The deal at a glance
The offer
30 credits a year
Chase's example: Premier plus the Business card, 15 from each card
The catch
Chase statement only
Stacking comes from a Chase statement to the press on Oct 29, 2026, not from Chase's card pages
Best for
Personal plus business card
Holders of both card types; elite night credits count toward status and Milestone Rewards
Hold a Chase IHG personal card and the IHG business card? In a statement to the press, Chase said elite night credits are awarded separately for each one.
Chase's card pages list 15 elite night credits a year on the IHG One Rewards Premier, 20 on the Premier Select and 15 on the IHG One Rewards Business. The old sentence about credits regardless of the number of IHG cards you hold is no longer on any of those pages, and none of them mentions holding more than one card.
The stacking comes from a Chase statement dated October 29, 2026: cardmembers may hold both the IHG One Rewards Business Credit Card and an eligible consumer card, with credits awarded separately for each. Chase's example is the Premier plus the Business card, 15 from each for 30 elite night credits a year.
Elite night credits count toward IHG One Rewards status and toward Milestone Rewards.
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Disclosure
crazy4points is not affiliated with, sponsored by, or endorsed by Chase or IHG, and those names belong to their owners. This alert is information, not financial or tax advice, and not a recommendation to apply for any card. We may receive compensation if you use links on this page. Compensation does not influence our recommendations. Chase sets the terms, eligibility and approval decisions and can change or end the offer, so confirm the current details on Chase's official page before you apply.
More on IHG One Rewards
Get the most from IHG One Rewards with our tips and tricks.
- IHG 4th night free with the Premier card
- Holiday Inn Express with included breakfast under 25K points
- Anniversary Free Night Cert top-off at high-cost properties
Cards that earn IHG One Rewards
Advertiser disclosure: Apply here links may earn us a commission or a referral reward if you are approved, at no cost to you. This never affects which offers we cover or what we say about them.
Offers and terms change, so confirm the current details with the issuer before you apply.
- Start Date
- November 3, 2026
- End Date
- May 4, 2027
- Action
- Monitor This Deal
- Published
- November 4, 2026
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