First Bank & Trust· co-branded with Best Western Rewards

Best Western Rewards Visa Signature Card

Annual fee

Welcome bonus

40,000 Best Western Rewards points

Foreign txn fee

Apply at First Bank & Trust

(Direct link to issuer does not currently earn a commission on this card.)

The no-annual-fee Best Western Rewards Visa Signature is the entry co-brand for the relaunched Best Western card program. It earns 4X points on Best Western stays and 2X on everything else, hands you automatic Best Western Gold elite status just for carrying it, and pays a 10,000-point anniversary bonus once you spend $5,000 in a cardmember year. With no annual fee and Best Western points that never expire, it is a low-stakes hold for anyone whose travel runs through Best Western country.

Welcome bonus

What you get for signing up — no minimum spend required.

40,000 Best Western Rewards points · no min spend

See the offer →

40,000 Best Western Rewards points. No minimum spend required.

Up to 40,000 points (variable 10,000-40,000 by creditworthiness/offer); shown before you apply. Qualifying-spend amount not published on the marketing page. Pay-with-Points value ~$5 per 1,000 points (up to 20,000/booking).

Earn rates

How many points per dollar across categories.

2 categories · top rate 4x

See the multipliers →

Card-level multipliers. Earn currency: Best Western Rewards.

Category	Rate	Notes
Hotel	4x	4X points per USD on eligible Best Western purchases.
All other purchases	2x	2X points per USD on all other purchases.

Transfer partners

Where you can move your Best Western Rewards to airline + hotel programs.

10 partners

Meet the partners →

Points earned with this card transfer to 10 partner programs via Best Western Rewards.

Status

Hotel / airline / partner status this card grants.

1 benefit

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Automatic Best Western Gold Elite Status

Complimentary Best Western Rewards Gold status while you hold the card - 10% bonus points on stays, complimentary water at check-in, and 500 bonus points upon arrival.

Other

Other perks on this card.

4 benefits

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10,000 Anniversary Bonus Points

Receive 10,000 bonus points each cardmember anniversary.

Cell Phone Protection

Pay your monthly wireless bill with the card and your phone is protected the following calendar month (see the Mercury Financial Guide to Benefits for limits).

Trip Delay Reimbursement

Up to $300 when travel booked with the card is delayed more than 12 hours.

Trip Cancellation / Interruption Reimbursement

Up to $2,000 for non-refundable fare if a trip booked with the card is cancelled or interrupted.