First Bank & Trust· co-branded with Best Western Rewards

Best Western Rewards Premium Visa Signature Card

Annual fee

$89

Welcome bonus

80,000 Best Western Rewards points

Foreign txn fee

Apply at First Bank & Trust

(Direct link to issuer does not currently earn a commission on this card.)

The $89-a-year Best Western Rewards Premium Visa Signature is the upgraded co-brand for the relaunched program. It earns a strong 10X points on Best Western stays, 4X at gas stations and grocery stores, and 2X everywhere else, plus automatic Best Western Platinum elite status and up to two free night awards each anniversary. For regular Best Western guests the anniversary free nights alone can outrun the fee.

Welcome bonus

What you get for signing up — no minimum spend required.

80,000 Best Western Rewards points · no min spend

See the offer →

80,000 Best Western Rewards points. No minimum spend required.

Up to 80,000 points (variable 20,000-80,000 by creditworthiness/offer); shown before you apply. Qualifying-spend amount not published on the marketing page. Pay-with-Points value ~$5 per 1,000 points (up to 20,000/booking).

Earn rates

How many points per dollar across categories.

4 categories · top rate 10x

See the multipliers →

Card-level multipliers. Earn currency: Best Western Rewards.

Category	Rate	Notes
Hotel	10x	10X points per USD on eligible Best Western purchases.
Gas	4x	4X points per USD at gas stations.
Grocery	4x	4X points per USD at grocery stores.
All other purchases	2x	2X points per USD on all other purchases.

Transfer partners

Where you can move your Best Western Rewards to airline + hotel programs.

10 partners

Meet the partners →

Points earned with this card transfer to 10 partner programs via Best Western Rewards.

Free nights

Annual free night certificates and similar.

1 benefit

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Up to Two Anniversary Free Night Awards

Up to two free night awards each cardmember anniversary. Valid for a standard room at any Best Western Licensed Hotel worldwide, subject to capacity controls and room availability - no published category or point cap. Covers room and room tax; excludes incidentals, resort fees, and parking. Each award expires on the date printed on it; not redeemable through travel agents and not exchangeable for cash.

Status

Hotel / airline / partner status this card grants.

1 benefit

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Automatic Best Western Platinum Elite Status

Complimentary Best Western Rewards Platinum status while you hold the card - 15% bonus points on stays, early check-in and late check-out (subject to availability), plus the Gold benefits (complimentary water and 500 points on arrival).

Other

Other perks on this card.

3 benefits

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Cell Phone Protection

Pay your monthly wireless bill with the card and your phone is protected the following calendar month (see the Mercury Financial Guide to Benefits for limits).

Trip Delay Reimbursement

Up to $300 when travel booked with the card is delayed more than 12 hours.

Trip Cancellation / Interruption Reimbursement

Up to $2,000 for non-refundable fare if a trip booked with the card is cancelled or interrupted.