
EVA Air Infinity MileageLands10:1EVA Air Infinity MileageLands.
Hainan Airlines10:4Hainan Airlines Fortune Wings Club. 25,000-point minimum (2.5:1 published, effective 10:4) - the best Hilton outbound ratio of the lot, though Hainan award space is regionally limited.
Japan Airlines Mileage Bank10:1Japan Airlines Mileage Bank.
Malaysia Airlines Enrich10:1.2Malaysia Airlines Enrich. Slightly better than standard.
Qantas Frequent Flyer10:1.5Qantas Frequent Flyer. Better-than-standard 10:1.5.
Qatar Privilege Club10:1Qatar Airways Privilege Club.
Saudia Alfursan10:1Saudia Alfursan.
Singapore KrisFlyer10:1.25Singapore KrisFlyer. Better-than-standard 8:1 ratio (= 10:1.25). 4,000-point minimum (lowest of the lot).
Turkish Miles&Smiles10:1Turkish Miles&Smiles.
United MileagePlus10:1United MileagePlus.
Virgin Atlantic Flying Club10:1.5Virgin Atlantic Flying Club. Better-than-standard 10:1.5.
Velocity Frequent Flyer10:1.5Velocity Frequent Flyer (Virgin Australia). Better-than-standard 10:1.5.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

2 programs

Browse the portals
American Express Experiences
Amex's entertainment portal --- presales, preferred seating on concerts, sports, and Broadway. Available to U.S. Amex cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.
Hilton Honors Experiences
Hilton's auctions and fixed-price events platform. Open to all Hilton Honors members.
🔒 Access this perk through your cardmember account at the issuer's website or app.

Free nights

Annual free night certificates and similar.

3 benefits

See the details
Annual Free Night Reward
One Free Night Reward each year of Card Membership. Valid for one standard room (double occupancy) at nearly any property in the Hilton portfolio worldwide - with NO points or category cap, unlike most hotel free-night certs. A short list of properties is excluded (see HiltonHonors.com/freenightreward). Covers resort fees and taxes on the room, can be combined with other Hilton promotions or added to an existing stay, and expires about 12 months after issuance. Redeem by calling 1-800-446-6677.
Free Night After $30k
A second Free Night Reward after $30,000 in purchases in a calendar year. Same redemption terms as the annual reward: one standard room at nearly any Hilton property worldwide, no points or category cap, minus the short excluded-property list (HiltonHonors.com/freenightreward). Covers resort fees and taxes on the room and expires about 12 months after issuance.
Free Night After $60k
A third Free Night Reward after $60,000 in purchases in a calendar year (on top of the annual reward and the $30k reward). Same redemption terms: one standard room at nearly any Hilton property worldwide, no points or category cap, minus the short excluded-property list (HiltonHonors.com/freenightreward). Covers resort fees and taxes on the room and expires about 12 months after issuance.

Status

Hotel / airline / partner status this card grants.

2 benefits

See the details
Hilton Honors Diamond Status
Automatic top-tier Hilton Honors Diamond status.
National Emerald Club Executive
Complimentary National Car Rental Emerald Club Executive status.

Statement credits

Bill credits and recurring perks that offset annual fees.

4 benefits

See the details
Up to $400 Hilton Resort Credit
Up to $200 semi-annually (up to $400/year) in statement credits at participating Hilton resorts.
Up to $200 Airline Credit
Up to $50 per quarter (up to $200/year) in flight statement credits.
CLEAR Plus Credit
Up to $209/year in statement credits toward a CLEAR Plus membership.
$100 Waldorf/Conrad Credit
Up to $100 property credit on 2-night stays at Waldorf Astoria / Conrad via the Aspire benefit rate.

Travel & rental insurance

Trip protection, rental car coverage, baggage, accident coverage.

2 benefits

See the details
Trip Delay Insurance
Secondary trip delay insurance on eligible travel.
Trip Cancellation & Interruption Insurance
Secondary trip cancellation and interruption coverage on eligible travel.

Purchase & travel protection

Purchase, extended warranty, cell phone, and fraud protections.

1 benefit

See the details
Cell Phone Protection
Cell phone protection (secondary) when you pay your wireless bill with the Card.

Other

Other perks on this card.

4 benefits

See the details
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the US.
Global Dining Access by Resy
Exclusive reservations, Priority Notify, and events at participating Resy restaurants.
Concierge
American Express Concierge for reservations, tickets, and travel requests.
Premium Global Assist Hotline
24/7 Premium Global Assist Hotline, including emergency medical transport when coordinated.

Last verified June 15, 2026.

Card terms change. Confirm details on the issuer's site before applying. crazy4points does not provide financial advice. We are not responsible for application outcomes or terms accepted — see our Terms of Service for full details.

We don't currently earn a commission on this card. The Apply button links to the issuer directly.