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BarclaysΒ· co-branded with Miles & More

Miles & More World Elite Mastercard

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Annual fee
$89
Welcome bonus
70,000 Miles & More miles+ Pay the annual fee in full within the same 90 days
Foreign txn fee
0%
Apply at Barclays
Good to know before you apply
  • The welcome offer is 70,000 miles after $4,000 in spend and paying the annual fee in full, both within 90 days.
  • The $89 annual fee is waived for Senator and HON Circle members while they hold that status.
  • The 2X applies to tickets bought directly from AirDolomiti, Austrian, Brussels, Croatia, Eurowings, LOT, Lufthansa, Luxair and SWISS. Everything else earns 1X.
  • You get 2 Lufthansa Business Lounge vouchers on your first purchase and again every year. Each voucher covers one visit and needs a same-day boarding pass on a Lufthansa Group airline.
  • You get an economy class companion ticket on your first purchase and on each anniversary. Taxes and fees apply.
  • Once a year you can convert 5,000 to 25,000 purchase miles into Points and Qualifying Points. 5,000 miles gets you 20 Points and 20 Qualifying Points.
  • Miles are exempt from expiry when you make a miles-related purchase at least once a month and the account has been open at least 3 months.
  • There is no foreign transaction fee.

The Miles & More World Elite Mastercard costs $89 a year, and Barclays waives the fee for Senator and HON Circle members while they hold that status. New cardmembers get 70,000 miles after $4,000 in spend and paying the annual fee in full, both within 90 days. You earn 2 miles per $1 on tickets bought directly from Miles & More partner airlines and 1 on everything else. It also comes with 2 Lufthansa Business Lounge vouchers on your first purchase and every year after, plus an economy class companion ticket on your first purchase and each anniversary. There is no foreign transaction fee.

Perks worth knowing

Extra value that rides along with this card, from its network and from benefits that unlock more.

🌐 World Elite MastercardNetwork perk

Free Instacart+ and a monthly Peacock discount

1Two months of free Instacart+ delivery, plus $10 off your second order each month, for new Instacart+ members who enroll by January 31, 2027.
2$3 off Peacock Premium every month as a statement credit when you subscribe with the card, through December 31, 2027.
πŸŽ‰Two everyday perks that ride along with the card, no annual fee attached to them.

Catch: Both are for new subscribers only, and Peacock arrives as a monthly statement credit, not a free subscription. These are two separate perks, not a bundle.

See the official terms β†’

Welcome bonus

What you get for signing up and hitting the minimum spend.

70,000 Miles & More miles Β· $4,000 spend in 3mo

See the offer β†’

Plus Pay the annual fee in full within the same 90 days.

70,000 Miles & More miles after spending $4,000 in the first 3 months.

Pay the annual fee in full within the same 90 days

Earn rates

How many points per dollar across categories.

2 categories Β· top rate 2x

See the multipliers β†’

Card-level multipliers. Earn currency: Miles & More.

CategoryRateNotes
Airline tickets2x2 miles per $1 on tickets bought directly from Miles & More partner airlines: AirDolomiti, Austrian, Brussels, Croatia, Eurowings, LOT, Lufthansa, Luxair and SWISS.
All other purchases1x1 mile per $1 on all other purchases.

Transfer in

Programs that transfer into Miles & More β€” additional paths to top up your balance.

1 program transfer in

See the inbound paths β†’

You can transfer points into Miles & More from 1 other program β€” useful if you want to combine balances from multiple loyalty currencies before booking.

FromRatioNotes
Rove Miles1:1Lufthansa Group Miles & More, 1:1.

Lounge access

Airport lounge access conferred by this card.

1 benefit

See the details β†’
Lufthansa Business Lounge Vouchers
2 Lufthansa Business Lounge vouchers on your first purchase and then every year. Each voucher is good for one visit and needs a same-day boarding pass on a Lufthansa Group airline.

Other

Other perks on this card.

4 benefits

See the details β†’
Economy Class Companion Ticket
An economy class companion ticket on your first purchase and on each account anniversary. Taxes and fees apply.
Miles Conversion to Points and Qualifying Points
Once a year, convert 5,000 to 25,000 purchase miles into Points and Qualifying Points. 5,000 miles equals 20 Points and 20 Qualifying Points.
Miles Expiry Exemption
Miles are exempt from expiry when you make a miles-related purchase at least once a month and the account has been open for at least 3 months.
Annual Fee Waiver for Senator and HON Circle
The $89 annual fee is waived for Senator and HON Circle members while they hold that status.

Last verified November 1, 2026.

Card terms change. Confirm details on the issuer's site before applying. crazy4points does not provide financial advice. We are not responsible for application outcomes or terms accepted β€” see our Terms of Service and Affiliate Disclosures for full details.