MGM Rewards

MGM Rewards does not use a traditional award chart. Points redeem at a flat 1 cent per point toward eligible charges at MGM Resorts properties -- no categories, no peak pricing, no partner booking tiers.

Point redemptions (1 cent per point, flat):

• Hotel stays: apply points at checkout on direct bookings at mgmresorts.com or MyMGM app
• Dining and entertainment: redeem at MGM-owned restaurants, bars, and venues on property
• Spa: apply toward spa services at MGM properties
• MGM Rewards Moments: experiential packages available in the Moments catalog (inventory limited)

Cruise benefit (status benefit, not a point redemption): Gold, Platinum, and NOIR members receive complimentary annual Royal Caribbean or Celebrity Cruises voyages as a status benefit. Members choose the voyage or take a cruise credit instead:

• Gold: up to 5-night oceanview cabin, or $750 cruise credit
• Platinum: up to 7-night balcony cabin, or $1,500 cruise credit
• NOIR: up to 10-night junior suite, or $3,000 cruise credit Blackout dates and availability restrictions apply. Coordinate booking through MGM Rewards.

Air travel credits (status benefit):

• Platinum: $600 annual air travel credit
• NOIR: $1,200 annual air travel credit Verify current redemption process and eligible charges at mgmresorts.com/en/loyalty.html.

Co-brand card -- earn rates (official, FNBO):

• MGM Rewards Iconic World Elite Mastercard: 6x points + TCs at MGM Resorts destinations; 2x at hotels, dining, gas stations, and grocery stores; 1x elsewhere. Includes $200 resort credit annually, complimentary night (up to $250) at anniversary with $25,000 spend, Global Entry/TSA PreCheck credit, Priority Pass Digital membership.
• MGM Rewards World Elite Mastercard: 3x points + TCs at MGM Resorts destinations; 2x at gas stations and grocery stores; 1x elsewhere. Both cards grant automatic Pearl status and complimentary self-parking.

• Gold status + Las Vegas resort fee waiver: Vegas resort fees run $35-50+/night. Gold status (75,000 Tier Credits) waives them on direct bookings -- that is $245-350+ saved on a 7-night trip. Reaching Gold takes substantial on-property spend or play -- the exact Tier Credit earn rate on stays and dining is not published on MGM's public pages (verify at mgmresorts.com/en/loyalty.html). The MGM Rewards Iconic Mastercard, which earns 6 Tier Credits per $1 at MGM properties, is the fastest documented path to building Tier Credits.
• Pearl + Marriott Silver Elite link: Pearl is achievable at 20,000 TCs and links to Marriott Silver Elite -- 10% bonus Marriott points on stays, priority late checkout request, and welcome gift at 8,000+ Marriott properties worldwide. Low threshold, no-cost benefit.
• Gold + Marriott Gold Elite link: The bigger crossover play. Gold Elite at Marriott gives room upgrades (when available), enhanced late checkout, and 25% bonus Marriott points. Combined with MGM Gold resort fee waivers, this is a strong dual-program unlock for Las Vegas travelers.
• Annual cruise benefit at Gold+: The complimentary Royal Caribbean / Celebrity Cruises voyage is a genuine add-on if you were already considering a cruise. Gold gets up to 5 nights oceanview; Platinum gets up to 7 nights balcony; NOIR gets up to 10 nights junior suite -- or cash cruise credits ($750/$1,500/$3,000) if you prefer to apply them to a different sailing.
• No outsized award-chart sweet spots: MGM Rewards points are flat 1 cent/point with no partner booking arbitrage, no airline transfer plays, and no off-peak categories. The value is primarily in status benefits -- flat 1-cent redemptions mean point-based redemption math typically favors cash-back alternatives under current program terms.

MGM Rewards does not include airport lounge access at any tier.

On-property VIP lounges: NOIR members have access to a dedicated VIP check-in lounge at select MGM properties where the lounge exists. No other tier receives a dedicated MGM lounge perk.

Priority Pass via co-brand card: The MGM Rewards Iconic World Elite Mastercard (issued by FNBO) includes a Priority Pass Digital membership, granting access to a network of airport lounges worldwide. This lounge access is a card benefit, not an MGM Rewards tier benefit -- it applies regardless of your MGM status tier.

• Hotel stays at MGM properties: Apply points at checkout toward your room rate at a flat 1 cent per point. No minimum stay, no blackout dates on point redemptions (though cash rate availability still applies). Book direct at mgmresorts.com for the lowest direct rates and resort-fee waiver if you have Gold or above.
• On-property dining, entertainment, and spa: Redeem points at any MGM-owned restaurant, bar, show, or spa on property. Same 1-cent flat value -- useful for rounding out a bill or offsetting a big dinner tab.
• MGM Rewards Moments: Experiential packages curated for members -- concerts, sporting events, backstage access, chef's table dinners. Inventory varies and sells out; check the Moments catalog in the MyMGM app or at the Rewards desk on property.
• Royal Caribbean / Celebrity Cruises voyages: Gold+ members receive complimentary annual cruise voyages as a status benefit (not a point redemption). Gold gets up to a 5-night oceanview cabin or $750 cruise credit; Platinum gets up to 7 nights in a balcony cabin or $1,500; NOIR gets up to 10 nights in a junior suite or $3,000. Coordinate through MGM Rewards -- blackout dates apply.
• Marriott Bonvoy booking at MGM hotels: Select MGM Collection properties can be booked using Marriott Bonvoy points through the Marriott system. This is Marriott Bonvoy spending, not MGM Rewards point spending -- but it means Marriott loyalists can use existing Bonvoy points at Bellagio, Aria, and others. Verify current property availability at marriott.com.