The deal at a glance
The offer
No foreign fee
On eligible foreign-currency purchases. The exchange rate still applies
The catch
$599 annual fee
BMO's stated minimum income is $150,000 individual or $200,000 household, with an alternate route on its card page
Best for
Canadian frequent travelers
10 lounge visits a year and a $200 credit after one airfare, hotel or car rental purchase of $500 or more
BMO changed its eclipse Visa Infinite Privilege card on November 2, 2026. This is a Canadian card, and the dollar amounts below are Canadian dollars.
- No foreign transaction fee on eligible foreign-currency purchases. The exchange rate still applies.
- 10 lounge visits per membership year through Visa Airport Companion. Enrollment is required.
- $200 travel credit once per annual period, after a single airfare, hotel or car rental purchase of $500 or more.
- 5x on travel, gas, groceries, dining and takeout, and health and wellness, on purchases made in Canada only, up to annual caps: $25,000 for dining and for travel, $20,000 for groceries, and $15,000 for gas and for health and wellness. Purchases past a cap, and everything else, earn 1x.
The annual fee is $599. BMO's stated minimum income is $150,000 individual or $200,000 household, and the alternate route is $50,000 in total spend on your other credit cards in the past 12 months.
Disclosure
crazy4points is not affiliated with, sponsored by, or endorsed by BMO or Visa, and those names belong to their owners. This alert is information, not financial or tax advice, and not a recommendation to apply for any card. We may receive compensation if you use links on this page. Compensation does not influence our recommendations. BMO sets the terms, eligibility and approval decisions and can change or end the offer, so confirm the current details on BMO's official page before you apply.
- Start Date
- November 2, 2026
- Action
- Monitor This Deal
- Published
- November 3, 2026
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