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Chase Freedom Q3 2026: 5% on Gas & EV, Transit, Live Entertainment, and United Way


Time to re-activate. From July 1 through September 30, Chase Freedom and Freedom Flex cardholders earn 5% back (5x Ultimate Rewards points) on gas stations and EV charging, public transit, select live entertainment, and United Way donations - on up to $1,500 in combined spending. Do not forget the catch that trips people up every quarter: you have to activate before you earn.

Chase has posted the Q3 2026 bonus categories for the Freedom and Freedom Flex cards. From July 1 - September 30, 2026, earn 5% cash back (5x points) on up to $1,500 in combined purchases in these categories:

  • Gas stations and EV charging
  • Public transit (trains, buses, ferries, tolls, parking - but not rideshare or taxis)
  • Select live entertainment
  • United Way donations

After the $1,500 cap, earning drops to 1%. You must activate the categories - the window runs June 15 through September 14, 2026. If you pair Freedom with a Chase Sapphire or Ink card, those 5x points become transferable Ultimate Rewards worth far more than 5% cash back.

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Start Date
July 1, 2026
End Date
September 30, 2026
Action
Monitor This Deal
Published
June 13, 2026
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