🔄 Transfer in
Transfer from Citi ThankYou Rewards (1:1 from Citi Strata Premier, Strata Elite, and Prestige (premium cards); 1:0.7 from no-annual-fee Citi cards)
Added July 27, 2025 — Citi ThankYou is now a major flexible-currency program that transfers to AAdvantage, making it AA's most strategic on-ramp. Premium-card holders get 1:1; no-annual-fee Citi cardholders transfer at a worse 1:0.7 ratio. Typically near-instant transfer. No federal excise tax pass-through.
