World of Hyatt Business Credit Card
Annual fee
$199
Welcome bonus
60,000 points
Foreign txn fee
0%
(Direct link to issuer does not currently earn a commission on this card.)
Good to know before you apply
- Subject to Chase's 5/24 rule (Chase business cards do not show on personal credit, but you still need to be UNDER 5/24 for approval).
- Chase auto-selects your top 3 of 8 eligible business categories each quarter based on your actual spend - no enrollment needed, just spend normally.
- NO anniversary free night certificate (the personal card has one - this card does not).
- NO $15K-spend bonus night either (also a personal-card-only perk).
- The $50 Hyatt credit only fires when you spend $50+ at a Hyatt property - up to 2 times per cardmember anniversary year ($100/year max).
- The 10% redemption rebate after $50K spend gives you 10% of redeemed points back on up to 200,000 points redeemed per year - so up to 20,000 points back, which adds up fast on big award trips.
- 5 elite-qualifying nights per $10K spend is uncapped - this is the status-manufacturing path.
- Auto rental coverage is PRIMARY for business rentals in the US (different from the personal card).
- Business spend earns 5 tier-qualifying night credits per $10,000 toward Hyatt status, and at $50,000 you unlock a 10% points-redemption rebate (up to 200,000 points) for the rest of the year - worth it if Hyatt status is the goal.
- Stack up to $100/year in Hyatt statement credits - spend $50 or more at any Hyatt property and get $50 back, up to twice each anniversary year.
The World of Hyatt Business Credit Card is a dream for the Hyatt-loyal road warrior — $199/year gets you instant Discoverist status, up to $100 in Hyatt credits, and a clever rotating 2x quarterly category system that rewards wherever your business spends most. Stack up those TQNs, hit $50K for a 10% points rebate, and let your employees ride the status train too.
Welcome bonus
What you get for signing up and hitting the minimum spend.
60,000 points · $5,000 spend in 3mo
See the offer →
Welcome bonus
What you get for signing up and hitting the minimum spend.
60,000 points · $5,000 spend in 3mo
60,000 points after spending $5,000 in the first 3 months.
🤝 Refer a friend: Earn 10,000 points for each friend approved for any Chase card — up to 50,000 per year.
Earn rates
How many points per dollar across categories.
11 categories · top rate 4x
See the multipliers →
Earn rates
How many points per dollar across categories.
11 categories · top rate 4x
Card-level multipliers. Earn currency: Hyatt.
| Category | Multiplier | Channel | Notes |
|---|---|---|---|
| Hyatt | 4x | direct | Card contribution is 4x on qualifying purchases at Hyatt Hotels. Combined total up to 9x with up to 5x base points from Hyatt as a World of Hyatt member. |
| Dining | 2x | — | 2 Bonus Points per $1 in top 3 spend categories each quarter. Dining is one of 8 eligible rotating categories. |
| Shipping | 2x | — | 2 Bonus Points per $1 in top 3 spend categories each quarter. Shipping is one of 8 eligible rotating categories. |
| Flights | 2x | direct | 2 Bonus Points per $1 in top 3 spend categories each quarter. Airline tickets purchased directly with the airline is one of 8 eligible rotating categories. |
| Transit | 2x | — | 2 Bonus Points per $1 in top 3 spend categories each quarter. Local transit & commuting is one of 8 eligible rotating categories. |
| Advertising | 2x | — | 2 Bonus Points per $1 in top 3 spend categories each quarter. Social media & search engine advertising is one of 8 eligible rotating categories. |
| Car rentals (through portal) | 2x | — | 2 Bonus Points per $1 in top 3 spend categories each quarter. Car rental agencies is one of 8 eligible rotating categories. |
| Gas stations | 2x | — | 2 Bonus Points per $1 in top 3 spend categories each quarter. Gas stations is one of 8 eligible rotating categories. |
| Internet, phone & TV | 2x | — | 2 Bonus Points per $1 in top 3 spend categories each quarter. Internet, cable & phone services is one of 8 eligible rotating categories. |
| Fitness Clubs | 2x | — | Earn 2 Bonus Points per $1 on fitness club and gym memberships — always on, not subject to quarterly rotation. |
| All other purchases | 1x | — |
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
2 programs
Browse the portals →
Cardholder experiences
Members-only events, dining access, and special experiences bundled with this card.
2 programs
Chase Experiences
Chase's cardmember-exclusive events portal --- dining series, chef collaborations, concerts, sports, cultural events. Open to all Chase consumer credit cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.
World of Hyatt FIND Experiences
Hyatt's curated experiences program --- culinary, wellness, and adventure offerings purchasable with points. Open to all World of Hyatt members.
🔒 Access this perk through your cardmember account at the issuer's website or app.
Status
Hotel / airline / partner status this card grants.
1 benefit
See the details →
Status
Hotel / airline / partner status this card grants.
1 benefit
World of Hyatt Discoverist Status
Enjoy immediate World of Hyatt Discoverist status for as long as you're a cardmember. Plus, give Discoverist status to up to five employees.
Status accelerators
Perks that unlock at spending milestones.
2 benefits
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Status accelerators
Perks that unlock at spending milestones.
2 benefits
Tier-Qualifying Night Credits
Earn 5 Tier-Qualifying Night credits toward World of Hyatt status for every $10,000 spent in a calendar year.
Unlocks at $10,000 spend
10% Redemption Bonus
Spend $50,000 in a calendar year and get 10% of redeemed points back for the rest of the year, on up to 200,000 points redeemed.
Unlocks at $50,000 spend
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
See the details →
Statement credits
Bill credits and recurring perks that offset annual fees.
1 benefit
Hyatt Statement Credits (up to $100/year)
Spend $50 or more at any Hyatt property and earn a $50 statement credit, up to two times each anniversary year (total up to $100).
Other
Other perks on this card.
3 benefits
See the details →
Other
Other perks on this card.
3 benefits
Hyatt Leverage Membership
Companies can receive up to 15% off standard room rates at participating Hyatt hotels through the Hyatt Leverage program.
Employee Cards at No Additional Cost
Add employee cards at no additional cost to streamline finances and earn points on every purchase made by the business owner or employees.
Referral Bonus — Earn up to 50,000 Bonus Points per Year
Earn 10,000 Bonus Points for each business referred that gets approved for the World of Hyatt Business credit card, up to 50,000 Bonus Points per year.