hotel
Island Insiders Club -- formerly Sandals Select Rewards, rebranded July 1, 2026 -- is the loyalty program for Sandals and Beaches Resorts, two all-inclusive Caribbean brands that together cover 16 properties across Jamaica, St. Lucia, Antigua, the Bahamas, Grenada, Barbados, and Turks and Caicos. Sandals is adults-only (couples); Beaches is family-friendly. Your status and points work across both.
The program is a classic nights-and-spend loyalty structure: earn points on every stay, move through the tiers from Shell to Ambassador, and collect milestone perks including a complimentary week after every 70 paid nights. No major credit card currency transfers in, so points come from your stays. The Bank of America Sandals and Beaches Visa earns its own currency, Bank of America WorldPoints, which redeem as a discount on Sandals or Beaches vacations. That makes this a "commit to the brand" program: meaningful if Sandals or Beaches is a regular destination, thin if you visit once every few years.
The actual numbers. Get your nerd on, memorize the cheap ones.
The cheat sheet.
Island Insiders Club uses a points-earn-and-redeem model anchored to nights stayed and money spent at Sandals and Beaches properties. There is no published award chart with fixed point costs for specific room categories. Points redeem as a discount on Sandals and Beaches bookings, for up to 100% of the room cost minus a deposit, and Sandals values 10,000 referral points at USD 250.
The most concrete milestone redemption is the Free Week Award: after every 70 paid nights, a 7-night stay certificate is issued. The room category granted is the average of the member's prior 70 paid nights -- a meaningful incentive to book premium rooms consistently.
No major credit card program (Amex MR, Chase UR, Citi ThankYou, Bilt, Capital One, Wells Fargo) transfers points to Island Insiders Club. The Bank of America Sandals and Beaches Visa Signature earns Bank of America WorldPoints, a separate currency, not Island Insiders Club points. WorldPoints redeem for Sandals or Beaches vacation discounts: 5,000 = USD 50, 10,000 = USD 100, 25,000 = USD 300, 50,000 = USD 600. Reported earn rates as of mid-2026: 4x at Sandals and Beaches properties, 2x at restaurants and grocery stores, 1x everywhere else; no annual fee; no foreign transaction fee. Check current rates and fees at sandals.com/sandalscard/ before applying.
Where your points punch above their weight.
Where this currency genuinely shines.
Points work as a straight discount on your room, with no award chart, so there is no chart sweet spot to chase. The value sits in two programs built around it.
The status ladder. 7 rungs, each unlocking better lounges, bags, and bragging rights.
7 status levels.
Automatic after completing your 1st stay at any Sandals or Beaches resort (booking through official channels required).
After completing your 2nd qualifying stay at any Sandals or Beaches resort.
25 paid nights OR USD 25,000 cumulative spend at Sandals and Beaches resorts.
45 paid nights OR USD 40,000 cumulative spend at Sandals and Beaches resorts.
100 paid nights OR USD 90,000 cumulative spend at Sandals and Beaches resorts.
250 paid nights OR USD 220,000 cumulative spend at Sandals and Beaches resorts.
400 paid nights OR USD 345,000 cumulative spend at Sandals and Beaches resorts.
Club lounges and breakfast: who gets in.
Who gets in, who doesn't, and the carve-outs.
Island Insiders Club includes no airport lounge access at any tier.
On-resort, members may receive invitations to weekly VIP Insiders Events during their stay (which tiers are eligible was not confirmed from the official benefit table -- check sandals.com/about/rewards-program/ for the current tier breakdown). Some resorts also feature an Island Insiders Lounge where members can book their next stay at up to 12% off (the Future Memories Discount).
The high-leverage moves. Read this before you transfer a single mile.
The smart-money plays.
Resort fees, blackout dates, points expiry, the stuff nobody tells you until you've been burned once.
The fine print, decoded.
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Last reviewed: September 2026
Loyalty programs change rules, fees, transfer ratios, and award pricing all the time — sometimes without warning. We do our best to keep these pages current, but the program's own site is always the final word. Always confirm specifics directly with Island Insiders Club before transferring miles or booking an award. Treat anything on this page as a starting point, not a guarantee. Crazy4Points is not responsible for actions taken based on information here — see our Terms of Service for full details.
