Choice Privileges Select Mastercard
- The 30,000 anniversary points (about $180 value) more than cover the $95 fee on their own. Automatic Platinum Elite status plus 20 Elite Night Credits make it a no-brainer for frequent Choice guests.
The $95 upgrade for Choice devotees: 10X on Choice stays, 5X on everyday categories, 30,000 anniversary points a year (worth more than the fee), automatic Platinum Elite status, and 10 Elite Night Credits. If you stay with Choice even a few times a year, this card pays for itself.
Welcome bonus
What you get for signing up and hitting the minimum spend.
60,000 Choice Privileges points · $3,000 spend in 3mo
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
60,000 Choice Privileges points · $3,000 spend in 3mo
60,000 Choice Privileges points after spending $3,000 in the first 3 months.
Earn 60,000 bonus points after $3,000 in purchases in the first 3 months.
Earn rates
How many points per dollar across categories.
7 categories · top rate 10x
See the multipliers →
Earn rates
How many points per dollar across categories.
7 categories · top rate 10x
Card-level multipliers. Earn currency: Choice Privileges.
| Category | Rate | Notes |
|---|---|---|
| Hotels | 10x | 10X points on stays at eligible Choice and non-Choice locations. |
| Gas | 5x | 5X points at gas stations. |
| Groceries | 5x | 5X points at grocery stores. |
| Telecom | 5x | 5X points on phone plans. |
| Streaming | 5x | 5X points on select streaming services. |
| Home Improvement | 5x | 5X points at home improvement stores. |
| All other purchases | 1x | 1X points on all other purchases. |
Other ways to earn these points
Programs that transfer into Choice Privileges — additional paths to top up your balance.
4 programs transfer in
See the inbound paths →
Other ways to earn these points
Programs that transfer into Choice Privileges — additional paths to top up your balance.
4 programs transfer in
You can transfer points into Choice Privileges from 4 other programs — useful if you want to combine balances from multiple loyalty currencies before booking.
| From | Ratio | Notes |
|---|---|---|
| American Express Membership Rewards | 1:1 | 1,000 Membership Rewards = 1,000 Choice Privileges points. |
| Capital One Miles | 1:1 | 1,000 Capital One miles = 1,000 Choice Privileges points. |
| Citi ThankYou Rewards | premium1:1.5 standard1:1.05 | Card-dependent. Devalued from 1:2 on 2026-04-19. |
| Wells Fargo Rewards | 1:2 | 1 Wells Fargo Rewards point = 2 Choice Privileges points. Best inbound ratio. |
Status
Hotel / airline / partner status this card grants.
1 benefit
See the details →
Status
Hotel / airline / partner status this card grants.
1 benefit
Status accelerators
Perks that unlock at spending milestones.
1 benefit
See the details →
Status accelerators
Perks that unlock at spending milestones.
1 benefit
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
See the details →
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
1 benefit
See the details →
Purchase & travel protection
Purchase, extended warranty, cell phone, and fraud protections.
1 benefit
Other
Other perks on this card.
2 benefits
See the details →
Other
Other perks on this card.
2 benefits