Check Chase My Bonus for a Targeted Q4 Spending Offer

Chase runs spending offers called My Bonus, and the Q4 round is live. It's targeted, and nobody can see your offer but you, so the only way to know is to go look.

Reported Q4 spending offers cover purchases from October 1 through December 31, 2026, and an offer has to be activated to use it. Check your own offer for its activation deadline and full terms. To check, visit chase.com/mybonus and enter the information Chase asks for your card.

Here is what the offers tend to look like:

• Category offers: reported offers include 5x, 7x, 9x or 10x total rewards on up to $1,000 in combined spending at grocery stores, gas stations and restaurants. These rates include the card's regular earnings. The 10x tier is the rarer one.
• Spend thresholds: bonuses such as 3,000 points after $3,000, 6,000 after $6,000, or 5,000 after $9,000.

These offers are most commonly reported on co-branded Chase cards, including United, Aeroplan, IHG, Marriott, Hyatt, Disney and Prime Visa. Other Chase cards may also receive offers. Whether you were picked, and for what, is Chase's call, so a friend's offer may not match yours.

If an offer is waiting, activate it, since activation is required.