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Navy Federal Flagship Premier 50K

Navy Federal is offering 50,000 bonus points on the Flagship Premier card after $4,000 in eligible purchases within 90 days of account opening. Apply between September 10, 2026 and January 3, 2027. Navy Federal membership is required.

The offer
50,000 bonus points. After $4,000 in eligible purchases within 90 days of opening the account
Worth knowing
$95 annual fee. No foreign transaction fees. Navy Federal membership required. One promotional offer at account opening
Ends
Apply by Jan 3, 2027. Offer window September 10, 2026 through January 3, 2027
Published November 13, 2026VerifiedExpires January 3, 2027 (51 days left)

Navy Federal's Flagship Premier card is offering 50,000 bonus points after $4,000 in eligible purchases within 90 days of opening the account.

  • Spend: $4,000 in eligible purchases within 90 days of account opening. Purchases from broker dealers and prediction markets do not count, and the limit is one promotional offer at account opening.
  • Bonus timing: the points post within 8 weeks after the 90 day period ends.
  • Annual fee: $95, with no foreign transaction fees.
  • APR: variable, 15.99% to 18.00% as of November 13, 2026.

Day to day, the card earns 4X points on travel, 3X points on dining and 1X on everything else. It also carries a $100 annual airline credit and up to $120 toward Global Entry or TSA PreCheck every 4 years, and points redeem for cash, travel, gift cards and merchandise.

The offer is valid for Navy Federal members who apply and are approved between September 10, 2026 and January 3, 2027.

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