Chase Ink Cash and Unlimited Hit 100,000 Points, Both With No Annual Fee

Two of the easiest business cards to justify just got a lot more tempting. Both no annual fee Chase Ink cards are dangling 100,000 Ultimate Rewards points, well above where either one usually sits.

• The offer: 100,000 Ultimate Rewards points after $8,000 in purchases in the first 4 months, on both the Ink Business Cash and the Ink Business Unlimited. Both carry a $0 annual fee.
• The sweet spot: on their own these cards earn Ultimate Rewards you can take as cash back or spend through the Chase travel portal. The classic move is to pool them with a Chase card that unlocks transfers and send them to World of Hyatt, where a top property can cost far fewer points than its cash rate. One current wrinkle worth knowing: the full 1:1 transfer to Hyatt now lives with the Chase Sapphire Reserve and Sapphire Reserve for Business. Chase is moving the Sapphire Preferred and Ink Business Preferred to 4:3, meaning 3 Hyatt points for every 4 Chase points, immediately for anyone who applied on or after June 15, 2026 and for everyone else on October 1, 2026. If Hyatt is the goal, the card you pair these points with now matters.
• Best ever, or worth the wait: these two cards normally sit in the 75,000 to 90,000 range, so 100,000 is a real step up. Chase has not published an end date, so if you can cover the spend, there's little reason to wait.
• The catch: $8,000 in 4 months is a heavier lift than the usual Ink requirement, so map out real business expenses before you apply. Chase has not attached an end date, and the last elevated Ink run lasted about two months, so treat this as here today and gone whenever.
• Bottom line: for a $0 annual fee, 100,000 points is an easy yes if you can cover the spend. Just choose your transfer partner card with the new Hyatt ratios in mind.

Editorial content, not financial advice. Offer terms, eligibility, and fees are set by the issuer, can change without notice, and approval is not guaranteed. Confirm current details on the issuer's official page before applying.