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Bank of America

Sandals Visa Signature Card

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Annual fee
$0
Welcome bonus
30,000 WorldPoints+ Plus a $100 statement credit.
Foreign txn fee
0%
Apply at Bank of America
Good to know before you apply
  • **Welcome offer: 30,000 bonus points plus a $100 statement credit after you make $2,000 in purchases within the first 90 days of opening the account.** It is an online offer for residents of the US and its territories. Sandals calls it a limited-time online offer with no end date posted, so confirm it on the Bank of America application page before applying.
  • **What counts toward the $2,000:** purchases made within the first 90 days. Cash advances, balance transfers and fees do not count, and returns and credits are deducted. You get one bonus per new account, and it does not apply to converted accounts.
  • **When the bonus arrives:** Bank of America's terms say the bonus points and the statement credit arrive within one to two billing cycles after you qualify. The value of the reward may count as taxable income, and you may get a Form 1099.
  • **Earning:** 4X points on purchases at Sandals Resorts, Beaches Resorts and Unique Travel Corp, 2X at eligible grocery stores and dining, and 1X on everything else.
  • **Redeeming:** cash back is worth 1 cent per point, so 2,500 points is $25.
  • **Points expiration:** WorldPoints expire 5 years after the month they were earned, as long as the account is open and in good standing.
  • **Fees:** $0 annual fee and no foreign transaction fee.
  • **Intro APR:** 0% intro APR for the first 7 statement closing dates after you open the account, then a variable 17.74% to 27.74% based on creditworthiness (rates as of 9/30/2026). Variable rates can change.

The Sandals Visa Signature from Bank of America is the no annual fee card for people who plan to stay at Sandals or Beaches. It earns 4X points on purchases at Sandals Resorts, Beaches Resorts and Unique Travel Corp, 2X on eligible grocery stores and dining, and 1X on everything else. There is no foreign transaction fee. The points are Bank of America WorldPoints. New cardholders can get 30,000 bonus points plus a $100 statement credit after $2,000 in purchases in the first 90 days.

Welcome bonus

What you get for signing up and hitting the minimum spend.

30,000 WorldPoints · $2,000 spend in 90d

See the offer →

Plus Plus a $100 statement credit..

30,000 WorldPoints after spending $2,000 in the first 90 days.

Plus a $100 statement credit.

Earn rates

How many points per dollar across categories.

4 categories · top rate 4x

See the multipliers →

Card-level multipliers.

CategoryRateNotes
Hotel4x4X points on Sandals Resorts, Beaches Resorts and Unique Travel Corp purchases.
Groceries2x2X points at eligible grocery stores.
Dining2x2X points at eligible dining.
All other purchases1x1X points on all other purchases.

Cardholder experiences

Members-only events, dining access, and special experiences bundled with this card.

1 program

Browse the portals →
Bank of America Preferred Seating (Live Nation)
Bank of America's Live Nation partnership --- ticket presales and preferred-seating sections at concerts and venues. Available to all BoA credit/debit cardholders.
🔒 Access this perk through your cardmember account at the issuer's website or app.

Other

Other perks on this card.

2 benefits

See the details →
WorldPoints Redemption
Redeem WorldPoints for cash back at 1 cent per point, starting at 2,500 points ($25).
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the U.S.

Last verified October 26, 2026.

Card terms change. Confirm details on the issuer's site before applying. crazy4points does not provide financial advice. We are not responsible for application outcomes or terms accepted — see our Terms of Service and Affiliate Disclosures for full details.