Synchrony· co-branded with Sun Country Rewards

Sun Country Visa Signature Card

Annual fee
$89
Welcome bonus
25,000 Sun Country Rewards points
Foreign txn fee
0%
Apply at Synchrony
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The Sun Country Visa Signature is the ultra-low-cost carrier's co-brand, newly issued by Synchrony (it moved from First National Bank of Omaha in late 2025). It earns up to 5X on Sun Country purchases (3X when you buy, 2X when you fly), 2X on gas and groceries, and 1X elsewhere - all in Sun Country Rewards points. The perks lean practical for a budget airline: 50% off your first checked bag and seat selection for you and companions, a free premium inflight drink, 25% off inflight food and drinks, and a 10,000-point anniversary bonus if you spend $10,000 a year. Spending $10,000 (or flying 10 segments) also unlocks Plus status - priority check-in and boarding plus fee-free changes. At $89 a year, a solid hold if Sun Country is in your rotation.

Welcome bonus

What you get for signing up and hitting the minimum spend.

25,000 Sun Country Rewards points · $1,000 spend in 3mo

See the offer

25,000 Sun Country Rewards points after spending $1,000 in the first 3 months.

Earn 25,000 bonus points after $1,000 in purchases in the first 90 days.

Earn rates

How many points per dollar across categories.

4 categories · top rate 5x

See the multipliers

Card-level multipliers. Earn currency: Sun Country Rewards.

CategoryRateNotes
Flights5xUp to 5X on eligible Sun Country purchases - 3X when you buy plus 2X when you fly (Plus members add 1X more).
Grocery2x2X on grocery store purchases.
Gas2x2X on gas station purchases.
All other purchases1x1X on all other purchases.

Status

Hotel / airline / partner status this card grants.

1 benefit

See the details
Path to Plus Status
Qualify for Sun Country Rewards Plus status by flying 10 segments in a calendar year or spending $10,000 on the card: earn +1X on Sun Country purchases, fee-free changes/cancellations (Flexible Fares), and priority check-in, security (MSP), and Zone 1 boarding for you and companions.

Other

Other perks on this card.

7 benefits

See the details
50% Off First Checked Bag
50% off your first checked bag for you and travel companions on the same itinerary when you pay with the card.
50% Off Seat Selection
50% off Best and Standard seat selections for you and companions when purchased pre-flight on suncountry.com or the app.
10,000-Point Anniversary Bonus
10,000 bonus points if you spend $10,000 on the card within a 12-month period (based on account-opening date).
Inflight Perks
A free premium drink in flight, plus 25% off additional inflight food and beverages paid with the card.
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the U.S.
Preferred Boarding (Zone 2)
Preferred Boarding in Zone 2 on Sun Country flights (Plus status upgrades this to Zone 1).
Points Do Not Expire
Sun Country Rewards points earned with the card never expire while you remain a cardmember in good standing.

Last verified June 15, 2026.

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