IHG One Rewards Premier Card Hits Its Best-Ever Bonus: Up to 185,000 Points
If you have been eyeing a hotel card that pays for itself, this is the moment. Chase has pushed the IHG One Rewards Premier Card to its best-ever welcome bonus - up to 185,000 points - on a card with just a $99 annual fee. The catch is timing: the offer ends June 24, 2026. Between the bonus, the annual free night, and IHG's fourth-night-free perk, this is one of the easier hotel cards to justify right now.
Why this matters
185,000 IHG points is the highest this card has offered (the usual top-end is around 140,000), and it is enough for many free nights at mid-tier IHG properties. The card's real staying power is the annual Anniversary Free Night and fourth-night-free on award stays, which together tend to cover the $99 fee for regular IHG guests. Earn it for the bonus, keep it for the free night - but only chase it if the $3,000 / $6,000 spend fits your normal budget.
Chase has raised the welcome bonus on the IHG One Rewards Premier Card to up to 185,000 points - the best total-points offer this card has carried. The bonus comes in two parts:
- 150,000 points after you spend $3,000 in the first 3 months
- 35,000 points after you spend a total of $6,000 in the first 6 months
Deadline: applications must be in by June 24, 2026 (9am ET).
The card carries a $99 annual fee and keeps the perks that make it a long-term hold:
- Anniversary Free Night (redeemable at properties up to 40,000 points, with the option to top up)
- Automatic IHG Platinum Elite status
- Fourth reward night free on award stays
Earn it for the bonus, keep it for the free night - just make sure the $3,000 / $6,000 spend fits your normal spending before you apply.
- End Date
- June 24, 2026
- Action
- Monitor This Deal
- Published
- June 18, 2026